PFC vs. OSBC, CTBI, CCB, GSBC, HBT, EGBN, FCBC, FMBH, AMAL, and HTBK
Should you be buying Premier Financial stock or one of its competitors? The main competitors of Premier Financial include Old Second Bancorp (OSBC), Community Trust Bancorp (CTBI), Coastal Financial (CCB), Great Southern Bancorp (GSBC), HBT Financial (HBT), Eagle Bancorp (EGBN), First Community Bankshares (FCBC), First Mid Bancshares (FMBH), Amalgamated Financial (AMAL), and Heritage Commerce (HTBK). These companies are all part of the "state commercial banks" industry.
Premier Financial (NASDAQ:PFC) and Old Second Bancorp (NASDAQ:OSBC) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their risk, valuation, earnings, profitability, community ranking, analyst recommendations, dividends, institutional ownership and media sentiment.
Premier Financial currently has a consensus price target of $27.00, indicating a potential upside of 57.89%. Old Second Bancorp has a consensus price target of $18.67, indicating a potential upside of 37.86%. Given Premier Financial's higher probable upside, equities analysts clearly believe Premier Financial is more favorable than Old Second Bancorp.
Premier Financial pays an annual dividend of $1.24 per share and has a dividend yield of 7.3%. Old Second Bancorp pays an annual dividend of $0.20 per share and has a dividend yield of 1.5%. Premier Financial pays out 36.9% of its earnings in the form of a dividend. Old Second Bancorp pays out 9.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Old Second Bancorp received 304 more outperform votes than Premier Financial when rated by MarketBeat users. Likewise, 58.60% of users gave Old Second Bancorp an outperform vote while only 46.43% of users gave Premier Financial an outperform vote.
Premier Financial has higher revenue and earnings than Old Second Bancorp. Premier Financial is trading at a lower price-to-earnings ratio than Old Second Bancorp, indicating that it is currently the more affordable of the two stocks.
Premier Financial has a beta of 1.28, meaning that its share price is 28% more volatile than the S&P 500. Comparatively, Old Second Bancorp has a beta of 1.13, meaning that its share price is 13% more volatile than the S&P 500.
Old Second Bancorp has a net margin of 30.18% compared to Premier Financial's net margin of 28.25%. Old Second Bancorp's return on equity of 19.45% beat Premier Financial's return on equity.
65.3% of Premier Financial shares are owned by institutional investors. Comparatively, 65.9% of Old Second Bancorp shares are owned by institutional investors. 1.9% of Premier Financial shares are owned by company insiders. Comparatively, 5.5% of Old Second Bancorp shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.
In the previous week, Premier Financial had 4 more articles in the media than Old Second Bancorp. MarketBeat recorded 5 mentions for Premier Financial and 1 mentions for Old Second Bancorp. Old Second Bancorp's average media sentiment score of 1.87 beat Premier Financial's score of 0.83 indicating that Old Second Bancorp is being referred to more favorably in the news media.
Summary
Old Second Bancorp beats Premier Financial on 14 of the 21 factors compared between the two stocks.
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This chart shows the number of new MarketBeat users adding PFC and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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