Pitanium (NASDAQ:PTNM) is a technology company specializing in software solutions for credit risk management and digital lending. Through its cloud-based platform, Pitanium provides banks, non-bank lenders and corporate finance teams with real-time insights into borrower behavior, portfolio health and risk exposure. The company’s mission is to streamline underwriting and monitoring processes by unifying disparate data sources, advanced analytics and automated workflows.
Pitanium’s core offering includes an API-driven risk analytics engine that leverages machine learning models and alternative data to deliver early warning signals, portfolio stress testing and counterparty risk scoring. Customers access a customizable dashboard for limit management, covenant tracking and regulatory reporting. The platform integrates with leading banking systems and loan origination software, enabling financial institutions to reduce manual review cycles and make data-backed decisions at scale.
Founded in 2015 and headquartered in Chicago, Illinois, Pitanium has expanded its presence across North America, Europe and Asia-Pacific. The company began as a fintech startup focused on small-business lending and has since broadened its product suite to address corporate and commercial credit needs. Following a strategic growth phase, Pitanium completed its initial public offering in 2022 and has since forged partnerships with global banking vendors and core processors.
Pitanium’s leadership team is led by CEO Michael Mathews, whose background includes senior roles at major banks and credit bureaus. Chief Technology Officer Emma Li oversees the company’s development of scalable data pipelines and proprietary risk models. Guided by a board of seasoned finance and technology executives, Pitanium continues to invest in product innovation and international expansion to meet evolving credit-risk challenges.
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