PWOD vs. UVSP, SBSI, HFWA, MBWM, CPF, HAFC, FCBC, CAC, HBNC, and GSBC
Should you be buying Penns Woods Bancorp stock or one of its competitors? The main competitors of Penns Woods Bancorp include Univest Financial (UVSP), Southside Bancshares (SBSI), Heritage Financial (HFWA), Mercantile Bank (MBWM), Central Pacific Financial (CPF), Hanmi Financial (HAFC), First Community Bankshares (FCBC), Camden National (CAC), Horizon Bancorp (HBNC), and Great Southern Bancorp (GSBC). These companies are all part of the "regional banks" industry.
Penns Woods Bancorp vs. Its Competitors
Penns Woods Bancorp (NASDAQ:PWOD) and Univest Financial (NASDAQ:UVSP) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their profitability, risk, dividends, valuation, media sentiment, analyst recommendations, earnings, institutional ownership and community ranking.
Penns Woods Bancorp has a beta of 0.47, indicating that its share price is 53% less volatile than the S&P 500. Comparatively, Univest Financial has a beta of 0.74, indicating that its share price is 26% less volatile than the S&P 500.
Univest Financial received 77 more outperform votes than Penns Woods Bancorp when rated by MarketBeat users. Likewise, 50.16% of users gave Univest Financial an outperform vote while only 40.00% of users gave Penns Woods Bancorp an outperform vote.
Univest Financial has higher revenue and earnings than Penns Woods Bancorp. Penns Woods Bancorp is trading at a lower price-to-earnings ratio than Univest Financial, indicating that it is currently the more affordable of the two stocks.
Univest Financial has a consensus target price of $29.00, suggesting a potential downside of 0.14%. Given Univest Financial's stronger consensus rating and higher probable upside, analysts clearly believe Univest Financial is more favorable than Penns Woods Bancorp.
Penns Woods Bancorp pays an annual dividend of $1.28 per share and has a dividend yield of 4.4%. Univest Financial pays an annual dividend of $0.88 per share and has a dividend yield of 3.0%. Penns Woods Bancorp pays out 45.7% of its earnings in the form of a dividend. Univest Financial pays out 33.0% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Univest Financial has raised its dividend for 1 consecutive years.
In the previous week, Univest Financial had 1 more articles in the media than Penns Woods Bancorp. MarketBeat recorded 3 mentions for Univest Financial and 2 mentions for Penns Woods Bancorp. Penns Woods Bancorp's average media sentiment score of 1.84 beat Univest Financial's score of 1.41 indicating that Penns Woods Bancorp is being referred to more favorably in the media.
27.9% of Penns Woods Bancorp shares are owned by institutional investors. Comparatively, 75.1% of Univest Financial shares are owned by institutional investors. 3.8% of Penns Woods Bancorp shares are owned by insiders. Comparatively, 1.7% of Univest Financial shares are owned by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.
Univest Financial has a net margin of 15.17% compared to Penns Woods Bancorp's net margin of 14.87%. Penns Woods Bancorp's return on equity of 9.26% beat Univest Financial's return on equity.
Summary
Univest Financial beats Penns Woods Bancorp on 13 of the 20 factors compared between the two stocks.
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New MarketBeat Followers Over Time
This chart shows the number of new MarketBeat users adding PWOD and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
Media Sentiment Over Time
This chart shows the average media sentiment of NASDAQ and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
Penns Woods Bancorp Competitors List
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This page (NASDAQ:PWOD) was last updated on 6/13/2025 by MarketBeat.com Staff
