Penns Woods Bancorp (PWOD) Stock Price, News & Analysis

Company Overview

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement account (IRAs) accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. Penns Woods Bancorp, Inc. was founded in 1934 and is headquartered in Williamsport, Pennsylvania.

Key Stats

• Today's Range: $30.00 to $30.00
• 50-Day Range: $28.87 to $32.29
• 52-Week Range: $20.18 to $34.56
• Volume: N/A
• Average Volume: 31,693 shs
• Market Capitalization: $228.42 million
• P/E Ratio: 10.71
• Dividend Yield: 4.27%
• Price Target: N/A
• Consensus Rating: N/A

PWOD Stock Analysis - Frequently Asked Questions

How were Penns Woods Bancorp's earnings last quarter?

Penns Woods Bancorp, Inc. (NASDAQ:PWOD) posted its quarterly earnings data on Friday, April, 25th. The financial services provider reported $1.04 earnings per share for the quarter. The financial services provider earned $18.71 million during the quarter. Penns Woods Bancorp had a trailing twelve-month return on equity of 11.05% and a net margin of 17.52%.

When did Penns Woods Bancorp's stock split?

Shares of Penns Woods Bancorp split on the morning of Tuesday, October 1st 2019.The 3-2 split was announced on Tuesday, September 3rd 2019. The newly issued shares were payable to shareholders after the closing bell on Monday, September 30th 2019. An investor that had 100 shares of stock prior to the split would have 150 shares after the split.

Who are Penns Woods Bancorp's major shareholders?

Top institutional investors of Penns Woods Bancorp include Geode Capital Management LLC (2.24%), Hudock Inc. (0.99%), Bridgeway Capital Management LLC (0.79%) and ABC Arbitrage SA (0.65%). Insiders that own company stock include Charles E Kranich, Brian L Knepp, Cameron Kephart, Michelle M Karas and Aron M Carter.
View institutional ownership trends.

What other stocks do shareholders of Penns Woods Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Penns Woods Bancorp investors own include Main Street Capital (MAIN), Marathon Petroleum (MPC), AT&T (T), United Parcel Service (UPS), CenterPoint Energy (CNP), Dominion Energy (D) and Eastman Chemical (EMN).

Company Calendar

• Last Earnings: 4/25/2025
• Record date for 6/24 Dividend: 6/10/2025
• Ex-Dividend for 6/24 Dividend: 6/10/2025
• Dividend Payable: 6/24/2025
• Today: 9/18/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:PWOD
• CIK: 716605
• Web: www.pwod.com
• Phone: (570) 322-1111
• Fax: N/A
• Employees: 250
• Year Founded: 1983

Profitability

• EPS (Trailing Twelve Months): $2.80
• Trailing P/E Ratio: 10.71
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $17.74 million
• Net Margins: 17.52%
• Pretax Margin: 21.82%
• Return on Equity: 11.05%
• Return on Assets: 1.01%

Debt

• Debt-to-Equity Ratio: 1.01
• Current Ratio: 1.08
• Quick Ratio: 1.08

Sales & Book Value

• Annual Sales: $71.00 million
• Price / Sales: 3.22
• Cash Flow: $2.96 per share
• Price / Cash Flow: 10.14
• Book Value: $27.20 per share
• Price / Book: 1.10

Miscellaneous

• Outstanding Shares: 7,614,000
• Free Float: 7,325,000
• Market Cap: $228.42 million
• Optionable: Not Optionable
• Beta: 0.46