SR Bancorp (SRBK) Stock Price, News & Analysis

Company Overview

SR Bancorp, Inc. (NASDAQ: SRBK) is the bank holding company for South River State Bank, a New Jersey–focused community bank established in 2006 and headquartered in Hyde Park. Since its founding, the company has pursued a regional growth strategy designed to serve commercial enterprises, professional practices and residents in central and northern New Jersey. Through its branch network and digital channels, SR Bancorp provides a full suite of banking products tailored to local market needs.

The company’s core business activities include commercial lending, consumer and mortgage lending, and deposit gathering. Commercial loan offerings span term loans, lines of credit and equipment financing, while mortgage services encompass both residential purchase and refinance transactions. On the deposit side, SR Bancorp features checking and savings accounts, money market accounts and certificates of deposit, all supported by online and mobile banking platforms to enhance customer convenience.

In addition to traditional banking services, SR Bancorp offers treasury and cash management solutions, including ACH origination, wire transfers and remote deposit capture for small and mid-sized businesses. Wealth management services are provided through affiliated advisors, delivering investment management, retirement planning and trust administration. These complementary services enable the company to serve a broad spectrum of client needs within its local footprint.

SR Bancorp is led by an experienced management team with deep roots in community banking and regional market expertise. The leadership group emphasizes strong customer relationships, risk-focused lending practices and disciplined balance-sheet management. Through this stewardship, the company aims to support sustainable growth while maintaining the local focus that has defined its operations since inception.

Key Stats

• Today's Range: $14.30 to $14.52
• 50-Day Range: $12.36 to $14.43
• 52-Week Range: $9.33 to $14.96
• Volume: 68,157 shs
• Average Volume: 42,505 shs
• Market Capitalization: $129.87 million
• P/E Ratio: N/A
• Dividend Yield: 1.39%
• Price Target: N/A
• Consensus Rating: N/A

SR Bancorp Stock Analysis - MarketRank™

SR Bancorp scored higher than 10% of companies evaluated by MarketBeat, and ranked 902nd out of 936 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for SR Bancorp.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of SR Bancorp is -1,443,000.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Earnings Ratio vs. Sector

The P/E ratio of SR Bancorp is -1,443,000.00, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.

Price to Book Value per Share Ratio

SR Bancorp has a P/B Ratio of 0.69. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 1.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

6.87% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 6.6.

Change versus previous month

Short interest in SR Bancorp has recently increased by 194.54%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.8 / 5
• Dividend Strength: Weak

Dividend Yield

SR Bancorp pays a meaningful dividend of 1.39%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SR Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

6.87% of the float of SR Bancorp has been sold short.

Short Interest Ratio / Days to Cover

SR Bancorp has a short interest ratio ("days to cover") of 6.6.

Change versus previous month

Short interest in SR Bancorp has recently increased by 194.54%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.0 / 5
• News Sentiment: 0.56

News Sentiment

SR Bancorp has a news sentiment score of 0.56. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.95 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for SR Bancorp this week, compared to 1 article on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: Acquiring Shares

Insider Buying vs. Insider Selling

In the past three months, SR Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $137,315.00 in company stock and sold $0.00 in company stock.

Percentage Held by Insiders

Only 3.60% of the stock of SR Bancorp is held by insiders.

Percentage Held by Institutions

Only 24.70% of the stock of SR Bancorp is held by institutions.

SRBK Stock Analysis - Frequently Asked Questions

How have SRBK shares performed this year?

SR Bancorp's stock was trading at $11.91 at the start of the year. Since then, SRBK stock has increased by 21.2% and is now trading at $14.43.

How were SR Bancorp's earnings last quarter?

SR Bancorp, Inc. (NASDAQ:SRBK) posted its earnings results on Wednesday, April, 30th. The company reported $0.06 earnings per share (EPS) for the quarter. The company had revenue of $7.73 million for the quarter. SR Bancorp had a negative net margin of 0.24% and a negative trailing twelve-month return on equity of 0.05%.

When did SR Bancorp IPO?

SR Bancorp (SRBK) raised $91 million in an initial public offering (IPO) on Wednesday, September 20th 2023. The company issued 9,055,172 shares at a price of $10.00 per share.

How do I buy shares of SR Bancorp?

Shares of SRBK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of SR Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that SR Bancorp investors own include AutoZone (AZO), Intel (INTC), TJX Companies (TJX), Abacus Health Products (ABAHF), Avino Silver & Gold Mines (ASM), Bank of America (BAC) and Cal-Maine Foods (CALM).

Company Calendar

• Record date for 4/15 Dividend: 3/31/2025
• Ex-Dividend for 4/15 Dividend: 3/31/2025
• Dividend Payable: 4/15/2025
• Last Earnings: 4/30/2025
• Record date for 7/15 Dividend: 6/30/2025
• Ex-Dividend for 7/15 Dividend: 6/30/2025
• Today: 7/11/2025
• Dividend Payable: 7/15/2025
• Next Earnings (Estimated): 7/29/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: Banking
• Current Symbol: NASDAQ:SRBK
• Previous Symbol: NASDAQ:SRBK
• CIK: 1951276
• Web: www.somersetsavings.com
• Phone: 732-560-1700
• Fax: N/A
• Employees: 65
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: -$10.86 million
• Net Margins: -0.24%
• Pretax Margin: 2.28%
• Return on Equity: -0.05%
• Return on Assets: -0.01%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $38.38 million
• Price / Sales: 3.38
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $20.98 per share
• Price / Book: 0.69

Miscellaneous

• Outstanding Shares: 9,000,000
• Free Float: 8,673,000
• Market Cap: $129.87 million
• Optionable: Not Optionable
• Beta: 0.59