SouthState Bank (SSB) Stock Price, News & Analysis

Company Overview

SouthState Bank is a regional banking institution and the principal banking subsidiary of SouthState Corporation (NYSE: SSB). The bank provides financial products and services to individuals, businesses, institutions and municipalities, including checking and savings accounts, certificates of deposit, consumer and commercial loans, residential mortgages, and lines of credit.

Its business also includes commercial banking, treasury and cash-management services, equipment financing, small-business lending, and wealth-management and trust services. Through its banking and financial-service teams, SouthState supports customers with deposit solutions, lending, investment and fiduciary services, and other banking needs.

SouthState traces its history to 1992 and has expanded through organic growth and acquisitions. The bank serves communities primarily across the southeastern United States and, following SouthState Corporation’s combination with Independent Bank Group, also has a presence in Texas. John Corbett serves as chief executive officer of SouthState Corporation.

Key Stats

• Today's Range: $101.13 to $102.66
• 50-Day Range: $99.64 to $111.62
• 52-Week Range: $84.47 to $112.20
• Volume: 604,094 shs
• Average Volume: 620,115 shs
• Market Capitalization: $9.90 billion
• P/E Ratio: 10.73
• Dividend Yield: 2.59%
• Price Target: $119.08
• Consensus Rating: Buy

SouthState Bank Stock Analysis - MarketRank™

SouthState Bank scored higher than 92% of companies evaluated by MarketBeat, and ranked 152nd out of 839 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 3.8 / 5
• Analyst Rating: Buy

Consensus Rating

SouthState Bank has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 strong buy rating, 11 buy ratings, 1 hold rating, and no sell ratings.

Upside Potential

SouthState Bank has a consensus price target of $119.08, representing about 16.7% upside from its current price of $102.05.

Amount of Analyst Coverage

SouthState Bank has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 8.35%

Earnings Growth

Earnings for SouthState Bank are expected to grow by 8.35% in the coming year, from $9.46 to $10.25 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of SouthState Bank is 10.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 44.65.

Price to Earnings Ratio vs. Sector

The P/E ratio of SouthState Bank is 10.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 24.42.

Price to Book Value per Share Ratio

SouthState Bank has a P/B Ratio of 1.13. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

3.21% of the float of SouthState Bank has been sold short.

Short Interest Ratio / Days to Cover

SouthState Bank has a short interest ratio ("days to cover") of 4.93.

Change versus previous month

Short interest in SouthState Bank has recently increased by 6.14%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Yield

SouthState Bank pays a meaningful dividend of 2.62%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SouthState Bank has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of SouthState Bank is 27.76%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, SouthState Bank will have a dividend payout ratio of 25.76% next year. This indicates that SouthState Bank will be able to sustain or increase its dividend.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: -0.08

News Sentiment

SouthState Bank has a news sentiment score of -0.08. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 6 news articles for SouthState Bank this week, compared to 3 articles on an average week.

Search Interest

Only 1 people have searched for SSB on MarketBeat in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

MarketBeat Follows

3 people have added SouthState Bank to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 1.5 / 5
• Insider Trading: Selling Shares

Insider Buying vs. Insider Selling

In the past three months, SouthState Bank insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,814,274.00 in company stock.

Percentage Held by Insiders

1.70% of the stock of SouthState Bank is held by insiders.

Percentage Held by Institutions

89.76% of the stock of SouthState Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

Company Calendar

• Last Earnings: 7/23/2026
• Record date for 8/14 Dividend: 8/07/2026
• Ex-Dividend for 8/14 Dividend: 8/07/2026
• Dividend Payable: 8/14/2026
• Today: 10/04/2026
• Next Earnings (Estimated): 10/21/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: Banks
• Sub-Industry: Regional Banks
• Current Symbol: NYSE:SSB
• Previous Symbol: NYSE:SSB
• CIK: 764038
• Web: southstatebank.com
• Phone: (863) 293-4710
• Fax: 803-765-1966
• Employees: 6,190
• Year Founded: 1934

Price Target and Rating

• Average Price Target for SouthState Bank: $119.08
• High Price Target: $126.00
• Low Price Target: $108.00
• Potential Upside/Downside: +16.7%
• Consensus Rating: Buy
• Rating Score (0-4): 3.00
• Research Coverage: 13 Analysts

Profitability

• EPS (Trailing Twelve Months): $9.51
• Trailing P/E Ratio: 10.73
• Forward P/E Ratio: 10.79
• P/E Growth: N/A
• Net Income: $798.67 million
• Net Margins: 25.09%
• Pretax Margin: 32.40%
• Return on Equity: 10.67%
• Return on Assets: 1.43%

Debt

• Debt-to-Equity Ratio: 0.06
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $2.66 billion
• Price / Sales: 3.73
• Cash Flow: $11.33 per share
• Price / Cash Flow: 9.01
• Book Value: $90.13 per share
• Price / Book: 1.13

Miscellaneous

• Outstanding Shares: 96,975,000
• Free Float: 95,326,000
• Market Cap: $9.90 billion
• Optionable: N/A
• Beta: 0.78