Stellarone (STEL) Stock Price, News & Analysis

Company Overview

StellarOne Corporation is a bank holding company of StellarOne Bank (the Bank). The Bank is an independent commercial bank holding company. It offers services provided by full-service banks, including individual and commercial demand and time deposit accounts, commercial and consumer loans, residential mortgages, credit card services and deposit services. The Bank, through its commercial banking segment, offers Internet banking access for banking services, mobile banking and online bill payment for both consumers and commercial customers. Lending is focused on individuals and small to middle-market businesses in the local markets of the Bank. The Bank, through its wealth management segment, provides a variety of wealth management and personal trust services. The mortgage banking segment engages primarily in the origination and acquisition of residential mortgages for sale into the secondary market. In January 2014, Union First Market Bankshares Corp acquired StellarOne Corporation.

Key Stats

• Today's Range: $27.75 to $28.54
• 50-Day Range: N/A
• 52-Week Range: $24.06 to $32.38
• Volume: 143,733 shs
• Average Volume: 211,342 shs
• Market Capitalization: $1.66 billion
• P/E Ratio: 14.10
• Dividend Yield: 1.81%
• Price Target: $31.00
• Consensus Rating: Hold

Stellarone Stock Analysis - MarketRank™

Stellarone scored higher than 44% of companies evaluated by MarketBeat, and ranked 728th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.5 / 5
• Analyst Rating: Hold

Consensus Rating

Stellarone has received a consensus rating of Hold. The company's average rating score is 2.25, and is based on 1 buy rating, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for Stellarone is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

Stellarone has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 2.5 / 5
• Proj. Earnings Growth: 7.65%

Earnings Growth

Earnings for Stellarone are expected to grow by 7.65% in the coming year, from $1.83 to $1.97 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Stellarone is 14.10, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.04.

Price to Earnings Ratio vs. Sector

The P/E ratio of Stellarone is 14.10, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.42.

Price to Book Value per Share Ratio

Stellarone has a P/B Ratio of 1.03. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.56% of the float of Stellarone has been sold short.

Short Interest Ratio / Days to Cover

Stellarone has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Stellarone has recently decreased by 4.69%, indicating that investor sentiment is improving.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Stellarone pays a meaningful dividend of 1.93%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Stellarone has only been increasing its dividend for 1 years.

Dividend Coverage

The dividend payout ratio of Stellarone is 25.45%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Stellarone will have a dividend payout ratio of 28.43% next year. This indicates that Stellarone will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.56% of the float of Stellarone has been sold short.

Short Interest Ratio / Days to Cover

Stellarone has a short interest ratio ("days to cover") of 4.3.

Change versus previous month

Short interest in Stellarone has recently decreased by 4.69%, indicating that investor sentiment is improving.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Stellarone insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 9.85% of the stock of Stellarone is held by insiders.

Percentage Held by Institutions

54.15% of the stock of Stellarone is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

STEL Stock Analysis - Frequently Asked Questions

How were Stellarone's earnings last quarter?

Stellarone Corp (NASDAQ:STEL) issued its quarterly earnings data on Friday, July, 25th. The financial services provider reported $0.51 earnings per share for the quarter, beating the consensus estimate of $0.45 by $0.06. Stellarone had a net margin of 18.80% and a trailing twelve-month return on equity of 7.43%.

How will Stellarone's stock buyback program work?

Stellarone's board authorized a stock buyback program on Wednesday, April 23rd 2025, which authorizes the company to buy back $65,000,000 in outstanding shares, according to EventVestor. This means that the company could repurchase up to 4.2% of its stock through open market purchases. Stock buyback programs are typically a sign that the company's management believes its stock is undervalued.

Who are Stellarone's major shareholders?

Top institutional shareholders of Stellarone include King Luther Capital Management Corp (2.40%), Geode Capital Management LLC (2.05%), William Blair Investment Management LLC (2.00%) and American Century Companies Inc. (1.38%). Insiders that own company stock include John E Williams Jr, Joe B Swinbank, George Martinez, Ramon A Vitulli III, Okan I Akin, William E Wilson Jr, Paul P Egge and Justin M Long.
View institutional ownership trends.

What other stocks do shareholders of Stellarone own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Stellarone investors own include Garmin (GRMN), Pan American Silver (PAAS), WPP (WPP), Arista Networks (ANET), Illumina (ILMN), Intuit (INTU) and Kinsale Capital Group (KNSL).

Company Calendar

• Record date for 6/30 Dividend: 6/16/2025
• Ex-Dividend for 6/30 Dividend: 6/16/2025
• Dividend Payable: 6/30/2025
• Last Earnings: 7/25/2025
• Today: 9/06/2025
• Record date for 9/30 Dividend: 9/15/2025
• Ex-Dividend for 9/30 Dividend: 9/15/2025
• Dividend Payable: 9/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: National commercial banks
• Sub-Industry: Regional Banks
• Current Symbol: NASDAQ:STEL
• CIK: 1036070
• Web: www.stellarone.com
• Phone: +1-434-9642211
• Fax: N/A
• Employees: 1,025
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Stellarone: $31.00
• High Price Target: $32.00
• Low Price Target: $30.00
• Potential Upside/Downside: 0.0%
• Consensus Rating: Hold
• Rating Score (0-4): 2.25
• Research Coverage: 4 Analysts

Profitability

• EPS (Trailing Twelve Months): $2.20
• Trailing P/E Ratio: 14.10
• Forward P/E Ratio: 16.95
• P/E Growth: N/A
• Net Income: $117.61 million
• Net Margins: 18.80%
• Pretax Margin: 23.70%
• Return on Equity: 7.43%
• Return on Assets: 1.09%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.91
• Quick Ratio: 0.91

Sales & Book Value

• Annual Sales: $625.45 million
• Price / Sales: 2.65
• Cash Flow: $3.00 per share
• Price / Cash Flow: 10.33
• Book Value: $30.16 per share
• Price / Book: 1.03

Miscellaneous

• Outstanding Shares: 53,400,000
• Free Float: 48,143,000
• Market Cap: $1.66 billion
• Optionable: Not Optionable
• Beta: 0.84