Tectonic Financial (NASDAQ: TECTP) is a fintech company specializing in cloud-native payments and treasury infrastructure delivered through a developer-friendly API platform. The company’s technology enables businesses to integrate core financial services—such as domestic and cross-border wire transfers, Automated Clearing House (ACH) payments and foreign exchange—directly into their applications and workflows.
In addition to high-value payment rails, Tectonic Financial offers tools for virtual and physical card issuance, real-time liquidity management and embedded treasury services. Its modular architecture allows clients to configure end-to-end payment processes, manage multi-currency accounts and automate reconciliation without relying on legacy banking systems or multiple third-party vendors.
Founded in 2021 and headquartered in New York City, Tectonic Financial has formed partnerships with chartered banks and payment processors to underwrite transactions and ensure regulatory compliance. The platform is designed to support both U.S. and cross-border use cases, giving fintech companies, digital banks and enterprise treasuries access to a unified payments network.
Catering primarily to fintech startups, neobanks and large corporate treasuries, Tectonic Financial seeks to streamline complex payment workflows, reduce operational bottlenecks and accelerate time-to-market for new financial products. By offering a single API gateway for multiple payment types, the company aims to simplify the integration of modern financial services into digital platforms.
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