TWFG (TWFG) Stock Price, News & Analysis

Company Overview

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers' compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.

Key Stats

• Today's Range: $33.78 to $35.41
• 50-Day Range: $31.00 to $36.04
• 52-Week Range: $21.31 to $36.85
• Volume: 168,522 shs
• Average Volume: 141,712 shs
• Market Capitalization: $1.96 billion
• P/E Ratio: 3.25
• Dividend Yield: N/A
• Price Target: $33.71
• Consensus Rating: Moderate Buy

TWFG Stock Analysis - MarketRank™

TWFG scored higher than 18% of companies evaluated by MarketBeat, and ranked 885th out of 938 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

TWFG has received a consensus rating of Moderate Buy. The company's average rating score is 2.56, and is based on 5 buy ratings, 4 hold ratings, and no sell ratings.

Amount of Analyst Coverage

TWFG has only been the subject of 3 research reports in the past 90 days.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Earnings Growth

Earnings for TWFG are expected to remain at $0.57 per share in the coming year.

Price to Earnings Ratio vs. the Market

The P/E ratio of TWFG is 3.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.09.

Price to Earnings Ratio vs. Sector

The P/E ratio of TWFG is 3.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.75.

Price to Book Value per Share Ratio

TWFG has a P/B Ratio of 7.11. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for TWFG.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

TWFG does not currently pay a dividend.

Dividend Growth

TWFG does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for TWFG.

News and Social Media

• Score: 2.7 / 5
• News Sentiment: N/A

News Sentiment

TWFG has a news sentiment score of 1.89. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.89 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for TWFG this week, compared to 2 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, TWFG insiders have not sold or bought any company stock.

Percentage Held by Insiders

66.48% of the stock of TWFG is held by insiders. A high percentage of insider ownership can be a sign of company health.

TWFG Stock Analysis - Frequently Asked Questions

How have TWFG shares performed this year?

TWFG's stock was trading at $30.80 on January 1st, 2025. Since then, TWFG stock has increased by 13.6% and is now trading at $35.00.
View the best growth stocks for 2025 here.

When did TWFG IPO?

TWFG (TWFG) raised $187 million in an initial public offering (IPO) on Thursday, July 18th 2024. The company issued 11,000,000 shares at a price of $17.00 per share.

How do I buy shares of TWFG?

Shares of TWFG stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of TWFG own?

Based on aggregate information from My MarketBeat watchlists, some other companies that TWFG investors own include Alpha Metallurgical Resources (AMR), Arch Biopartners (ARCH), Global X Copper Miners ETF (COPX), Hims & Hers Health (HIMS), Karuna Therapeutics (KRTX), Longboard Pharmaceuticals (LBPH) and Navios Maritime Partners (NMM).

Company Calendar

• Today: 6/29/2025
• Next Earnings (Estimated): 8/12/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: INS - MULTI LINE
• Sub-Industry: Insurance
• Current Symbol: NASDAQ:TWFG
• Previous Symbol: NASDAQ:TWFG
• CIK: 2007596
• Web: N/A
• Phone: (281) 367-3424
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $33.71
• High Stock Price Target: $38.00
• Low Stock Price Target: $29.00
• Potential Upside/Downside: -3.7%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.56
• Research Coverage: 9 Analysts

Profitability

• EPS (Most Recent Fiscal Year): $10.77
• Trailing P/E Ratio: 2.30
• Forward P/E Ratio: 61.40
• P/E Growth: N/A
• Net Income: $2.74 million
• Net Margins: 5.15%
• Pretax Margin: 14.51%
• Return on Equity: 9.60%
• Return on Assets: 7.61%

Debt

• Debt-to-Equity Ratio: 0.01
• Current Ratio: 124.50
• Quick Ratio: 124.50

Sales & Book Value

• Annual Sales: $203.76 million
• Price / Sales: 9.63
• Cash Flow: $0.34 per share
• Price / Cash Flow: 103.35
• Book Value: $4.92 per share
• Price / Book: 7.11

Miscellaneous

• Outstanding Shares: 56,080,000
• Free Float: 18,797,000
• Market Cap: $1.96 billion
• Optionable: N/A
• Beta: N/A