Umpqua Holdings Corp. Company Profile (NASDAQ:UMPQ)

About Umpqua Holdings Corp.

Umpqua Holdings Corporation is a financial holding company. The Company's principal operating subsidiaries include Umpqua Bank (the Bank) and Umpqua Investments, Inc. (Umpqua Investments). It operates through two segments: Community Banking and Home Lending. The Community Banking segment's principal business focus is the offering of loan and deposit products to business and retail customers in its primary market areas. The Community Banking segment operates over 380 locations throughout Oregon, California, Washington, Idaho and Nevada. The Home Lending segment, which operates as a division of the Bank, originates, sells and services residential mortgage loans. The Company, through Umpqua Bank, provides a range of banking, wealth management, mortgage banking and other financial services to corporate, institutional and individual customers. The Company, through Umpqua Investments, engages in the retail brokerage business.

Industry, Sector and Symbol:

Sector: Finance
Industry: Regional - Pacific Banks
Sub-Industry: Regional Banks
Exchange: NASDAQ
Symbol: UMPQ
CUSIP: 90421410

Key Metrics:

Previous Close: $15.06
50 Day Moving Average: $15.68
200 Day Moving Average: $15.64
52-Week Range: $13.46 - $18.05
Trailing P/E Ratio: 14.94
Foreward P/E Ratio: 12.56
P/E Growth: 2.49
Market Cap: $3.32B
Outstanding Shares: 220,195,000
Beta: 1.27

Profitability:

Net Margins: 18.90%
Return on Equity: 6.77%
Return on Assets: 1.11%

Debt:

Debt-to-Equity Ratio: 0.32%
Current Ratio: 1.00%
Quick Ratio: 0.97%

Additional Links:

Companies Related to Umpqua Holdings Corp.:

Consensus Ratings for Umpqua Holdings Corp. (NASDAQ:UMPQ) (?)

Ratings Breakdown:	1 Sell Rating, 5 Hold Ratings, 3 Buy Ratings, 1 Strong Buy Rating
Consensus Rating:	Hold (Score: 2.40)
Consensus Price Target:	$17.69 (17.37% upside)

Analysts' Ratings History for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Show:

Date	Firm	Action	Rating	Price Target
8/25/2016	Raymond James Financial Inc.	Upgrade	Outperform -> Strong-Buy	$20.00
8/23/2016	DA Davidson	Reiterated Rating	Buy	$18.00
7/11/2016	Wells Fargo & Co.	Downgrade	Outperform -> Market Perform
7/9/2016	JPMorgan Chase & Co.	Reiterated Rating	Hold
7/7/2016	Citigroup Inc.	Downgrade	Outperform
6/17/2016	Piper Jaffray Cos.	Reiterated Rating	Underweight	$13.50
4/22/2016	Keefe, Bruyette & Woods	Downgrade	Outperform -> Market Perform	$19.00 -> $18.00
3/28/2016	Royal Bank Of Canada	Boost Price Target	Outperform	$20.00 -> $22.00
1/29/2016	Stephens	Lower Price Target	Equal Weight	$19.00 -> $17.00
1/13/2016	Barclays PLC	Reiterated Rating	Equal Weight	$20.00 -> $17.00
1/26/2015	Sterne Agee CRT	Reiterated Rating	Buy -> Neutral

(Data available from 9/29/2014 forward)

Earnings History for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/19/2016
7/20/2016	Q216	$0.29	$0.31	$288.66 million		View	Listen
4/20/2016	Q116	$0.29	$0.29	$287.30 million		View	N/A
1/27/2016	Q4	$0.31	$0.29	$290.68 million		View	Listen
10/21/2015	Q315	$0.32	$0.28	$296.85 million		View	Listen
7/15/2015	Q215	$0.30	$0.31	$289.47 million	$218.00 million	View	Listen
4/15/2015	Q115	$0.28	$0.26	$283.35 million		View	N/A
1/28/2015	Q414	$0.29	$0.27	$288.22 million		View	Listen
10/15/2014	Q314	$0.29	$0.30	$272.64 million		View	Listen
7/23/2014	Q214	$0.23	$0.27	$243.44 million		View	Listen
4/21/2014	Q114	$0.23	$0.21	$134.97 million		View	N/A
1/22/2014	Q413	$0.25	$0.25	$137.08 million		View	N/A
10/16/2013	Q313	$0.26	$0.24	$140.45 million		View	N/A
7/17/2013	Q2 2013	$0.22	$0.24	$131.80 million		View	N/A
4/17/2013	Q1 2013	$0.24	$0.21	$141.20 million		View	N/A
1/23/2013	Q4 2012	$0.23	$0.26	$136.18 million		View	N/A
10/17/2012		$0.22	$0.22			View	N/A
7/18/2012		$0.20	$0.21			View	N/A
4/18/2012		$0.18	$0.23			View	N/A
1/25/2012		$0.18	$0.19			View	N/A
10/19/2011		$0.16	$0.19			View	N/A
7/20/2011		$0.13	$0.16			View	N/A
4/21/2011		$0.10	$0.12			View	N/A
1/27/2011		$0.09	$0.07			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Current Year EPS Consensus Estimate: $1.22 EPS
Next Year EPS Consensus Estimate: $1.2 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	1	$0.30	$0.30	$0.30
Q2 2016	1	$0.31	$0.31	$0.31
Q3 2016	1	$0.31	$0.31	$0.31
Q4 2016	1	$0.32	$0.32	$0.32
Q1 2017	1	$0.31	$0.31	$0.31
Q2 2017	1	$0.32	$0.32	$0.32
Q3 2017	1	$0.33	$0.33	$0.33
Q4 2017	1	$0.34	$0.34	$0.34

(Data provided by Zacks Investment Research)

Current Dividend Information for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Annual Dividend:	$0.64
Dividend Yield:	4.25%
Payout Ratio:	62.75% (Based on Trailing 12 Months of Earnings) 52.46% (Based on Current Year Consensus EPS Estimate) 53.33% (Based on Next Year Consensus EPS Estimate)

Dividend History for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
9/15/2016	quarterly	$0.16	4.18%	9/28/2016	9/30/2016	10/17/2016
6/15/2016	quarterly	$0.16	4.22%	6/28/2016	6/30/2016	7/15/2016
3/16/2016	quarterly	$0.16	4.03%	3/29/2016	3/31/2016	4/15/2016
12/16/2015	quarterly	$0.16	3.94%	12/29/2015	12/31/2015	1/15/2016
9/15/2015	quarterly	$0.16	3.8%	9/28/2015	9/30/2015	10/15/2015
6/15/2015	quarterly	$0.15	3.24%	6/26/2015	6/30/2015	7/15/2015
3/16/2015	quarterly	$0.15	3.46%	3/27/2015	3/31/2015	4/15/2015
12/16/2014	quarterly	$0.15		12/29/2014	12/31/2014	1/15/2015
9/16/2014	quarterly	$0.15		9/26/2014	9/30/2014	10/15/2014
6/16/2014	quarterly	$0.15	3.4%	6/26/2014	6/30/2014	7/15/2014
3/19/2014	quarterly	$0.15	3.1%	3/27/2014	3/31/2014	4/15/2014
12/19/2013	quarterly	$0.15	3.17%	12/27/2013	12/31/2013	1/15/2014
9/17/2013	quarterly	$0.15	3.73%	9/26/2013	9/30/2013	10/15/2013
5/20/2013	quarterly	$0.15	4.34%	6/26/2013	6/28/2013	7/15/2013
5/20/2013	special	$0.05	4.34%	5/29/2013	5/31/2013	6/14/2013
3/12/2013	quarterly	$0.10	3.03%	3/26/2013	3/29/2013	4/15/2013
12/4/2012	quarterly	$0.09			12/14/2012	12/28/2012

(Data available from 1/1/2013 forward)

Insider Trading History for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Insider Ownership Percentage: 1.00%
Institutional Ownership Percentage: 91.73%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
10/29/2015	Raymond P Davis	CEO	Sell	14,700	$17.20	$252,840.00
5/5/2015	Peggy Y Fowler	Director	Buy	2,000	$17.00	$34,000.00
4/27/2015	Peggy Y Fowler	Director	Buy	2,500	$17.05	$42,625.00
4/23/2015	Peggy Y Fowler	Director	Buy	2,500	$17.29	$43,225.00
2/2/2015	Peggy Y Fowler	Director	Buy	5,000	$15.77	$78,850.00
8/12/2014	Pincus Private Equity Warburg	Major Shareholder	Sell	7,500,000	$16.16	$121,200,000.00
2/7/2014	Ron Farnsworth	CFO	Sell	7,100	$17.14	$121,694.00

(Data available from 1/1/2013 forward)

Latest Headlines for Umpqua Holdings Corp. (NASDAQ:UMPQ)

Date	Headline
	Umpqua Holdings Corporation (UMPQ) Ex-Dividend Date Scheduled for September 28 ... (NASDAQ:UMPQ) www.nasdaq.com - September 29 at 8:18 AM
	Umpqua Holdings Corporation Announces Third Quarter 2016 Earnings Conference Call on October 20, 2016 (NASDAQ:UMPQ) finance.yahoo.com - September 29 at 8:18 AM
	UMPQUA HOLDINGS CORP : ex-dividend day (NASDAQ:UMPQ) www.4-traders.com - September 27 at 7:49 PM
	Umpqua Holdings Corporation (NASDAQ:UMPQ) FY2016 EPS Projection Set At $1.21 (NASDAQ:UMPQ) www.stocksdaily.net - September 26 at 9:22 AM
	UMPQUA HOLDINGS CORP Files SEC form 8-K, Other Events (NASDAQ:UMPQ) biz.yahoo.com - September 15 at 8:00 PM
	Umpqua Holdings Announces Quarterly Dividend (NASDAQ:UMPQ) www.publicnow.com - September 15 at 11:38 AM
	Umpqua Holdings Corporation (NASDAQ:UMPQ): What is the Sell-side Making of this Stock? (NASDAQ:UMPQ) www.nationaldailypress.com - September 9 at 7:49 AM
	Umpqua Holdings Corporation (NASDAQ:UMPQ) Is Expected To Post EPS Of $0.3 (NASDAQ:UMPQ) www.realistinvestor.com - September 3 at 6:52 PM
	Umpqua Holdings Corporation (NASDAQ:UMPQ) Ratings in Focus (NASDAQ:UMPQ) www.stocksdaily.net - August 15 at 8:23 PM
	UMPQUA HOLDINGS CORP Financials (NASDAQ:UMPQ) finance.yahoo.com - August 11 at 8:40 PM
	Umpqua Holdings Reaches Analyst Target Price (NASDAQ:UMPQ) www.nasdaq.com - August 10 at 11:14 AM
	ETF’s with exposure to Umpqua Holdings Corp. : August 9, 2016 (NASDAQ:UMPQ) www.capitalcube.com - August 9 at 8:23 PM
	Umpqua Holdings (UMPQ) Shares Cross Above 200 DMA (NASDAQ:UMPQ) www.nasdaq.com - August 8 at 8:13 PM
	Umpqua Holdings Corp. breached its 50 day moving average in a Bullish Manner : UMPQ-US : August 8, 2016 (NASDAQ:UMPQ) www.capitalcube.com - August 8 at 8:13 PM
	10-Q: UMPQUA HOLDINGS CORP (NASDAQ:UMPQ) www.marketwatch.com - August 5 at 8:16 PM
	UMPQUA HOLDINGS CORP Files SEC form 10-Q, Quarterly Report (NASDAQ:UMPQ) biz.yahoo.com - August 5 at 8:16 PM
	Financial Stocks Judgment: The Western Union Company (NYSE ... - share market updates (press release) (NASDAQ:UMPQ) sharemarketupdates.com - August 2 at 8:28 AM
	ETF’s with exposure to Umpqua Holdings Corp. : July 29, 2016 (NASDAQ:UMPQ) www.capitalcube.com - July 29 at 1:59 PM
	Revenue Update on Umpqua Holdings Corp(NASDAQ:UMPQ) - Trade Calls (NASDAQ:UMPQ) www.tradecalls.org - July 29 at 11:05 AM
	Is $18 Price Target Attainable For Umpqua Holdings Corporation (NASDAQ:UMPQ)? - Investor Newswire (NASDAQ:UMPQ) www.investornewswire.com - July 25 at 8:10 AM
	Umpqua Holdings Corporation (UMPQ) is Trading Lower on Unusual Volume for July 21 (NASDAQ:UMPQ) www.equities.com - July 23 at 7:20 PM
	Equity Roundup: Stock Performance Focus on Umpqua Holdings Corporation (NASDAQ:UMPQ) - Press Telegraph (NASDAQ:UMPQ) presstelegraph.com - July 23 at 11:47 AM
	Analyst Recommendations On Watch List: Umpqua Holdings Corp (NASDAQ:UMPQ), GameStop Corp. (NYSE:GME) - Review Fortune (NASDAQ:UMPQ) reviewfortune.com - July 23 at 11:47 AM
	Umpqua Holdings Corporation (UMPQ) is Trading Lower on Unusual Volume for July 21 - Equities.com (NASDAQ:UMPQ) www.equities.com - July 23 at 11:47 AM
	Earnings of $0.29 Expected in Q2 for Umpqua Holdings Corporation (NASDAQ:UMPQ) (NASDAQ:UMPQ) learningandfinance.com - July 22 at 7:51 PM
	Umpqua Holdings Corp. :UMPQ-US: Earnings Analysis: Q2, 2016 By the Numbers : July 22, 2016 (NASDAQ:UMPQ) www.capitalcube.com - July 22 at 12:08 PM
	Umpqua's (UMPQ) CEO Ray Davis on Q2 2016 Results - Earnings Call Transcript (NASDAQ:UMPQ) seekingalpha.com - July 22 at 10:56 AM
	Umpqua Holdings Corp. breached its 50 day moving average in a Bearish Manner : UMPQ-US : July 22, 2016 (NASDAQ:UMPQ) www.capitalcube.com - July 22 at 8:31 AM
	Worth Watching Stocks: Umpqua Holdings Corporation (UMPQ), Rice Energy Inc. (RICE), The PNC Financial Services ... - iStreetWire (NASDAQ:UMPQ) istreetwire.com - July 21 at 8:23 PM
	Umpqua Holdings (NASDAQ:UMPQ) & Blackhawk Network Holdings (NASDAQ:HAWK) Traders Recap - Money News (press release) (NASDAQ:UMPQ) www.newsismoney.com - July 21 at 8:23 PM
	Umpqua (UMPQ) Stock Slides as Q2 Revenue Misses Estimates (NASDAQ:UMPQ) www.thestreet.com - July 21 at 3:15 PM
	Umpqua Holdings Corp Earnings Call scheduled for 1:00 pm ET today (NASDAQ:UMPQ) biz.yahoo.com - July 21 at 1:00 PM
	Umpqua Reports Second Quarter 2016 Results (NASDAQ:UMPQ) www.wallstreet-online.de - July 20 at 9:05 PM
	Umpqua tops quarterly earnings estimates, comes up short of revenue mark (NASDAQ:UMPQ) www.bizjournals.com - July 20 at 9:05 PM
	Umpqua Holdings Corp Earnings Call (Q2 2016) (NASDAQ:UMPQ) biz.yahoo.com - July 20 at 9:05 PM
	Umpqua tops 2Q profit forecasts (NASDAQ:UMPQ) sg.finance.yahoo.com - July 20 at 5:10 PM
	Take a look at Analysts Tips: Synchrony Financial (NYSE:SYF) , Umpqua Holdings Corporation (NASDAQ:UMPQ) - Street Updates (NASDAQ:UMPQ) www.streetupdates.com - July 20 at 10:55 AM
	Shares Positive Over the Past Month: Umpqua Holdings Corporation (NASDAQ:UMPQ) - TGP (NASDAQ:UMPQ) telanaganapress.com - July 20 at 10:55 AM
	Stock Strength in Focus for Umpqua Holdings Corporation (NASDAQ:UMPQ) - Press Telegraph (NASDAQ:UMPQ) presstelegraph.com - July 20 at 10:55 AM
	Q2 2016 Umpqua Holdings Corp Earnings Release - After Market Close (NASDAQ:UMPQ) biz.yahoo.com - July 20 at 7:07 AM
	Strong Sell Calls For Umpqua Holdings Corporation (NASDAQ:UMPQ) At 1 - Investor Newswire (NASDAQ:UMPQ) www.investornewswire.com - July 18 at 8:18 AM
	Umpqua Holdings Corporation (NASDAQ:UMPQ) Wall Street Analyst Recommendation Outlook - TGP (NASDAQ:UMPQ) telanaganapress.com - July 18 at 8:18 AM
	Share Performance Summary for: Umpqua Holdings Corporation (NASDAQ:UMPQ) - Press Telegraph (NASDAQ:UMPQ) presstelegraph.com - July 17 at 7:19 PM
	Wells Fargo Downgrades Umpqua Holdings Corp to Market Perform - Trade Calls (NASDAQ:UMPQ) www.tradecalls.org - July 17 at 7:19 PM
	Sacramento State alum will take over top Umpqua Bank posts in 2017 (NASDAQ:UMPQ) www.sacbee.com - July 17 at 8:28 AM
	Umpqua Holdings Corp : half-yearly earnings release (NASDAQ:UMPQ) www.4-traders.com - July 15 at 7:01 PM
	3 Trending Stocks: SouFun Holdings Ltd. (SFUN), Umpqua Holdings Corporation (UMPQ), Broadcom Limited (AVGO) - iStreetWire (NASDAQ:UMPQ) istreetwire.com - July 15 at 1:20 PM
	Broker Outlook For Umpqua Holdings Corporation (NASDAQ:UMPQ) - Fiscal Standard (NASDAQ:UMPQ) www.fiscalstandard.com - July 15 at 1:20 PM
	JP Morgan Maintains Umpqua Holdings Corp to Neutral with Price Target $16.00 - Trade Calls (NASDAQ:UMPQ) www.tradecalls.org - July 14 at 11:41 AM
	Umpqua Holdings Corporation (NASDAQ:UMPQ) Earnings Concentration and Analyst Target Watch - Engelwood Daily (NASDAQ:UMPQ) www.engelwooddaily.com - July 13 at 8:22 PM