Village Bank and Trust Financial (VBFC) Stock Price, News & Analysis

Company Overview

Village Bank & Trust Financial Corp. operates as a bank holding company, which engages in commercial and consumer banking. It operates through the Traditional Commercial banking and Mortgage banking segments. The Traditional Commercial Banking segment provides the mortgage banking segment with the short-term funds needed to originate mortgage loans through a warehouse line of credit and charges the mortgage banking segment interest based on the commercial banking segment's cost of funds. The Mortgage Banking segment leases premises from the commercial banking segment. The company was founded in January 2003 and is headquartered in Midlothian, VA.

Key Stats

• Today's Range: $80.13 to $80.35
• 50-Day Range: $46.26 to $49.00
• 52-Week Range: $43.35 to $80.91
• Volume: 1,281 shs
• Average Volume: 3,026 shs
• Market Capitalization: $120.32 million
• P/E Ratio: 17.07
• Dividend Yield: 0.90%
• Price Target: N/A
• Consensus Rating: N/A

VBFC Stock Analysis - Frequently Asked Questions

How were Village Bank and Trust Financial's earnings last quarter?

Village Bank and Trust Financial Corp. (NASDAQ:VBFC) issued its quarterly earnings results on Friday, January, 31st. The financial services provider reported $1.48 EPS for the quarter. Village Bank and Trust Financial had a trailing twelve-month return on equity of 10.94% and a net margin of 15.30%.

Who are Village Bank and Trust Financial's major shareholders?

Village Bank and Trust Financial's top institutional investors include Gabelli Funds LLC (0.86%), Jane Street Group LLC (0.29%), GABELLI & Co INVESTMENT ADVISERS INC. (0.27%) and Trium Capital LLP (0.06%). Insiders that own company stock include Roy I Barzel and Selena Trudy Sanderson.
View institutional ownership trends.

What other stocks do shareholders of Village Bank and Trust Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Village Bank and Trust Financial investors own include Tesla (TSLA), Golden Minerals (AUMN), Walt Disney (DIS), Toronto-Dominion Bank (TD), MARA (MARA), Altria Group (MO) and M&T Bank (MTB).

Company Calendar

• Last Earnings: 1/31/2025
• Record date for 3/14 Dividend: 3/07/2025
• Ex-Dividend for 3/14 Dividend: 3/07/2025
• Dividend Payable: 3/14/2025
• Today: 5/22/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: State commercial banks
• Sub-Industry: N/A
• Current Symbol: NASDAQ:VBFC
• CIK: 1290476
• Web: www.villagebank.com
• Phone: (804) 897-3900
• Fax: 804-897-9043
• Employees: 149
• Year Founded: N/A

Profitability

• EPS (Most Recent Fiscal Year): $4.70
• Trailing P/E Ratio: 17.07
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $7.02 million
• Net Margins: 15.30%
• Pretax Margin: 20.34%
• Return on Equity: 10.94%
• Return on Assets: 1.03%

Debt

• Debt-to-Equity Ratio: 0.46
• Current Ratio: 0.99
• Quick Ratio: 0.99

Sales & Book Value

• Annual Sales: $45.88 million
• Price / Sales: 2.62
• Cash Flow: $1.58 per share
• Price / Cash Flow: 50.71
• Book Value: $45.50 per share
• Price / Book: 1.76

Miscellaneous

• Outstanding Shares: 1,500,000
• Free Float: 1,389,000
• Market Cap: $120.32 million
• Optionable: Not Optionable
• Beta: 0.74