BILL (BILL) Financials

$44.65 -2.06 (-4.41%)

Closing price 03:59 PM Eastern

Extended Trading

$44.68 +0.03 (+0.07%)

As of 05:58 PM Eastern

Annual Income Statements for BILL

This table shows BILL's income and expenses over time, based on annual financial data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018
Net Income / (Loss) Attributable to Common Shareholders	-29	-224	-326	-99	-31	-7.31	-7.20
Consolidated Net Income / (Loss)	-29	-224	-326	-99	-31	-7.31	-7.20
Net Income / (Loss) Continuing Operations	-29	-224	-326	-99	-31	-7.31	-7.20
Total Pre-Tax Income	-26	-223	-331	-139	-31	-7.47	-7.19
Total Operating Income	-174	-296	-317	-114	-34	-9.80	-7.82
Total Gross Profit	1,056	864	497	176	118	78	45
Total Revenue	1,290	1,058	642	238	158	108	65
Operating Revenue	1,290	1,058	642	238	158	108	65
Total Cost of Revenue	235	194	145	62	39	30	19
Operating Cost of Revenue	235	194	145	62	39	30	19
Total Operating Expenses	1,230	1,160	814	290	153	88	53
Selling, General & Admin Expense	278	249	221	128	53	29	16
Marketing Expense	479	516	307	68	45	30	19
Research & Development Expense	337	315	220	90	53	29	18
Depreciation Expense	49	48	46	4.87	1.14	-	-
Other Operating Expenses / (Income)	60	32	20	-	-	-	-
Restructuring Charge	28	0.00	0.00	-	-	-	-
Total Other Income / (Expense), net	148	73	-14	-25	3.16	2.33	0.63
Other Income / (Expense), net	148	73	-14	-25	3.16	2.33	0.63
Income Tax Expense	2.56	0.81	-4.32	-41	0.05	-0.16	0.01
Basic Earnings per Share	($0.27)	($2.11)	($3.21)	($1.19)	($0.70)	($0.94)	($1.01)
Weighted Average Basic Shares Outstanding	106.10M	105.98M	101.75M	82.81M	44.11M	7.80M	7.16M
Diluted Earnings per Share	($0.27)	($2.11)	($3.21)	($1.19)	($0.70)	($0.94)	($1.01)
Weighted Average Diluted Shares Outstanding	106.10M	105.98M	101.75M	82.81M	44.11M	7.80M	7.16M
Weighted Average Basic & Diluted Shares Outstanding	106.69M	106.61M	104.84M	82.81M	44.11M	7.80M	7.16M

This table shows BILL's income and expenses over time, based on quarterly financial data. All values are USD millions unless otherwise specified.

Metric	Q3 2025	Q2 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	3/31/2025	12/31/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2024	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Net Income / (Loss) Attributable to Common Shareholders	-12	34	7.60	32	-40	8.91	-16	-31	-95	-82	-85
Consolidated Net Income / (Loss)	-12	34	7.60	32	-40	8.91	-16	-31	-95	-82	-85
Net Income / (Loss) Continuing Operations	-12	34	7.60	32	-40	8.91	-16	-31	-95	-82	-85
Total Pre-Tax Income	-10	34	7.60	32	-39	10	-15	-31	-95	-82	-84
Total Operating Income	-29	-22	-22	-28	-68	-7.70	-41	-54	-112	-88	-83
Total Gross Profit	291	296	278	268	260	294	243	224	213	185	157
Total Revenue	358	363	344	323	318	358	296	273	260	230	200
Operating Revenue	358	363	344	323	318	358	296	273	260	230	200
Total Cost of Revenue	67	67	65	55	58	65	53	49	47	45	43
Operating Cost of Revenue	67	67	65	55	58	65	53	49	47	45	43
Total Operating Expenses	320	318	301	296	328	301	285	278	325	273	240
Selling, General & Admin Expense	74	71	25	82	70	67	41	72	69	67	39
Marketing Expense	137	133	124	118	118	126	117	115	165	119	102
Research & Development Expense	87	85	80	82	86	79	82	79	79	75	67
Depreciation Expense	7.86	7.86	12	12	12	9.01	12	12	12	12	12
Other Operating Expenses / (Income)	15	21	-	-	16	21	-	-	-	-	-
Restructuring Charge	0.00	0.00	-	2.10	25	-	-	0.00	0.00	-	-
Total Other Income / (Expense), net	19	55	30	60	29	18	26	24	17	5.95	-0.97
Other Income / (Expense), net	19	55	30	60	29	18	26	24	17	5.95	-0.97
Income Tax Expense	1.29	0.05	0.00	0.37	1.67	1.27	0.74	0.54	-0.37	-0.11	0.62
Basic Earnings per Share	($0.11)	$0.33	$0.07	$0.30	($0.38)	$0.08	($0.14)	($0.29)	($0.90)	($0.78)	($0.81)
Weighted Average Basic Shares Outstanding	102.22M	103.10M	106.10M	105.44M	105.91M	105.67M	105.98M	106.60M	105.91M	105.09M	101.75M
Diluted Earnings per Share	($0.11)	($0.06)	$0.37	$0.00	($0.38)	$0.08	($0.14)	($0.29)	($0.90)	($0.78)	($0.81)
Weighted Average Diluted Shares Outstanding	102.22M	104.48M	106.10M	111.18M	105.91M	107.32M	105.98M	106.60M	105.91M	105.09M	101.75M
Weighted Average Basic & Diluted Shares Outstanding	103.03M	101.95M	106.69M	106.14M	105.13M	103.50M	106.61M	106.27M	106.39M	105.67M	104.84M

This table details how cash moves in and out of BILL's business through operations, investing, and financing, using annual figures. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019	2018
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018
Net Change in Cash & Equivalents	-873	682	1,733	217	609	392	-100
Net Cash From Operating Activities	279	188	-18	4.62	-4.43	-3.95	-8.36
Net Cash From Continuing Operating Activities	279	188	-18	4.62	-4.43	-3.95	-8.36
Net Income / (Loss) Continuing Operations	-29	-224	-326	-99	-31	-7.31	-7.20
Consolidated Net Income / (Loss)	-29	-224	-326	-99	-31	-7.31	-7.20
Depreciation Expense	14	11	9.16	4.44	3.23	3.15	2.31
Amortization Expense	41	54	95	39	-2.79	-1.32	0.00
Non-Cash Adjustments To Reconcile Net Income	263	356	225	73	19	4.21	1.22
Changes in Operating Assets and Liabilities, net	-9.71	-10	-20	-13	7.44	-2.68	-4.70
Net Cash From Investing Activities	-409	259	-1,127	-1,427	-249	-96	-418
Net Cash From Continuing Investing Activities	-409	259	-1,127	-1,427	-249	-96	-418
Purchase of Property, Plant & Equipment	-21	-31	-16	-21	-12	-4.30	-2.05
Acquisitions	0.00	-29	-144	-556	0.00	0.00	-
Purchase of Investments	-3,042	-2,750	-2,802	-2,070	-1,089	-831	-727
Divestitures	0.00	2.08	6.70	0.00	0.00	-	-
Sale and/or Maturity of Investments	2,840	3,300	1,958	1,247	852	749	307
Other Investing Activities, net	-186	-233	-131	-26	-0.96	-10	3.69
Net Cash From Financing Activities	-743	235	2,879	1,640	863	492	326
Net Cash From Continuing Financing Activities	-743	235	2,879	1,640	863	492	326
Repayment of Debt	-933	0.00	-40	-2.30	0.00	-9.50	-3.39
Repurchase of Common Equity	-212	-88	0.00	0.00	-	-	-
Issuance of Debt	45	60	598	1,129	2.30	0.00	9.50
Issuance of Common Equity	16	18	1,354	8.86	534	0.00	0.00
Other Financing Activities, net	341	245	967	504	327	416	264
Cash Interest Paid	13	7.44	4.87	0.11	0.17	0.87	0.44
Cash Income Taxes Paid	5.63	1.27	0.00	0.00	-	-	-

This table details how cash moves in and out of BILL's business through operations, investing, and financing, using quarterly figures. All values are USD millions unless otherwise specified.

Metric	Q3 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022
Period end date	3/31/2025	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022	3/31/2022
Net Change in Cash & Equivalents	-650	16	-1,353	220	243	655	-339	483	-118	77	-404
Net Cash From Operating Activities	100	79	67	80	54	80	34	55	18	-10	26
Net Cash From Continuing Operating Activities	100	73	72	80	54	80	34	55	18	-10	26
Net Income / (Loss) Continuing Operations	-12	7.60	32	-40	-28	-16	-31	-95	-82	-85	-87
Consolidated Net Income / (Loss)	-12	7.60	32	-40	-28	-16	-31	-95	-82	-85	-87
Depreciation Expense	3.17	3.67	3.21	3.24	3.72	3.35	2.83	2.54	2.55	2.46	2.35
Amortization Expense	12	7.62	9.35	13	10	9.69	9.75	15	20	23	25
Non-Cash Adjustments To Reconcile Net Income	74	53	49	82	79	69	76	130	83	63	61
Changes in Operating Assets and Liabilities, net	22	1.04	-21	22	-12	15	-23	3.52	-5.45	-14	24
Net Cash From Investing Activities	-644	-43	-618	-50	302	379	-25	39	-133	-51	-107
Net Cash From Continuing Investing Activities	-644	-43	-618	-50	302	379	-25	39	-133	-51	-107
Purchase of Property, Plant & Equipment	-9.01	-5.53	-3.85	-5.12	-5.65	-7.47	-10	-7.53	-6.14	-4.47	-3.68
Purchase of Investments	-1,301	-641	-1,301	-668	-432	-355	-754	-781	-860	-626	-724
Sale and/or Maturity of Investments	819	789	675	593	782	777	834	850	838	599	647
Other Investing Activities, net	-154	-186	12	30	-43	-36	-96	6.09	-107	-27	-26
Net Cash From Financing Activities	-106	-20	-801	191	-112	195	-347	389	-2.15	139	-323
Net Cash From Continuing Financing Activities	-106	-20	-801	191	-112	195	-347	389	-2.15	139	-323
Repayment of Debt	-0.91	-222	-	-	-	-	-	-	-	-	-
Other Financing Activities, net	-105	202	-144	391	-108	259	-355	352	-11	141	-331

This table presents BILL's assets and liabilities at the end of each period, using annual balance sheet data. All values are USD millions unless otherwise specified.

Metric	2024	2023	2022	2021	2020	2019
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019
Total Assets	9,179	9,636	9,256	5,969	2,404	1,526
Total Current Assets	6,315	6,673	6,279	3,606	2,379	1,513
Cash & Equivalents	986	1,617	1,597	510	574	90
Restricted Cash	3,705	3,356	3,143	2,209	1,644	1,329
Short-Term Investments	602	1,043	1,108	655	124	72
Accounts Receivable	28	28	24	18	4.25	4.40
Prepaid Expenses	297	170	151	67	27	12
Other Current Assets	697	459	256	147	6.55	4.80
Plant, Property, & Equipment, net	88	82	57	49	14	6.56
Total Noncurrent Assets	2,776	2,881	2,920	2,314	11	6.64
Goodwill	2,397	2,397	2,363	1,772	0.00	-
Intangible Assets	281	361	433	417	0.00	-
Other Noncurrent Operating Assets	98	123	124	125	11	6.64
Total Liabilities & Shareholders' Equity	9,179	9,636	9,256	5,969	2,404	1,526
Total Liabilities	5,045	5,550	5,212	3,440	1,693	1,353
Total Current Liabilities	4,063	3,753	3,409	2,326	1,677	1,349
Short-Term Debt	0.00	135	75	0.00	-	0.00
Accounts Payable	7.45	8.52	9.95	12	3.48	5.06
Accrued Expenses	300	195	120	72	11	6.56
Customer Deposits	3,705	3,356	3,143	2,209	1,644	1,329
Current Deferred Revenue	17	26	32	13	5.89	3.47
Current Employee Benefit Liabilities	34	33	29	20	12	4.33
Total Noncurrent Liabilities	982	1,797	1,804	1,114	16	3.23
Long-Term Debt	914	1,705	1,698	989	0.00	-
Noncurrent Deferred Revenue	4.17	0.41	2.16	2.93	2.62	1.79
Other Noncurrent Operating Liabilities	63	91	104	122	14	1.45
Commitments & Contingencies	0.00	-	-	-	0.00	0.00
Total Equity & Noncontrolling Interests	4,134	4,086	4,044	2,530	711	-103
Total Preferred & Common Equity	4,134	4,086	4,044	2,530	711	-103
Total Common Equity	4,134	4,086	4,044	2,530	711	-103
Common Stock	5,233	4,947	4,599	2,777	857	15
Retained Earnings	-1,097	-856	-545	-247	-149	-118
Accumulated Other Comprehensive Income / (Loss)	-1.89	-4.49	-10	-0.10	2.42	0.33

This table presents BILL's assets and liabilities at the end of each period, using quarterly balance sheet data. All values are USD millions unless otherwise specified.

Metric	Q3 2025	Q2 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022
Period end date	3/31/2025	12/31/2024	3/31/2024	12/31/2023	9/30/2024	3/31/2023	12/31/2022	9/30/2022	3/31/2022
Total Assets	9,633	9,674	9,122	9,872	9,045	9,381	9,738	9,253	9,184
Total Current Assets	6,804	6,840	6,228	6,956	6,204	6,405	6,748	6,292	6,183
Cash & Equivalents	1,048	1,566	952	1,580	853	1,591	1,617	1,609	1,639
Restricted Cash	3,657	3,767	3,511	3,655	3,787	3,106	3,474	3,122	3,044
Short-Term Investments	1,125	645	837	973	620	1,073	1,067	1,035	1,143
Accounts Receivable	27	29	30	27	32	34	31	29	27
Prepaid Expenses	241	252	256	205	284	170	179	140	92
Other Current Assets	706	582	642	517	628	431	381	358	238
Plant, Property, & Equipment, net	105	94	87	87	90	77	69	62	53
Total Noncurrent Assets	2,724	2,740	2,806	2,830	2,751	2,898	2,921	2,899	2,948
Goodwill	2,397	2,397	2,397	2,397	2,397	2,397	2,397	2,362	2,363
Intangible Assets	238	253	301	321	265	382	402	413	452
Other Noncurrent Operating Assets	89	90	109	112	89	120	122	124	133
Total Liabilities & Shareholders' Equity	9,633	9,674	9,122	9,872	9,045	9,381	9,738	9,253	9,184
Total Liabilities	5,762	5,865	5,064	5,921	5,032	5,277	5,654	5,206	5,116
Total Current Liabilities	4,018	4,122	3,827	4,118	4,056	3,335	3,731	3,326	4,392
Short-Term Debt	33	33	0.00	135	-	0.00	0.00	0.00	1,165
Accounts Payable	9.30	5.72	6.82	8.77	11	9.14	14	12	9.43
Accrued Expenses	263	266	264	268	212	171	182	142	155
Customer Deposits	3,657	3,767	3,511	3,655	3,787	3,106	3,474	3,122	3,044
Current Deferred Revenue	22	22	18	17	22	28	30	30	-
Current Employee Benefit Liabilities	33	29	28	33	23	21	31	21	18
Total Noncurrent Liabilities	1,745	1,743	1,237	1,802	976	1,941	1,923	1,880	724
Long-Term Debt	1,680	1,678	1,146	1,708	915	1,838	1,814	1,775	610
Noncurrent Deferred Revenue	0.25	0.20	4.16	4.17	0.10	1.26	2.01	2.32	-
Other Noncurrent Operating Liabilities	65	64	87	90	61	102	107	102	114
Commitments & Contingencies	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Total Equity & Noncontrolling Interests	3,870	3,809	4,059	3,952	4,013	4,104	4,084	4,048	4,068
Total Preferred & Common Equity	3,870	3,809	4,059	3,952	4,013	4,104	4,084	4,048	4,068
Total Common Equity	3,870	3,809	4,059	3,952	4,013	4,104	4,084	4,048	4,068
Common Stock	5,332	5,267	5,165	5,089	5,294	4,887	4,812	4,684	4,536
Retained Earnings	-1,469	-1,458	-1,105	-1,137	-1,290	-780	-722	-626	-460
Accumulated Other Comprehensive Income / (Loss)	7.28	-0.24	-1.51	0.24	9.12	-3.18	-6.36	-10	-7.50

This table displays calculated financial ratios and metrics derived from BILL's official financial filings.

Metric	2024	2023	2022	2021	2020	2019	2018
Period end date	6/30/2024	6/30/2023	6/30/2022	6/30/2021	6/30/2020	6/30/2019	6/30/2018
Growth Metrics	-	-	-	-	-	-	-
Revenue Growth	21.89%	64.88%	169.43%	51.18%	45.45%	67.04%	0.00%
EBITDA Growth	117.79%	30.63%	-136.21%	-214.11%	-442.96%	-15.68%	0.00%
EBIT Growth	88.19%	32.59%	-137.32%	-348.92%	-315.50%	-3.97%	0.00%
NOPAT Growth	41.12%	6.64%	-177.99%	-233.26%	-248.85%	-25.41%	0.00%
Net Income Growth	87.09%	31.45%	-230.59%	-217.52%	-325.09%	-1.65%	0.00%
EPS Growth	87.20%	34.27%	-169.75%	-70.00%	25.53%	6.93%	0.00%
Operating Cash Flow Growth	48.47%	1,137.79%	-491.37%	204.36%	-12.18%	52.74%	0.00%
Free Cash Flow Firm Growth	121.61%	-225.01%	97.55%	-741.72%	-77.94%	0.00%	0.00%
Invested Capital Growth	-170.19%	-192.29%	-121.26%	108.92%	-23.77%	0.00%	0.00%
Revenue Q/Q Growth	3.84%	9.95%	23.45%	17.89%	0.00%	0.00%	0.00%
EBITDA Q/Q Growth	297.79%	26.37%	0.69%	-111.44%	0.00%	0.00%	0.00%
EBIT Q/Q Growth	46.34%	23.69%	-0.66%	-108.94%	0.00%	0.00%	0.00%
NOPAT Q/Q Growth	9.92%	12.42%	-4.15%	-112.99%	0.00%	0.00%	0.00%
Net Income Q/Q Growth	44.83%	23.59%	-15.21%	-48.77%	0.00%	0.00%	0.00%
EPS Q/Q Growth	65.38%	24.10%	-10.69%	-376.00%	0.00%	0.00%	0.00%
Operating Cash Flow Q/Q Growth	-0.62%	93.70%	-277.96%	132.41%	0.00%	0.00%	0.00%
Free Cash Flow Firm Q/Q Growth	-75.97%	62.37%	97.87%	0.00%	0.00%	0.00%	0.00%
Invested Capital Q/Q Growth	-155.56%	-152.38%	-284.81%	107.66%	0.00%	0.00%	0.00%
Profitability Metrics	-	-	-	-	-	-	-
Gross Margin	81.82%	81.67%	77.41%	74.06%	75.16%	72.39%	70.13%
EBITDA Margin	2.17%	-14.88%	-35.36%	-40.34%	-19.41%	-5.20%	-7.51%
Operating Margin	-13.50%	-27.94%	-49.35%	-47.83%	-21.70%	-9.05%	-12.05%
EBIT Margin	-2.04%	-21.06%	-51.51%	-58.48%	-19.69%	-6.89%	-11.08%
Profit (Net Income) Margin	-2.24%	-21.14%	-50.84%	-41.43%	-19.73%	-6.75%	-11.09%
Tax Burden Percent	109.72%	100.36%	98.69%	70.85%	100.17%	97.91%	100.14%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	0.00%	0.00%	-387.29%	0.00%	0.00%	0.00%	0.00%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	-384.05%	0.00%	0.00%	0.00%	0.00%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	377.36%	0.00%	0.00%	0.00%	0.00%
Return on Equity (ROE)	-0.70%	-5.50%	-9.93%	-6.09%	-7.03%	-4.21%	0.00%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	-1,276.35%	0.00%	0.00%	0.00%
Operating Return on Assets (OROA)	-0.28%	-2.36%	-4.34%	-3.33%	-1.58%	-0.49%	0.00%
Return on Assets (ROA)	-0.31%	-2.37%	-4.29%	-2.36%	-1.58%	-0.48%	0.00%
Return on Common Equity (ROCE)	-0.70%	-5.50%	-9.93%	-6.09%	-4.83%	2.49%	0.00%
Return on Equity Simple (ROE_SIMPLE)	-0.70%	-5.48%	-8.07%	-3.90%	-4.37%	7.12%	0.00%
Net Operating Profit after Tax (NOPAT)	-122	-207	-222	-80	-24	-6.86	-5.47
NOPAT Margin	-9.45%	-19.56%	-34.55%	-33.48%	-15.19%	-6.33%	-8.44%
Net Nonoperating Expense Percent (NNEP)	2.18%	-0.40%	-3.24%	-0.80%	-0.37%	-0.06%	0.00%
Cost of Revenue to Revenue	18.18%	18.33%	22.59%	25.94%	24.84%	27.61%	29.87%
SG&A Expenses to Revenue	21.52%	23.53%	34.43%	53.77%	33.92%	26.95%	24.72%
R&D to Revenue	26.10%	29.73%	34.24%	37.56%	33.63%	26.69%	27.73%
Operating Expenses to Revenue	95.31%	109.62%	126.76%	121.89%	96.86%	81.44%	82.19%
Earnings before Interest and Taxes (EBIT)	-26	-223	-331	-139	-31	-7.47	-7.19
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	28	-157	-227	-96	-31	-5.64	-4.87
Valuation Ratios	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.35	0.00	2.83	6.03	9.21	0.00	0.00
Price to Tangible Book Value (P/TBV)	3.84	0.00	9.18	44.80	9.21	0.00	0.00
Price to Revenue (P/Rev)	4.33	0.00	17.86	63.97	41.54	1.99	3.33
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	88.40	0.00	0.00	0.00
Enterprise Value to Revenue (EV/Rev)	0.94	0.00	11.51	53.96	26.68	0.00	0.00
Enterprise Value to EBITDA (EV/EBITDA)	43.06	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	4.33	0.00	0.00	2,781.04	0.00	0.00	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	37.83	0.00	0.00	0.00	14.54	0.00	0.00
Leverage & Solvency	-	-	-	-	-	-	-
Debt to Equity	0.22	0.45	0.44	0.39	0.00	0.00	0.00
Long-Term Debt to Equity	0.22	0.42	0.42	0.39	0.00	0.00	0.00
Financial Leverage	-1.04	-1.01	-0.98	-1.46	-4.33	-8.59	0.00
Leverage Ratio	2.29	2.32	2.32	2.58	4.44	8.79	0.00
Compound Leverage Factor	2.29	2.32	2.32	2.58	4.44	8.79	0.00
Debt to Total Capital	18.11%	31.05%	30.48%	28.12%	0.00%	0.00%	0.00%
Short-Term Debt to Total Capital	0.00%	2.28%	1.29%	0.00%	0.00%	0.00%	0.00%
Long-Term Debt to Total Capital	18.11%	28.77%	29.19%	28.12%	0.00%	0.00%	0.00%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	159.12%	0.00%
Common Equity to Total Capital	81.89%	68.95%	69.52%	71.88%	100.00%	-59.12%	0.00%
Debt to EBITDA	32.62	-11.68	-7.81	-10.29	0.00	0.00	0.00
Net Debt to EBITDA	-156.26	26.52	17.95	24.81	0.00	0.00	0.00
Long-Term Debt to EBITDA	32.62	-10.83	-7.48	-10.29	0.00	0.00	0.00
Debt to NOPAT	-7.50	-8.89	-8.00	-12.40	0.00	0.00	0.00
Net Debt to NOPAT	35.91	20.17	18.37	29.89	0.00	0.00	0.00
Long-Term Debt to NOPAT	-7.50	-8.23	-7.66	-12.40	0.00	0.00	0.00
Altman Z-Score	0.92	0.00	1.56	2.82	2.61	0.17	0.00
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	31.24%	159.12%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-
Current Ratio	1.55	1.78	1.84	1.55	1.42	1.12	0.00
Quick Ratio	0.40	0.72	0.80	0.51	0.42	0.12	0.00
Cash Flow Metrics	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	32	-148	-45	-1,856	289	1,311	0.00
Operating Cash Flow to CapEx	1,334.28%	601.76%	-115.71%	21.80%	-36.68%	-91.86%	-408.41%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-
Asset Turnover	0.14	0.11	0.08	0.06	0.08	0.07	0.00
Accounts Receivable Turnover	45.85	40.49	30.38	21.20	36.44	24.64	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	15.21	15.28	12.13	7.59	15.43	16.52	0.00
Accounts Payable Turnover	29.39	21.01	13.27	8.04	9.17	5.91	0.00
Days Sales Outstanding (DSO)	7.96	9.01	12.02	17.21	10.02	14.82	0.00
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	12.42	17.37	27.50	45.42	39.82	61.77	0.00
Cash Conversion Cycle (CCC)	-4.46	-8.36	-15.49	-28.21	-29.80	-46.95	0.00
Capital & Investment Metrics	-	-	-	-	-	-	-
Invested Capital	-244	-90	-31	145	-1,631	-1,318	0.00
Invested Capital Turnover	-7.71	-17.45	11.21	-0.32	-0.11	-0.16	0.00
Increase / (Decrease) in Invested Capital	-154	-59	-176	1,777	-313	-1,318	0.00
Enterprise Value (EV)	1,207	0.00	7,389	12,857	4,205	-999	0.00
Market Capitalization	5,585	0.00	11,463	15,241	6,547	216	216
Book Value per Share	$38.95	$38.56	$38.78	$30.40	$9.79	($13.17)	$0.00
Tangible Book Value per Share	$13.72	$12.53	$11.97	$4.09	$9.79	($13.17)	$0.00
Total Capital	5,048	5,926	5,817	3,519	711	174	0.00
Total Debt	914	1,840	1,773	989	0.00	0.00	0.00
Total Long-Term Debt	914	1,705	1,698	989	0.00	0.00	0.00
Net Debt	-4,378	-4,176	-4,075	-2,384	-2,342	-1,492	0.00
Capital Expenditures (CapEx)	21	31	16	21	12	4.30	2.05
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-3,041	-2,961	-2,902	-2,093	-1,639	-1,328	0.00
Debt-free Net Working Capital (DFNWC)	2,252	3,055	2,946	1,280	703	164	0.00
Net Working Capital (NWC)	2,252	2,920	2,871	1,280	703	164	0.00
Net Nonoperating Expense (NNE)	-93	17	105	19	7.15	0.45	1.72
Net Nonoperating Obligations (NNO)	-4,378	-4,176	-4,075	-2,384	-2,342	-1,492	0.00
Total Depreciation and Amortization (D&A)	54	65	104	43	0.44	1.84	2.31
Debt-free, Cash-free Net Working Capital to Revenue	-235.67%	-279.78%	-452.03%	-878.50%	-1,040.14%	-1,225.55%	0.00%
Debt-free Net Working Capital to Revenue	174.53%	288.60%	458.88%	537.38%	445.81%	151.07%	0.00%
Net Working Capital to Revenue	174.53%	275.84%	447.18%	537.38%	445.81%	151.07%	0.00%
Earnings Adjustments	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.27)	($2.11)	$0.00	($1.19)	($0.70)	($0.94)	($1.01)
Adjusted Weighted Average Basic Shares Outstanding	106.10M	105.98M	0.00	94.78M	80.18M	7.80M	7.16M
Adjusted Diluted Earnings per Share	($0.27)	($2.11)	$0.00	($1.19)	($0.70)	($0.94)	($1.01)
Adjusted Weighted Average Diluted Shares Outstanding	106.10M	105.98M	0.00	94.78M	80.18M	7.80M	7.16M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	($1.19)	($0.70)	($0.94)	($1.01)
Adjusted Weighted Average Basic & Diluted Shares Outstanding	106.69M	106.61M	0.00	82.81M	44.11M	7.80M	7.16M
Normalized Net Operating Profit after Tax (NOPAT)	-103	-207	-222	-80	-24	-6.86	-5.47
Normalized NOPAT Margin	-7.95%	-19.56%	-34.55%	-33.48%	-15.19%	-6.33%	-8.44%
Pre Tax Income Margin	-2.04%	-21.06%	-51.51%	-58.48%	-19.69%	-6.89%	-11.08%
Debt Service Ratios	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	-733.78%	-39.16%	0.00%	0.00%	0.00%	0.00%	0.00%

This table displays calculated financial ratios and metrics derived from BILL's official financial filings.

Metric	Q3 2025	Q2 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022
Period end date	3/31/2025	12/31/2024	6/30/2024	3/31/2024	12/31/2023	9/30/2023	6/30/2023	3/31/2023	12/31/2022	9/30/2022	6/30/2022
Growth Metrics	-	-	-	-	-	-	-	-	-	-	-
Revenue Growth	10.89%	13.83%	16.11%	18.52%	22.50%	32.65%	47.83%	63.29%	66.16%	94.28%	155.80%
EBITDA Growth	-89.27%	286.53%	1,002.68%	348.32%	71.64%	75.20%	96.42%	69.89%	-46.47%	-6.89%	2.61%
EBIT Growth	-132.00%	186.68%	150.19%	205.17%	59.39%	66.56%	82.05%	65.07%	-17.72%	-5.24%	-2.65%
NOPAT Growth	25.79%	54.23%	23.33%	28.06%	39.83%	35.40%	50.34%	34.82%	-47.83%	-18.18%	-17.87%
Net Income Growth	-136.43%	183.00%	147.85%	202.15%	57.49%	65.87%	81.32%	64.09%	-18.19%	-9.94%	-102.91%
EPS Growth	0.00%	84.21%	364.29%	100.00%	57.78%	66.67%	82.72%	65.48%	-15.38%	0.00%	-62.00%
Operating Cash Flow Growth	48.98%	0.00%	-2.16%	96.32%	44.27%	388.00%	867.19%	28.69%	527.15%	185.89%	-158.89%
Free Cash Flow Firm Growth	-45.66%	-79.27%	331.79%	224.27%	186.46%	-29.37%	-74.18%	90.18%	93.69%	121.40%	106.46%
Invested Capital Growth	-158.16%	-10.57%	-170.19%	-155.37%	-59.00%	-681.26%	-192.29%	931.35%	14.38%	-90.69%	-121.26%
Revenue Q/Q Growth	-1.20%	0.00%	6.39%	1.42%	4.43%	3.04%	8.60%	4.83%	13.08%	14.84%	19.96%
EBITDA Q/Q Growth	-88.42%	0.00%	-57.79%	301.32%	-51.85%	-599.52%	88.39%	77.01%	-32.77%	-0.89%	2.23%
EBIT Q/Q Growth	-130.65%	0.00%	-76.39%	183.03%	-41.76%	-80.66%	50.54%	67.94%	-16.75%	3.06%	3.74%
NOPAT Q/Q Growth	6.54%	0.00%	18.63%	42.36%	-19.47%	-36.84%	23.65%	51.79%	-28.24%	-5.21%	-0.21%
Net Income Q/Q Growth	-134.54%	0.00%	-76.12%	178.69%	-45.08%	-75.55%	49.03%	67.25%	-16.46%	3.89%	2.05%
EPS Q/Q Growth	-83.33%	0.00%	0.00%	100.00%	-46.15%	-85.71%	51.72%	67.78%	-15.38%	3.70%	3.57%
Operating Cash Flow Q/Q Growth	0.00%	0.00%	17.68%	-16.15%	-10.05%	10.24%	136.12%	-38.38%	204.26%	273.31%	-139.61%
Free Cash Flow Firm Q/Q Growth	496.84%	0.00%	-45.35%	127.71%	-69.76%	1,047.37%	115.73%	-58.43%	-124.70%	319.52%	105.98%
Invested Capital Q/Q Growth	45.93%	0.00%	-155.56%	76.84%	-24.22%	-267.55%	-152.38%	166.49%	-554.09%	284.83%	-284.81%
Profitability Metrics	-	-	-	-	-	-	-	-	-	-	-
Gross Margin	81.24%	81.63%	81.03%	82.97%	81.67%	81.63%	82.24%	82.08%	81.74%	80.38%	78.30%
EBITDA Margin	1.34%	11.43%	5.49%	13.85%	-6.98%	-4.80%	-0.71%	-6.61%	-30.13%	-25.67%	-29.21%
Operating Margin	-8.08%	-5.99%	-6.47%	-8.55%	-21.25%	-18.57%	-13.99%	-19.89%	-43.25%	-38.14%	-41.63%
EBIT Margin	-2.87%	9.27%	2.21%	9.96%	-12.17%	-8.96%	-5.11%	-11.23%	-36.71%	-35.55%	-42.12%
Profit (Net Income) Margin	-3.24%	9.25%	2.21%	9.85%	-12.69%	-9.14%	-5.36%	-11.42%	-36.57%	-35.51%	-42.42%
Tax Burden Percent	112.56%	99.87%	99.99%	98.85%	104.30%	101.91%	104.88%	101.77%	99.62%	99.87%	100.73%
Interest Burden Percent	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Effective Tax Rate	0.00%	0.13%	0.01%	1.15%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Return on Invested Capital (ROIC)	0.00%	0.00%	0.00%	-272.79%	0.00%	0.00%	0.00%	-141.65%	0.00%	-59.99%	-326.71%
ROIC Less NNEP Spread (ROIC-NNEP)	0.00%	0.00%	0.00%	-274.25%	0.00%	0.00%	0.00%	-141.82%	0.00%	-59.44%	-325.88%
Return on Net Nonoperating Assets (RNNOA)	0.00%	0.00%	0.00%	271.67%	0.00%	0.00%	0.00%	138.54%	0.00%	54.56%	320.20%
Return on Equity (ROE)	0.00%	0.00%	-0.70%	-1.12%	-1.95%	-4.22%	-5.50%	-3.11%	-8.52%	-5.43%	-6.50%
Cash Return on Invested Capital (CROIC)	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	-414.45%	0.00%	96.98%	0.00%
Operating Return on Assets (OROA)	0.00%	0.00%	0.30%	1.34%	-1.55%	-1.11%	-0.57%	-1.16%	-3.27%	-3.01%	-3.55%
Return on Assets (ROA)	0.00%	0.00%	0.30%	1.32%	-1.61%	-1.13%	-0.60%	-1.18%	-3.26%	-3.00%	-3.58%
Return on Common Equity (ROCE)	0.00%	0.00%	-0.70%	-1.12%	-1.95%	-4.22%	-5.50%	-3.11%	-8.52%	-5.43%	-6.50%
Return on Equity Simple (ROE_SIMPLE)	0.00%	0.00%	0.00%	-1.29%	-1.99%	-4.23%	0.00%	-7.13%	-8.53%	-8.25%	0.00%
Net Operating Profit after Tax (NOPAT)	-20	-22	-22	-27	-47	-40	-29	-38	-79	-61	-58
NOPAT Margin	-5.66%	-5.98%	-6.47%	-8.45%	-14.87%	-13.00%	-9.79%	-13.92%	-30.28%	-26.70%	-29.14%
Net Nonoperating Expense Percent (NNEP)	0.21%	1.28%	0.70%	1.46%	0.16%	0.28%	0.32%	0.17%	-0.37%	-0.54%	-0.82%
Return On Investment Capital (ROIC_SIMPLE)	-0.36%	-0.39%	-	-	-0.82%	-	-	-	-	-	-
Cost of Revenue to Revenue	18.76%	18.37%	18.97%	17.03%	18.33%	18.37%	17.76%	17.92%	18.26%	19.62%	21.70%
SG&A Expenses to Revenue	20.62%	19.62%	7.33%	25.25%	22.00%	24.02%	13.93%	26.31%	26.68%	29.03%	19.25%
R&D to Revenue	24.16%	23.39%	23.16%	25.26%	27.16%	29.20%	27.65%	28.90%	30.35%	32.67%	33.42%
Operating Expenses to Revenue	89.32%	87.62%	87.49%	91.52%	102.92%	100.20%	96.23%	101.97%	125.00%	118.52%	119.94%
Earnings before Interest and Taxes (EBIT)	-10	34	7.60	32	-39	-27	-15	-31	-95	-82	-84
Earnings before Interest, Taxes, Depreciation and Amortization (EBITDA)	4.80	41	19	45	-22	-15	-2.09	-18	-78	-59	-58
Valuation Ratios	-	-	-	-	-	-	-	-	-	-	-
Price to Book Value (P/BV)	1.21	2.30	1.35	1.78	2.20	2.88	0.00	2.10	2.82	3.43	2.83
Price to Tangible Book Value (P/TBV)	3.79	7.56	3.84	5.31	7.06	8.56	0.00	6.51	8.96	10.91	9.18
Price to Revenue (P/Rev)	0.00	0.00	4.33	5.81	6.99	10.21	0.00	8.97	13.43	18.42	17.86
Price to Earnings (P/E)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Dividend Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Earnings Yield	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Enterprise Value to Invested Capital (EV/IC)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	27.24	0.00	173.02	0.00
Enterprise Value to Revenue (EV/Rev)	0.00	0.00	0.94	2.47	3.49	6.38	0.00	4.88	8.37	13.12	11.51
Enterprise Value to EBITDA (EV/EBITDA)	0.00	0.00	43.06	435.92	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to EBIT (EV/EBIT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to NOPAT (EV/NOPAT)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Enterprise Value to Operating Cash Flow (EV/OCF)	1.62	14.39	4.33	10.95	17.54	32.38	0.00	48.49	80.25	466.54	0.00
Enterprise Value to Free Cash Flow (EV/FCFF)	0.00	0.00	37.83	23.13	130.02	35.43	0.00	0.00	0.00	30.40	0.00
Leverage & Solvency	-	-	-	-	-	-	-	-	-	-	-
Debt to Equity	0.44	0.45	0.22	0.28	0.47	0.23	0.45	0.45	0.44	0.44	0.44
Long-Term Debt to Equity	0.43	0.44	0.22	0.28	0.43	0.23	0.42	0.45	0.44	0.44	0.42
Financial Leverage	-1.04	-1.11	-1.04	-0.99	-1.08	-1.03	-1.01	-0.98	-1.07	-0.92	-0.98
Leverage Ratio	2.37	2.52	2.29	2.27	2.44	2.27	2.32	2.27	2.35	2.18	2.32
Compound Leverage Factor	2.37	2.52	2.29	2.27	2.44	2.27	2.32	2.27	2.35	2.18	2.32
Debt to Total Capital	30.68%	31.01%	18.11%	22.02%	31.81%	18.56%	31.05%	30.93%	30.76%	30.48%	30.48%
Short-Term Debt to Total Capital	0.60%	0.60%	0.00%	0.00%	2.33%	0.00%	2.28%	0.00%	0.00%	0.00%	1.29%
Long-Term Debt to Total Capital	30.08%	30.40%	18.11%	22.02%	29.48%	18.56%	28.77%	30.93%	30.76%	30.48%	29.19%
Preferred Equity to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Noncontrolling Interests to Total Capital	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Common Equity to Total Capital	69.32%	69.00%	81.89%	77.98%	68.19%	81.44%	68.95%	69.07%	69.24%	69.52%	69.52%
Debt to EBITDA	0.00	0.00	32.62	162.73	-101.33	-8.18	-11.68	-8.59	-7.09	-7.69	-7.81
Net Debt to EBITDA	0.00	0.00	-156.26	-589.76	239.92	38.85	26.52	18.38	16.99	17.29	17.95
Long-Term Debt to EBITDA	0.00	0.00	32.62	162.73	-93.90	-8.18	-10.83	-8.59	-7.09	-7.69	-7.48
Debt to NOPAT	0.00	0.00	-7.50	-8.47	-15.40	-4.94	-8.89	-7.78	-7.07	-7.68	-8.00
Net Debt to NOPAT	0.00	0.00	35.91	30.70	36.46	23.45	20.17	16.63	16.92	17.26	18.37
Long-Term Debt to NOPAT	0.00	0.00	-7.50	-8.47	-14.27	-4.94	-8.23	-7.78	-7.07	-7.68	-7.66
Altman Z-Score	0.00	0.00	0.93	1.15	1.18	1.58	0.00	1.35	1.55	1.94	1.65
Noncontrolling Interest Sharing Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Liquidity Ratios	-	-	-	-	-	-	-	-	-	-	-
Current Ratio	1.69	1.66	1.55	1.63	1.69	1.53	1.78	1.92	1.81	1.89	1.84
Quick Ratio	0.55	0.54	0.40	0.48	0.63	0.37	0.72	0.81	0.73	0.80	0.80
Cash Flow Metrics	-	-	-	-	-	-	-	-	-	-	-
Free Cash Flow to Firm (FCFF)	131	22	132	241	106	350	30	-194	-122	495	118
Operating Cash Flow to CapEx	1,105.15%	0.00%	1,422.47%	1,735.75%	1,557.18%	1,258.45%	1,075.27%	338.31%	733.37%	295.64%	-234.37%
Free Cash Flow to Firm to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Cash Flow Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Efficiency Ratios	-	-	-	-	-	-	-	-	-	-	-
Asset Turnover	0.00	0.00	0.14	0.13	0.13	0.12	0.11	0.10	0.09	0.08	0.08
Accounts Receivable Turnover	0.00	0.00	45.85	38.85	43.01	37.17	40.49	31.60	30.78	30.84	30.38
Inventory Turnover	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	0.00	0.00	15.21	15.08	15.97	14.91	15.28	14.73	14.04	13.32	12.13
Accounts Payable Turnover	0.00	0.00	29.39	27.80	19.49	18.06	21.01	19.90	13.32	13.00	13.27
Days Sales Outstanding (DSO)	0.00	0.00	7.96	9.39	8.49	9.82	9.01	11.55	11.86	11.84	12.02
Days Inventory Outstanding (DIO)	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Days Payable Outstanding (DPO)	0.00	0.00	12.42	13.13	18.73	20.21	17.37	18.34	27.41	28.07	27.50
Cash Conversion Cycle (CCC)	0.00	0.00	-4.46	-3.73	-10.24	-10.39	-8.36	-6.79	-15.55	-16.23	-15.49
Capital & Investment Metrics	-	-	-	-	-	-	-	-	-	-	-
Invested Capital	-247	-456	-244	-96	-413	-332	-90	173	-260	57	-31
Invested Capital Turnover	0.00	0.00	-7.71	32.27	-3.71	-8.24	-17.45	10.17	-3.05	2.25	11.21
Increase / (Decrease) in Invested Capital	-151	-44	-154	-268	-153	-389	-59	156	44	-556	-176
Enterprise Value (EV)	561	4,502	1,207	3,071	4,346	7,229	0.00	4,700	7,171	9,887	7,389
Market Capitalization	4,678	8,767	5,585	7,225	8,710	11,574	0.00	8,632	11,514	13,878	11,463
Book Value per Share	$37.97	$36.81	$38.95	$38.61	$37.02	$37.65	$38.56	$38.58	$38.65	$38.61	$38.78
Tangible Book Value per Share	$12.12	$11.21	$13.72	$12.95	$11.56	$12.68	$12.53	$12.47	$12.17	$12.14	$11.97
Total Capital	5,584	5,521	5,048	5,205	5,795	4,928	5,926	5,942	5,898	5,822	5,817
Total Debt	1,713	1,712	914	1,146	1,843	915	1,840	1,838	1,814	1,775	1,773
Total Long-Term Debt	1,680	1,678	914	1,146	1,708	915	1,705	1,838	1,814	1,775	1,698
Net Debt	-4,117	-4,266	-4,378	-4,154	-4,364	-4,345	-4,176	-3,932	-4,343	-3,990	-4,075
Capital Expenditures (CapEx)	9.01	0.00	5.53	3.85	5.12	7.04	7.47	10	7.53	6.14	4.47
Debt-free, Cash-free Net Working Capital (DFCFNWC)	-3,011	-3,226	-3,041	-2,899	-3,235	-3,112	-2,961	-2,700	-3,140	-2,799	-2,902
Debt-free Net Working Capital (DFNWC)	2,820	2,751	2,252	2,402	2,973	2,148	3,055	3,070	3,017	2,966	2,946
Net Working Capital (NWC)	2,786	2,718	2,252	2,402	2,838	2,148	2,920	3,070	3,017	2,966	2,871
Net Nonoperating Expense (NNE)	-8.67	-55	-30	-59	-6.95	-12	-13	-6.81	16	20	27
Net Nonoperating Obligations (NNO)	-4,117	-4,266	-4,378	-4,154	-4,364	-4,345	-4,176	-3,932	-4,343	-3,990	-4,075
Total Depreciation and Amortization (D&A)	15	7.86	11	13	17	13	13	13	17	23	26
Debt-free, Cash-free Net Working Capital to Revenue	0.00%	0.00%	-235.67%	-233.29%	-259.72%	-274.52%	-279.78%	-280.48%	-366.41%	-371.48%	-452.03%
Debt-free Net Working Capital to Revenue	0.00%	0.00%	174.53%	193.32%	238.69%	189.54%	288.60%	318.87%	352.01%	393.61%	458.88%
Net Working Capital to Revenue	0.00%	0.00%	174.53%	193.32%	227.85%	189.54%	275.84%	318.87%	352.01%	393.61%	447.18%
Earnings Adjustments	-	-	-	-	-	-	-	-	-	-	-
Adjusted Basic Earnings per Share	($0.11)	$0.33	$0.07	$0.30	($0.38)	($0.26)	($0.14)	($0.29)	($0.90)	($0.78)	($0.81)
Adjusted Weighted Average Basic Shares Outstanding	102.22M	103.10M	106.10M	105.44M	105.91M	106.82M	105.98M	106.60M	105.91M	105.09M	101.75M
Adjusted Diluted Earnings per Share	($0.11)	($0.06)	$0.37	$0.00	($0.38)	($0.26)	($0.14)	($0.29)	($0.90)	($0.78)	($0.81)
Adjusted Weighted Average Diluted Shares Outstanding	102.22M	104.48M	106.10M	111.18M	105.91M	106.82M	105.98M	106.60M	105.91M	105.09M	101.75M
Adjusted Basic & Diluted Earnings per Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Adjusted Weighted Average Basic & Diluted Shares Outstanding	103.03M	101.95M	106.69M	106.14M	105.13M	103.50M	106.61M	106.27M	106.39M	105.67M	104.84M
Normalized Net Operating Profit after Tax (NOPAT)	-20	-22	-22	-25	-30	-40	-29	-38	-79	-61	-58
Normalized NOPAT Margin	-5.66%	-5.98%	-6.47%	-7.81%	-9.36%	-13.00%	-9.79%	-13.92%	-30.28%	-26.70%	-29.14%
Pre Tax Income Margin	-2.87%	9.27%	2.21%	9.96%	-12.17%	-8.96%	-5.11%	-11.23%	-36.71%	-35.55%	-42.12%
Debt Service Ratios	-	-	-	-	-	-	-	-	-	-	-
EBIT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EBIT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
NOPAT Less CapEx to Interest Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Payout Ratios	-	-	-	-	-	-	-	-	-	-	-
Dividend Payout Ratio	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Augmented Payout Ratio	0.00%	0.00%	-733.78%	-526.36%	-381.46%	-58.65%	-39.16%	-8.20%	0.00%	0.00%	0.00%

Frequently Asked Questions About BILL's Financials

When does BILL's fiscal year end?

According to the most recent income statement we have on file, BILL's financial year ends in June. Their financial year 2024 ended on June 30, 2024.

How has BILL's net income changed over the last 6 years?

BILL's net income appears to be on an upward trend, with a most recent value of -$28.88 million in 2024, rising from -$7.20 million in 2018. The previous period was -$223.73 million in 2023. Find out what analysts predict for BILL in the coming months.

What is BILL's operating income?

BILL's total operating income in 2024 was -$174.16 million, based on the following breakdown:

Total Gross Profit: $1.06 billion
Total Operating Expenses: $1.23 billion

How has BILL revenue changed over the last 6 years?

Over the last 6 years, BILL's total revenue changed from $64.87 million in 2018 to $1.29 billion in 2024, a change of 1,889.0%.

How much debt does BILL have?

BILL's total liabilities were at $5.04 billion at the end of 2024, a 9.1% decrease from 2023, and a 272.9% increase since 2019.

How much cash does BILL have?

In the past 5 years, BILL's cash and equivalents has ranged from $90.31 million in 2019 to $1.62 billion in 2023, and is currently $985.94 million as of their latest financial filing in 2024.

How has BILL's book value per share changed over the last 6 years?

Over the last 6 years, BILL's book value per share changed from 0.00 in 2018 to 38.95 in 2024, a change of 3,895.1%.

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This page (NYSE:BILL) was last updated on 5/21/2025 by MarketBeat.com Staff

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BILL (BILL) Financials

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BILL (BILL) Financials

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