Fannie Mae (FNMA) Stock Price, News & Analysis

Company Overview

The Federal National Mortgage Association, commonly known as Fannie Mae, is a government-sponsored enterprise (GSE) chartered to enhance the liquidity, stability and affordability of the U.S. housing market. By purchasing residential mortgage loans from originators such as banks and mortgage companies, Fannie Mae provides lenders with the capital needed to fund new home loans. Its activities support a broad range of borrowers, including first-time homebuyers and those seeking to refinance existing mortgages, by fostering a more consistent flow of mortgage credit across economic cycles.

Fannie Mae’s principal services center on the acquisition and securitization of single-family and multifamily mortgages. After buying mortgages that meet its credit and underwriting standards, the company pools these loans into mortgage-backed securities (MBS) and guarantees timely payment of principal and interest to investors. Through its guarantee, Fannie Mae assumes a portion of credit risk, enabling investors to purchase MBS with confidence and lenders to originate loans with greater certainty around funding and risk management.

Serving borrowers and lenders nationwide, Fannie Mae provides an array of mortgage products tailored to diverse credit profiles and housing needs. Its offerings include fixed-rate and adjustable-rate mortgage options, as well as specialized programs for multifamily rental properties that support affordable housing initiatives in metropolitan and rural communities. Fannie Mae also delivers research, technology platforms and risk-management solutions to mortgage originators, facilitating streamlined underwriting and compliance with evolving regulatory standards.

Established in 1938 as part of the New Deal, Fannie Mae has played a pivotal role in the development of the U.S. secondary mortgage market. Today, it operates under the oversight of the Federal Housing Finance Agency (FHFA) and remains in conservatorship, a status initiated in 2008 to safeguard financial stability. The company is led by an executive team with deep experience in housing finance, risk management and capital markets, working alongside a board of directors committed to advancing Fannie Mae’s mission of expanding access to sustainable, affordable mortgage credit.

Key Stats

• Today's Range: $9.15 to $9.55
• 50-Day Range: $8.48 to $10.78
• 52-Week Range: $1.02 to $11.91
• Volume: 2.37 million shs
• Average Volume: 4.18 million shs
• Market Capitalization: $10.98 billion
• P/E Ratio: N/A
• Dividend Yield: N/A
• Price Target: $4.00
• Consensus Rating: Sell

Fannie Mae Stock Analysis - MarketRank™

Fannie Mae scored higher than 14% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 0.5 / 5
• Analyst Rating: Sell

Consensus Rating

Fannie Mae has received a consensus rating of Sell. The company's average rating score is 1.00, and is based on no buy ratings, no hold ratings, and 1 sell rating.

Amount of Analyst Coverage

Fannie Mae has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: N/A
• Proj. Earnings Growth: N/A

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

1.89% of the float of Fannie Mae has been sold short.

Short Interest Ratio / Days to Cover

Fannie Mae has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fannie Mae has recently decreased by 5.20%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Fannie Mae does not currently pay a dividend.

Dividend Growth

Fannie Mae does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

1.89% of the float of Fannie Mae has been sold short.

Short Interest Ratio / Days to Cover

Fannie Mae has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Fannie Mae has recently decreased by 5.20%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: 0.26

News Sentiment

Fannie Mae has a news sentiment score of 0.26. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.71 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 8 news articles for Fannie Mae this week, compared to 10 articles on an average week.

Search Interest

Only 16 people have searched for FNMA on MarketBeat in the last 30 days. This is a decrease of -20% compared to the previous 30 days.

MarketBeat Follows

14 people have added Fannie Mae to their MarketBeat watchlist in the last 30 days. This is an increase of 56% compared to the previous 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Fannie Mae insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.00% of the stock of Fannie Mae is held by insiders.

Percentage Held by Institutions

Only 0.02% of the stock of Fannie Mae is held by institutions.

FNMA Stock Analysis - Frequently Asked Questions

How have FNMA shares performed this year?

Fannie Mae's stock was trading at $2.49 at the start of the year. Since then, FNMA shares have increased by 280.7% and is now trading at $9.48.

How were Fannie Mae's earnings last quarter?

Fannie Mae (OTCMKTS:FNMA) announced its quarterly earnings data on Thursday, October, 31st. The financial services provider reported $0.69 earnings per share for the quarter, beating the consensus estimate of $0.64 by $0.05. The financial services provider earned $38.14 billion during the quarter, compared to analysts' expectations of $7.17 billion. Fannie Mae had a net margin of 10.56% and a negative trailing twelve-month return on equity of 34.38%.
Read the conference call transcript.

How do I buy shares of Fannie Mae?

Shares of FNMA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Fannie Mae own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Fannie Mae investors own include Net Lease Office Properties (NLOP), Freddie Mac (FMCC), NVIDIA (NVDA), Advanced Micro Devices (AMD), Meta Platforms (META), Tesla (TSLA) and Alibaba Group (BABA).

Company Calendar

• Last Earnings: 10/31/2024
• Today: 7/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - MTG&REL SVS
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FNMA
• CIK: 310522
• Web: www.fanniemae.com
• Phone: (800) 232-6643
• Fax: 202-752-4447
• Employees: 8,200
• Year Founded: N/A

Price Target and Rating

• Average Stock Price Target: $4.00
• High Stock Price Target: $4.00
• Low Stock Price Target: $4.00
• Potential Upside/Downside: -57.8%
• Consensus Rating: Sell
• Rating Score (0-4): 1.00
• Research Coverage: 1 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $16.98 billion
• Net Margins: 10.56%
• Pretax Margin: 13.22%
• Return on Equity: -34.38%
• Return on Assets: 0.38%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 1.02
• Quick Ratio: 1.02

Sales & Book Value

• Annual Sales: $152.67 billion
• Price / Sales: 0.07
• Cash Flow: $13.35 per share
• Price / Cash Flow: 0.71
• Book Value: ($39.12) per share
• Price / Book: -0.24

Miscellaneous

• Outstanding Shares: 1,158,090,000
• Free Float: 1,146,507,000
• Market Cap: $10.98 billion
• Optionable: Not Optionable
• Beta: 1.97