MoneyLion (ML) Competitors

ServisFirst Bancshares (NYSE:SFBS) and MoneyLion (NYSE:ML) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their risk, dividends, profitability, valuation, community ranking, institutional ownership, earnings, media sentiment and analyst recommendations.

Do institutionals and insiders hold more shares of SFBS or ML?

67.3% of ServisFirst Bancshares shares are owned by institutional investors. Comparatively, 31.4% of MoneyLion shares are owned by institutional investors. 6.7% of ServisFirst Bancshares shares are owned by company insiders. Comparatively, 11.9% of MoneyLion shares are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Do analysts rate SFBS or ML?

ServisFirst Bancshares currently has a consensus target price of $87.50, suggesting a potential upside of 22.04%. MoneyLion has a consensus target price of $92.83, suggesting a potential upside of 8.07%. Given ServisFirst Bancshares' higher possible upside, equities research analysts plainly believe ServisFirst Bancshares is more favorable than MoneyLion.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ServisFirst Bancshares	0 Sell rating(s)	2 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	2.00
MoneyLion	0 Sell rating(s)	3 Hold rating(s)	3 Buy rating(s)	2 Strong Buy rating(s)	2.88

Does the MarketBeat Community believe in SFBS or ML?

ServisFirst Bancshares received 207 more outperform votes than MoneyLion when rated by MarketBeat users. However, 69.70% of users gave MoneyLion an outperform vote while only 57.64% of users gave ServisFirst Bancshares an outperform vote.

Company	Underperform	Outperform
ServisFirst Bancshares	Outperform Votes 230 57.64%	Underperform Votes 169 42.36%
MoneyLion	Outperform Votes 23 69.70%	Underperform Votes 10 30.30%

Which has better earnings and valuation, SFBS or ML?

ServisFirst Bancshares has higher earnings, but lower revenue than MoneyLion. ServisFirst Bancshares is trading at a lower price-to-earnings ratio than MoneyLion, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ServisFirst Bancshares	$498.18M	7.86	$227.24M	$4.40	16.29
MoneyLion	$545.91M	1.78	-$45.24M	$0.75	114.53

Is SFBS or ML more profitable?

ServisFirst Bancshares has a net margin of 23.16% compared to MoneyLion's net margin of 0.64%. ServisFirst Bancshares' return on equity of 14.81% beat MoneyLion's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
ServisFirst Bancshares	23.16%	14.81%	1.39%
MoneyLion	0.64%	1.18%	0.61%

Does the media refer more to SFBS or ML?

In the previous week, ServisFirst Bancshares and ServisFirst Bancshares both had 5 articles in the media. MoneyLion's average media sentiment score of 1.14 beat ServisFirst Bancshares' score of 1.03 indicating that MoneyLion is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
ServisFirst Bancshares	3 Very Positive mention(s)	1 Positive mention(s)	0 Neutral mention(s)	1 Negative mention(s)	0 Very Negative mention(s)	Positive
MoneyLion	3 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Positive

Which has more risk and volatility, SFBS or ML?

ServisFirst Bancshares has a beta of 0.89, meaning that its share price is 11% less volatile than the S&P 500. Comparatively, MoneyLion has a beta of 2.94, meaning that its share price is 194% more volatile than the S&P 500.

Summary

ServisFirst Bancshares and MoneyLion tied by winning 9 of the 18 factors compared between the two stocks.