Mid-Southern Bancorp, Inc. is a bank holding company headquartered in Rogersville, Tennessee, that provides a broad range of financial services through its community banking subsidiary. Serving markets across East Tennessee and northern Georgia, the company focuses on building long-term customer relationships by offering tailored deposit, lending and treasury management solutions to individuals, small businesses and commercial clients.
Founded in the late 1980s through the reorganization of a local banking enterprise, Mid-Southern Bancorp has expanded organically and through selective branch additions. Over the years, the company has grown from a single-office operation into a multi-branch network, while retaining its community-oriented culture. This history of measured growth underscores its commitment to serving both rural and suburban communities in its regional footprint.
Mid-Southern Bancorp’s core products and services include demand, savings and time deposit accounts; consumer, commercial and agricultural loans; real estate and construction financing; and cash management and merchant services. The company also supports customers with online and mobile banking platforms, as well as specialized trust and wealth management offerings, ensuring it meets the evolving needs of its retail and business clientele.
The bank holding company is led by an experienced management team with deep ties to the region, overseen by a board of directors composed of community leaders and industry veterans. Mid-Southern Bancorp emphasizes conservative risk management, community reinvestment and personalized customer service as the cornerstones of its strategy, guided by a long-term vision for sustainable growth and local economic support.
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