NYSE:NP Neptune Insurance (NP) Stock Price, News & Analysis $29.76 -0.45 (-1.50%) Closing price 03:59 PM EasternExtended Trading$29.80 +0.04 (+0.15%) As of 07:30 PM Eastern Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more. Add Compare Share Share Stock Analysis Stock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsInsider TradesNews and TrendsOwnershipSEC FilingsShort Interest About Neptune Insurance Stock (NYSE:NP) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Neptune Insurance alerts:Sign Up Key Stats Today's Range$29.49▼$30.8850-Day Range$29.76▼$34.9752-Week Range$14.78▼$35.15Volume980,827 shsAverage Volume374,481 shsMarket Capitalization$4.08 billionP/E Ratio119.02Dividend YieldN/APrice Target$31.82Consensus RatingModerate Buy Company Overview Neptune Insurance, commonly known as Neptune Flood, is a U.S.-focused insurtech company specializing in private flood insurance. Its products are designed to provide alternatives to coverage available through the National Flood Insurance Program and may cover residential properties, personal belongings, additional living expenses and certain commercial properties, subject to policy terms and availability. The company distributes its insurance through independent agents and uses technology to support quoting, underwriting and policy administration. Neptune serves customers in participating U.S. states, with coverage availability and product features varying by jurisdiction. Neptune was founded in 2016 and has been led by Trevor Burgess, who has served as the company’s chief executive officer. Publicly available information does not reliably establish that Neptune Insurance is listed on the New York Stock Exchange under the symbol “NP”; the company is generally described as a private insurance technology business.AI Generated. May Contain Errors. Read More Neptune Insurance Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks60th Percentile Overall ScoreNP MarketRank™: Neptune Insurance scored higher than 60% of companies evaluated by MarketBeat, and ranked 539th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's Opinion2.8 / 5Analyst RatingModerate Buy Consensus RatingNeptune Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.53, and is based on no strong buy ratings, 8 buy ratings, 7 hold ratings, and no sell ratings.Upside/DownsideThe consensus price target for Neptune Insurance is close to its current price, suggesting limited near-term upside or downside.Amount of Analyst CoverageNeptune Insurance has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.Read more about Neptune Insurance's stock forecast and price target. Earnings and Valuation1.9 / 5Proj. Earnings Growth17.50% Earnings GrowthEarnings for Neptune Insurance are expected to grow by 17.50% in the coming year, from $0.40 to $0.47 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Neptune Insurance is 119.02, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.94.Price to Earnings Ratio vs. SectorThe P/E ratio of Neptune Insurance is 119.02, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.29.Price to Earnings Growth RatioNeptune Insurance has a PEG Ratio of 3.11. PEG Ratios above 1 indicate that a company could be overvalued.Read more about Neptune Insurance's valuation and earnings. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted6.13% of the float of Neptune Insurance has been sold short.Short Interest Ratio / Days to CoverNeptune Insurance has a short interest ratio ("days to cover") of 5.48.Change versus previous monthShort interest in Neptune Insurance has recently decreased by 6.58%, indicating that investor sentiment is improving significantly. Dividend0.0 / 5Dividend StrengthN/A Dividend YieldNeptune Insurance does not currently pay a dividend.Dividend GrowthNeptune Insurance does not have a long track record of dividend growth.Dividend SustainabilityBased on EPS estimates, Neptune Insurance will have a dividend payout ratio of 404.26% in the coming year. This indicates that Neptune Insurance may not be able to sustain their current dividend. News and Social Media2.9 / 5News Sentiment0.67 News SentimentNeptune Insurance has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Neptune Insurance this week, compared to 2 articles on an average week.MarketBeat Follows1 people have added Neptune Insurance to their MarketBeat watchlist in the last 30 days. Company Ownership1.4 / 5Insider TradingSelling Shares Insider Buying vs. Insider SellingIn the past three months, Neptune Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $120,971,418.00 in company stock.Percentage Held by Insiders74.26% of the stock of Neptune Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsNeptune Insurance has minimal institutional ownership at this time.Read more about Neptune Insurance's insider trading history. Receive NP Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Neptune Insurance and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. NP Stock News HeadlinesJonathan Winant Carlon Sells 50,000 Shares of Neptune Insurance (NYSE:NP) StockSeptember 17 at 4:22 AM | americanbankingnews.comNeptune Insurance Holdings Inc. (NYSE:NP) Given Consensus Recommendation of "Moderate Buy" by BrokeragesSeptember 17 at 2:15 AM | americanbankingnews.comIran War: Why Is Trump Protecting THEM?A powerful Middle Eastern government is reportedly seeking US intelligence, targeting help, and military protection against Iran-backed forces. An anonymous source says that protection was only one side of an extraordinary bargain, with the other side potentially worth trillions of dollars to America. Addison Wiggin traced the deal linking Trump, Iran, and this government, and says the headlines look very different once you know who is involved.September 18 at 1:00 AM | Banyan Hill Publishing (Ad)Neptune Insurance Holdings Insider Sold Shares Worth $1,557,595, According to a Recent SEC FilingSeptember 16 at 12:19 PM | finance.yahoo.comInsider Selling: Neptune Insurance (NYSE:NP) Director Sells 50,000 Shares of StockSeptember 16 at 5:22 AM | insidertrades.comKBW Reaffirms Their Hold Rating on Neptune Insurance Holdings, Inc. Class A (NP)July 25, 2026 | theglobeandmail.comNeptune Insurance Holdings Inc (NP) Q2 2026 Earnings Call Highlights: Record Revenue and ...July 23, 2026 | finance.yahoo.comNeptune Insurance Holdings Inc. (NP) Q2 2026 Earnings Call TranscriptJuly 22, 2026 | seekingalpha.comSee More Headlines NP Stock Analysis - Frequently Asked Questions How have NP shares performed this year? Neptune Insurance's stock was trading at $29.21 at the beginning of 2026. Since then, NP shares have increased by 1.9% and is now trading at $29.7560. How were Neptune Insurance's earnings last quarter? Neptune Insurance Holdings Inc. (NYSE:NP) released its quarterly earnings results on Tuesday, July, 21st. The company reported $0.15 EPS for the quarter, beating the consensus estimate of $0.14 by $0.01. The company earned $55.87 million during the quarter, compared to the consensus estimate of $52.38 million. Neptune Insurance had a net margin of 21.45% and a negative trailing twelve-month return on equity of 18.77%. When did Neptune Insurance IPO? Neptune Insurance (NP) raised $350 million in an initial public offering (IPO) on Wednesday, October 1st 2025. The company issued 18,421,053 shares at a price of $18.00-$20.00 per share. Who are Neptune Insurance's major shareholders? Top institutional investors of Neptune Insurance include BlueCrest Capital Management Ltd (0.03%), California State Teachers Retirement System (0.03%), Grandeur Peak Global Advisors LLC (0.01%) and Readystate Asset Management LP (0.01%). Insiders that own company stock include Vii LP Ftv, Hold 101 Lp Bsiv, James Steiner, Trevor R Burgess, Jonathan Winant Carlon and Michael Warren Vostrizansky. View institutional ownership trends. How do I buy shares of Neptune Insurance? Shares of NP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. What other stocks do shareholders of Neptune Insurance own? Based on aggregate information from My MarketBeat watchlists, some other companies that Neptune Insurance investors own include Meta Platforms (META), NVIDIA (NVDA), Procter & Gamble (PG), Altria Group (MO), AT&T (T), AbbVie (ABBV) and Cisco Systems (CSCO). Company Calendar Last Earnings7/21/2026Today9/18/2026Next Earnings (Estimated)11/11/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Insurance Sub-IndustryInsurance Brokers Current SymbolNYSE:NP CIK2067129 Webneptuneflood.com Phone(727) 202-4815Fax678-518-3284Employees61Year Founded2016Price Target and Rating Average Price Target for Neptune Insurance$31.82 High Price Target$39.00 Low Price Target$23.00 Potential Upside/Downside+6.9%Consensus RatingModerate Buy Rating Score (0-4)2.53 Research Coverage15 Analysts Profitability EPS (Trailing Twelve Months)$0.25 Trailing P/E Ratio119.02 Forward P/E Ratio74.39 P/E Growth3.08Net Income$37.41 million Net Margins21.45% Pretax Margin31.81% Return on Equity-18.77% Return on Assets64.26% Debt Debt-to-Equity RatioN/A Current Ratio2.07 Quick Ratio2.07 Sales & Book Value Annual Sales$159.55 million Price / Sales25.59 Cash Flow$0.44 per share Price / Cash Flow68.11 Book Value($1.65) per share Price / Book-18.03Miscellaneous Outstanding Shares137,230,000Free Float35,324,000Market Cap$4.08 billion OptionableNo Data BetaN/A Social Links 10 Stocks Powering The Next AI Boom The AI boom is creating opportunities across semiconductors, cloud computing, enterprise software, infrastructure, cybersecurity, and automation. Inside this report, you’ll find 10 companies positioned to benefit as artificial intelligence moves from hype to real-world deployment and becomes a core growth driver for corporate America.Get This Free Report This page (NYSE:NP) was last updated on 9/18/2026 by MarketBeat.com Staff. 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