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NYSE:NP

Neptune Insurance (NP) Stock Price, News & Analysis

Neptune Insurance logo
$29.76 -0.45 (-1.50%)
Closing price 03:59 PM Eastern
Extended Trading
$29.80 +0.04 (+0.15%)
As of 07:30 PM Eastern
Extended trading is trading that happens on electronic markets outside of regular trading hours. This is a fair market value extended hours price provided by Massive. Learn more.

About Neptune Insurance Stock (NYSE:NP)

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Key Stats

Today's Range
$29.49
$30.88
50-Day Range
$29.76
$34.97
52-Week Range
$14.78
$35.15
Volume
980,827 shs
Average Volume
374,481 shs
Market Capitalization
$4.08 billion
P/E Ratio
119.02
Dividend Yield
N/A
Price Target
$31.82
Consensus Rating
Moderate Buy

Company Overview

Neptune Insurance, commonly known as Neptune Flood, is a U.S.-focused insurtech company specializing in private flood insurance. Its products are designed to provide alternatives to coverage available through the National Flood Insurance Program and may cover residential properties, personal belongings, additional living expenses and certain commercial properties, subject to policy terms and availability.

The company distributes its insurance through independent agents and uses technology to support quoting, underwriting and policy administration. Neptune serves customers in participating U.S. states, with coverage availability and product features varying by jurisdiction.

Neptune was founded in 2016 and has been led by Trevor Burgess, who has served as the company’s chief executive officer. Publicly available information does not reliably establish that Neptune Insurance is listed on the New York Stock Exchange under the symbol “NP”; the company is generally described as a private insurance technology business.

AI Generated. May Contain Errors.

Neptune Insurance Stock Analysis - MarketRank™

See Top-Rated MarketRank™ Stocks
60th Percentile Overall Score

NP MarketRank™: 

Neptune Insurance scored higher than 60% of companies evaluated by MarketBeat, and ranked 539th out of 846 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

  • Consensus Rating

    Neptune Insurance has received a consensus rating of Moderate Buy. The company's average rating score is 2.53, and is based on no strong buy ratings, 8 buy ratings, 7 hold ratings, and no sell ratings.

  • Upside/Downside

    The consensus price target for Neptune Insurance is close to its current price, suggesting limited near-term upside or downside.

  • Amount of Analyst Coverage

    Neptune Insurance has been the subject of 10 research reports in the past 90 days, demonstrating strong analyst interest in this stock.

  • Read more about Neptune Insurance's stock forecast and price target.
  • Earnings Growth

    Earnings for Neptune Insurance are expected to grow by 17.50% in the coming year, from $0.40 to $0.47 per share.

  • Price to Earnings Ratio vs. the Market

    The P/E ratio of Neptune Insurance is 119.02, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.94.

  • Price to Earnings Ratio vs. Sector

    The P/E ratio of Neptune Insurance is 119.02, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 25.29.

  • Price to Earnings Growth Ratio

    Neptune Insurance has a PEG Ratio of 3.11. PEG Ratios above 1 indicate that a company could be overvalued.

  • Read more about Neptune Insurance's valuation and earnings.
  • Percentage of Shares Shorted

    6.13% of the float of Neptune Insurance has been sold short.
  • Short Interest Ratio / Days to Cover

    Neptune Insurance has a short interest ratio ("days to cover") of 5.48.
  • Change versus previous month

    Short interest in Neptune Insurance has recently decreased by 6.58%, indicating that investor sentiment is improving significantly.
  • Dividend Yield

    Neptune Insurance does not currently pay a dividend.

  • Dividend Growth

    Neptune Insurance does not have a long track record of dividend growth.

  • Dividend Sustainability

    Based on EPS estimates, Neptune Insurance will have a dividend payout ratio of 404.26% in the coming year. This indicates that Neptune Insurance may not be able to sustain their current dividend.

  • News Sentiment

    Neptune Insurance has a news sentiment score of 0.67. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.81 average news sentiment score of Finance companies.
  • News Coverage This Week

    MarketBeat has tracked 7 news articles for Neptune Insurance this week, compared to 2 articles on an average week.
  • MarketBeat Follows

    1 people have added Neptune Insurance to their MarketBeat watchlist in the last 30 days.
  • Insider Buying vs. Insider Selling

    In the past three months, Neptune Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $120,971,418.00 in company stock.

  • Percentage Held by Insiders

    74.26% of the stock of Neptune Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.

  • Percentage Held by Institutions

    Neptune Insurance has minimal institutional ownership at this time.

  • Read more about Neptune Insurance's insider trading history.
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NP Stock News Headlines

Jonathan Winant Carlon Sells 50,000 Shares of Neptune Insurance (NYSE:NP) Stock
Iran War: Why Is Trump Protecting THEM?
A powerful Middle Eastern government is reportedly seeking US intelligence, targeting help, and military protection against Iran-backed forces. An anonymous source says that protection was only one side of an extraordinary bargain, with the other side potentially worth trillions of dollars to America. Addison Wiggin traced the deal linking Trump, Iran, and this government, and says the headlines look very different once you know who is involved.tc pixel
See More Headlines

NP Stock Analysis - Frequently Asked Questions

Neptune Insurance's stock was trading at $29.21 at the beginning of 2026. Since then, NP shares have increased by 1.9% and is now trading at $29.7560.

Neptune Insurance Holdings Inc. (NYSE:NP) released its quarterly earnings results on Tuesday, July, 21st. The company reported $0.15 EPS for the quarter, beating the consensus estimate of $0.14 by $0.01. The company earned $55.87 million during the quarter, compared to the consensus estimate of $52.38 million. Neptune Insurance had a net margin of 21.45% and a negative trailing twelve-month return on equity of 18.77%.

Neptune Insurance (NP) raised $350 million in an initial public offering (IPO) on Wednesday, October 1st 2025. The company issued 18,421,053 shares at a price of $18.00-$20.00 per share.

Top institutional investors of Neptune Insurance include BlueCrest Capital Management Ltd (0.03%), California State Teachers Retirement System (0.03%), Grandeur Peak Global Advisors LLC (0.01%) and Readystate Asset Management LP (0.01%). Insiders that own company stock include Vii LP Ftv, Hold 101 Lp Bsiv, James Steiner, Trevor R Burgess, Jonathan Winant Carlon and Michael Warren Vostrizansky.
View institutional ownership trends
.

Shares of NP stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Based on aggregate information from My MarketBeat watchlists, some other companies that Neptune Insurance investors own include Meta Platforms (META), NVIDIA (NVDA), Procter & Gamble (PG), Altria Group (MO), AT&T (T), AbbVie (ABBV) and Cisco Systems (CSCO).

Company Calendar

Last Earnings
7/21/2026
Today
9/18/2026
Next Earnings (Estimated)
11/11/2026
Fiscal Year End
12/31/2026

Industry, Sector and Symbol

Stock Exchange
NYSE
Sector
Finance
Industry
Insurance
Sub-Industry
Insurance Brokers
Current Symbol
NYSE:NP
CIK
2067129
Employees
61
Year Founded
2016

Price Target and Rating

High Price Target
$39.00
Low Price Target
$23.00
Potential Upside/Downside
+6.9%
Consensus Rating
Moderate Buy
Rating Score (0-4)
2.53
Research Coverage
15 Analysts

Profitability

EPS (Trailing Twelve Months)
$0.25
Trailing P/E Ratio
119.02
Forward P/E Ratio
74.39
P/E Growth
3.08
Net Income
$37.41 million
Net Margins
21.45%
Pretax Margin
31.81%
Return on Equity
-18.77%
Return on Assets
64.26%

Debt

Debt-to-Equity Ratio
N/A
Current Ratio
2.07
Quick Ratio
2.07

Sales & Book Value

Annual Sales
$159.55 million
Price / Sales
25.59
Cash Flow
$0.44 per share
Price / Cash Flow
68.11
Book Value
($1.65) per share
Price / Book
-18.03

Miscellaneous

Outstanding Shares
137,230,000
Free Float
35,324,000
Market Cap
$4.08 billion
Optionable
No Data
Beta
N/A

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This page (NYSE:NP) was last updated on 9/18/2026 by MarketBeat.com Staff.
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