Northpointe Bancshares (NPB) Stock Price, News & Analysis

Company Overview

Northpointe Bancshares, Inc. operates as a bank holding company. It offers a nationwide mortgage purchase program, residential mortgage loans, digital deposit banking to retail customers and custodial deposit services. The company was founded by Charles A. Williams in 1998 and is headquartered in Grand Rapids, MI.

Key Stats

• Today's Range: $17.39 to $17.94
• 50-Day Range: $13.15 to $17.75
• 52-Week Range: $11.43 to $17.94
• Volume: 133,284 shs
• Average Volume: 178,331 shs
• Market Capitalization: $608.35 million
• P/E Ratio: N/A
• Dividend Yield: 0.56%
• Price Target: $18.25
• Consensus Rating: Moderate Buy

Northpointe Bancshares Stock Analysis - MarketRank™

Northpointe Bancshares scored higher than 7% of companies evaluated by MarketBeat, and ranked 926th out of 934 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.3 / 5
• Analyst Rating: Moderate Buy

Consensus Rating

Northpointe Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.

Amount of Analyst Coverage

Northpointe Bancshares has only been the subject of 2 research reports in the past 90 days.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Book Value per Share Ratio

Northpointe Bancshares has a P/B Ratio of 1.01. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for NPB.

Dividend

• Score: 0.0 / 5
• Dividend Strength: Weak

Dividend Yield

Northpointe Bancshares has a dividend yield of 0.56%, which is in the bottom 25% of all stocks that pay dividends.

Dividend Growth

Northpointe Bancshares does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Short Interest

There is no current short interest data available for NPB.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.35

News Sentiment

Northpointe Bancshares has a news sentiment score of 1.35. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 1.18 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 5 news articles for Northpointe Bancshares this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Northpointe Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

18.40% of the stock of Northpointe Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.

NPB Stock Analysis - Frequently Asked Questions

How have NPB shares performed this year?

Northpointe Bancshares' stock was trading at $14.48 at the beginning of 2025. Since then, NPB stock has increased by 22.2% and is now trading at $17.70.

How were Northpointe Bancshares' earnings last quarter?

Northpointe Bancshares, Inc. (NYSE:NPB) released its earnings results on Tuesday, July, 22nd. The company reported $0.51 earnings per share (EPS) for the quarter, hitting the consensus estimate of $0.51. The firm earned $58.96 million during the quarter, compared to analysts' expectations of $56.92 million.
Read the conference call transcript.

When did Northpointe Bancshares IPO?

Northpointe Bancshares (NPB) raised $151 million in an initial public offering (IPO) on Friday, February 14th 2025. The company issued 10,420,000 shares at a price of $14.50 per share.

When did Northpointe Bancshares' lock-up period expire?

Northpointe Bancshares's lock-up period expired on Wednesday, August 13th. Northpointe Bancshares had issued 10,420,000 shares in its public offering on February 14th. The total size of the offering was $151,090,000 based on an initial share price of $14.50. Shares of the company owned by company insiders and major shareholders are now eligible to be traded as a result of the expiration of the lock-up period.

Who are Northpointe Bancshares' major shareholders?

Top institutional investors of Northpointe Bancshares include Adage Capital Partners GP L.L.C. (4.93%), Geode Capital Management LLC (0.68%), EJF Capital LLC (0.66%) and Mendon Capital Advisors Corp (0.65%). Insiders that own company stock include Vlieger Robert W De II and Charles Alan Williams.
View institutional ownership trends.

How do I buy shares of Northpointe Bancshares?

Shares of NPB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Record date for 8/4 Dividend: 7/15/2025
• Ex-Dividend for 8/4 Dividend: 7/15/2025
• Last Earnings: 7/22/2025
• Dividend Payable: 8/04/2025
• Today: 8/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: NYSE:NPB
• Previous Symbol: NYSE:NPB
• CIK: 1336706
• Web: N/A
• Phone: (616) 974-8491
• Fax: N/A
• Employees: 541
• Year Founded: N/A

Price Target and Rating

• Average Price Target for Northpointe Bancshares: $18.25
• High Price Target: $19.25
• Low Price Target: $17.50
• Potential Upside/Downside: +3.1%
• Consensus Rating: Moderate Buy
• Rating Score (0-4): 2.67
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: 2.16
• Current Ratio: 1.39
• Quick Ratio: 1.32

Sales & Book Value

• Annual Sales: $390.45 million
• Price / Sales: 1.56
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: $17.58 per share
• Price / Book: 1.01

Miscellaneous

• Outstanding Shares: 34,370,000
• Free Float: 28,042,000
• Market Cap: $608.35 million
• Optionable: N/A
• Beta: N/A