Southside Bancshares (SBSI) Stock Price, News & Analysis

Company Overview

Southside Bancshares Inc. is a bank holding company headquartered in Tyler, Texas. Through its subsidiary, Southside Bank, it provides a broad array of commercial and consumer banking services to individuals and businesses. The company’s offerings include deposit products, loan facilities and treasury management solutions tailored to the needs of its clientele. Established in 1974, Southside Bancshares has grown its footprint across East and North Texas while maintaining a community banking focus.

In the commercial banking segment, the company extends financing for real estate development, construction projects, equipment purchases and working capital needs. Its consumer lending portfolio comprises mortgage loans, home equity lines of credit and personal installment loans. This diversified lending mix is backed by deposit products such as checking and savings accounts, money market accounts and certificates of deposit.

Southside Bancshares also offers a range of ancillary financial services, including online and mobile banking platforms, cash management and merchant card services. Wealth management and trust administration are provided through its affiliate, Southside Wealth Advisors, allowing both individual and institutional clients access to investment advisory and fiduciary services.

Today, Southside Bancshares operates branches throughout key markets in Texas, with a concentration in East Texas and the broader Dallas–Fort Worth and Houston regions. Led by an experienced board of directors and senior management team, the company continues to pursue strategic growth initiatives while upholding its commitment to local community engagement and customer-centric banking.

Key Stats

• Today's Range: $27.90 to $28.45
• 50-Day Range: $27.85 to $31.42
• 52-Week Range: $25.85 to $38.00
• Volume: 170,428 shs
• Average Volume: 126,164 shs
• Market Capitalization: $847.65 million
• P/E Ratio: 9.99
• Dividend Yield: 5.11%
• Price Target: N/A
• Consensus Rating: Hold

Southside Bancshares Stock Analysis - MarketRank™

Southside Bancshares scored higher than 31% of companies evaluated by MarketBeat, and ranked 807th out of 925 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Southside Bancshares.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Southside Bancshares is 9.99, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 269.85.

Price to Earnings Ratio vs. Sector

The P/E ratio of Southside Bancshares is 9.99, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.90.

Price to Book Value per Share Ratio

Southside Bancshares has a P/B Ratio of 1.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

3.60% of the float of Southside Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Southside Bancshares has a short interest ratio ("days to cover") of 8.8.

Change versus previous month

Short interest in Southside Bancshares has recently decreased by 0.97%, indicating that investor sentiment is improving.

Dividend

• Score: 4.2 / 5
• Dividend Strength: Strong

Dividend Leadership

Southside Bancshares is a leading dividend payer. It pays a dividend yield of 5.11%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Southside Bancshares has been increasing its dividend for 30 years.

Dividend Coverage

The dividend payout ratio of Southside Bancshares is 51.06%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

3.60% of the float of Southside Bancshares has been sold short.

Short Interest Ratio / Days to Cover

Southside Bancshares has a short interest ratio ("days to cover") of 8.8.

Change versus previous month

Short interest in Southside Bancshares has recently decreased by 0.97%, indicating that investor sentiment is improving.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: N/A

Search Interest

Only 1 people have searched for SBSI on MarketBeat in the last 30 days. This is a decrease of -75% compared to the previous 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Southside Bancshares insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 6.00% of the stock of Southside Bancshares is held by insiders.

Percentage Held by Institutions

55.70% of the stock of Southside Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SBSI Stock Analysis - Frequently Asked Questions

How have SBSI shares performed this year?

Southside Bancshares' stock was trading at $27.99 on January 1st, 2025. Since then, SBSI stock has increased by 0.7% and is now trading at $28.18.

How were Southside Bancshares' earnings last quarter?

Southside Bancshares, Inc. (NYSE:SBSI) issued its quarterly earnings data on Friday, July, 25th. The company reported $0.72 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.69 by $0.03. The firm had revenue of $68.84 million for the quarter, compared to analysts' expectations of $67.90 million. Southside Bancshares had a trailing twelve-month return on equity of 10.59% and a net margin of 19.07%.

How do I buy shares of Southside Bancshares?

Shares of SBSI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 7/25/2025
• Today: 10/04/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Finance
• Industry: BANKS - SOUTHWEST
• Sub-Industry: Banking
• Current Symbol: NYSE:SBSI
• Previous Symbol: NYSE:SBSI
• CIK: 705432
• Web: N/A
• Phone: (903) 531-7111
• Fax: 903-592-3692
• Employees: 810
• Year Founded: 1960

Profitability

• EPS (Trailing Twelve Months): $2.82
• Trailing P/E Ratio: 9.96
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $88.49 million
• Net Margins: 19.07%
• Pretax Margin: 23.19%
• Return on Equity: 10.59%
• Return on Assets: 1.02%

Debt

• Debt-to-Equity Ratio: 0.31
• Current Ratio: 0.69
• Quick Ratio: 0.69

Sales & Book Value

• Annual Sales: $456.07 million
• Price / Sales: 1.86
• Cash Flow: $3.53 per share
• Price / Cash Flow: 7.98
• Book Value: $26.79 per share
• Price / Book: 1.05

Miscellaneous

• Outstanding Shares: 30,080,000
• Free Float: 28,275,000
• Market Cap: $847.65 million
• Optionable: N/A
• Beta: 0.64