SouthState Bank (SSB) Stock Price, News & Analysis

Company Overview

SouthState Bank (NYSE: SSB) is a bank holding company headquartered in Winter Haven, Florida, that provides a range of commercial and retail banking services. Through its subsidiary, SouthState Bank, the company serves businesses, institutions and individuals with deposit, lending and treasury management solutions. Its core business lines include commercial and industrial loans, commercial real estate lending, consumer mortgages and home equity loans.

In addition to traditional lending and deposit products, SouthState Bank offers specialized services such as treasury and cash management, merchant services, payment solutions and online banking. The company’s wealth management arm provides trust and investment advisory services, retirement planning and estate strategies for high-net-worth clients. Mortgage operations span origination and servicing for both purchase and refinance transactions.

SouthState Bank operates across the southeastern United States, with branch networks and lending offices in Florida, Georgia, South Carolina, North Carolina, Virginia and Alabama. The bank leverages regional market knowledge to support mid-size companies, family-owned businesses and local communities. Geographic diversification enables SouthState to balance growth opportunities across both urban centers and smaller markets.

The origins of SouthState date back to the early 20th century, with several community bank predecessors consolidating over decades. In 2022, SouthState completed the merger with CenterState Bank, further expanding its footprint and scale. Robert L. Steel serves as president and chief executive officer, leading the organization through ongoing integration and digital innovation efforts to enhance customer experience and operational efficiency.

Key Stats

• Today's Range: $98.25 to $101.83
• 50-Day Range: $91.76 to $103.58
• 52-Week Range: $77.74 to $114.26
• Volume: 947,446 shs
• Average Volume: 708,933 shs
• Market Capitalization: $10.06 billion
• P/E Ratio: 14.81
• Dividend Yield: 2.42%
• Price Target: N/A
• Consensus Rating: Buy

SouthState Bank Stock Analysis - MarketRank™

SouthState Bank scored higher than 46% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for SouthState Bank.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of SouthState Bank is 14.81, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 281.44.

Price to Earnings Ratio vs. Sector

The P/E ratio of SouthState Bank is 14.81, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 1,788.82.

Price to Book Value per Share Ratio

SouthState Bank has a P/B Ratio of 1.29. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

2.98% of the float of SouthState Bank has been sold short.

Short Interest Ratio / Days to Cover

SouthState Bank has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SouthState Bank has recently increased by 3.14%, indicating that investor sentiment is decreasing.

Dividend

• Score: 3.3 / 5
• Dividend Strength: Strong

Dividend Yield

SouthState Bank pays a meaningful dividend of 2.37%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

SouthState Bank has been increasing its dividend for 13 years.

Dividend Coverage

The dividend payout ratio of SouthState Bank is 35.77%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

2.98% of the float of SouthState Bank has been sold short.

Short Interest Ratio / Days to Cover

SouthState Bank has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in SouthState Bank has recently increased by 3.14%, indicating that investor sentiment is decreasing.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.50

News Sentiment

SouthState Bank has a news sentiment score of 0.50. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 1.07 average news sentiment score of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for SouthState Bank this week, compared to 0 articles on an average week.

Search Interest

1 people have searched for SSB on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, SouthState Bank insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 1.70% of the stock of SouthState Bank is held by insiders.

Percentage Held by Institutions

89.76% of the stock of SouthState Bank is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

SSB Stock Analysis - Frequently Asked Questions

How have SSB shares performed this year?

SouthState Bank's stock was trading at $98.50 at the beginning of the year. Since then, SSB stock has increased by 0.9% and is now trading at $99.35.

How were SouthState Bank's earnings last quarter?

SouthState Bank Corporation (NYSE:SSB) posted its quarterly earnings data on Thursday, July, 24th. The company reported $2.30 EPS for the quarter, beating the consensus estimate of $2.00 by $0.30. The business earned $664.77 million during the quarter, compared to analyst estimates of $639.47 million. SouthState Bank had a net margin of 19.27% and a trailing twelve-month return on equity of 10.23%.

How do I buy shares of SouthState Bank?

Shares of SSB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 7/24/2025
• Today: 9/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: NYSE
• Sector: Financial Services
• Industry: State Commercial Banks – Fed Reserve System
• Sub-Industry: Banking
• Current Symbol: NYSE:SSB
• Previous Symbol: NYSE:SSB
• CIK: 764038
• Web: N/A
• Phone: (863) 293-4710
• Fax: 803-765-1966
• Employees: 4,986
• Year Founded: 1934

Profitability

• EPS (Trailing Twelve Months): $6.71
• Trailing P/E Ratio: 14.81
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $534.78 million
• Net Margins: 19.27%
• Pretax Margin: 25.32%
• Return on Equity: 10.23%
• Return on Assets: 1.34%

Debt

• Debt-to-Equity Ratio: 0.04
• Current Ratio: 0.94
• Quick Ratio: 0.93

Sales & Book Value

• Annual Sales: $2.44 billion
• Price / Sales: 4.11
• Cash Flow: $8.10 per share
• Price / Cash Flow: 12.27
• Book Value: $77.18 per share
• Price / Book: 1.29

Miscellaneous

• Outstanding Shares: 101,210,000
• Free Float: 99,488,000
• Market Cap: $10.06 billion
• Optionable: N/A
• Beta: 0.74