Sterling Bancorp Company Profile (NYSE:STL)

About Sterling Bancorp

Sterling Bancorp is a financial holding company. The Company is a bank holding company that owns the Sterling National Bank (the Bank). The Bank specializes in the delivery of services and solutions to business owners, their families and consumers within the communities it serves. The Bank offers a line of commercial, business, and consumer banking products and services. The Bank is engaged in the origination of commercial loans and commercial mortgage loans. The Company also originates residential mortgage loans and consumer loans. The Bank offers services in the New York Metro Market, which includes Manhattan and Long Island, and the New York Suburban Market, which consists of Rockland, Orange, Sullivan, Ulster, Putnam and Westchester counties in New York and Bergen County in New Jersey. Its deposit products include non-interest bearing demand deposits, interest bearing demand deposits, savings, money market and certificate of deposits.

Industry, Sector and Symbol:

Sector: Finance
Industry: Money Center Banks
Sub-Industry: Regional Banks
Exchange: NYSE
Symbol: STL
CUSIP: 85915810

Key Metrics:

Previous Close: $17.04
50 Day Moving Average: $17.32
200 Day Moving Average: $16.39
52-Week Range: $13.44 - $17.90
Trailing P/E Ratio: 18.77
Foreward P/E Ratio: 13.52
P/E Growth: 3.20
Market Cap: $2.23B
Outstanding Shares: 130,655,000
Beta: 1.21

Profitability:

Net Margins: 23.68%
Return on Equity: 7.89%
Return on Assets: 1.08%

Debt:

Debt-to-Equity Ratio: 0.76%
Current Ratio: 0.91%
Quick Ratio: 0.90%

Additional Links:

Companies Related to Sterling Bancorp:

Consensus Ratings for Sterling Bancorp (NYSE:STL) (?)

Ratings Breakdown:	5 Buy Ratings
Consensus Rating:	Buy (Score: 3.00)
Consensus Price Target:	$18.63 (9.30% upside)

Analysts' Ratings History for Sterling Bancorp (NYSE:STL)

Show:

Date	Firm	Action	Rating	Price Target
8/31/2016	FIG Partners	Reiterated Rating	Outperform
7/28/2016	Keefe, Bruyette & Woods	Boost Price Target	Outperform	$18.00 -> $19.00
7/7/2016	Jefferies Group	Reiterated Rating	Buy	$18.50
6/22/2016	Maxim Group	Initiated Coverage	Buy	$19.00
9/30/2015	Royal Bank Of Canada	Initiated Coverage	Outperform	$18.00
6/5/2015	Piper Jaffray Cos.	Initiated Coverage	Overweight	$15.00
3/12/2015	Guggenheim	Downgrade	Buy -> Neutral

(Data available from 9/26/2014 forward)

Earnings History for Sterling Bancorp (NYSE:STL)

Date	Quarter	Consensus Estimate	Actual EPS	Revenue Estimate	Actual Revenue	Release Link	Conference Call
10/24/2016
7/26/2016	Q216	$0.28	$0.27	$34.78 million	$119.51 million	View	N/A
4/26/2016	Q1	$0.25	$0.25			View	N/A
1/27/2016	Q116	$0.26	$0.26	$34.78 million		View	Listen
10/26/2015	Q315	$0.25	$0.25	$34.78 million		View	Listen
7/27/2015	Q215	$0.19	$0.23	$34.78 million		View	Listen
4/30/2015	Q115	$0.22	$0.19			View	N/A
1/27/2015	Q414	$0.23	$0.20			View	N/A
10/27/2014	Q214	$0.22	$0.19	$71.90 million	$71.90 million	View	N/A
7/28/2014	Q114	$0.19	$0.18	$34.80 million		View	N/A
4/30/2014		$0.17	$0.12			View	N/A
2/4/2014	Q4	$0.14	$0.16			View	N/A
7/26/2013	Q2 2013	$0.18	$0.18	$36.06 million		View	N/A
4/26/2013	Q1 2013	$0.17	$0.17	$31.09 million		View	N/A
1/24/2013	Q4 2012	$0.17	$0.17	$35.02 million		View	N/A
11/2/2012	Q312	$0.18	$0.17	$35.01 million		View	N/A
7/24/2012		$0.15	$0.16			View	N/A
4/23/2012		$0.14	$0.15			View	N/A
1/31/2012		$0.15	$0.17			View	N/A
10/20/2011		$0.14	$0.14			View	N/A

(Data available from 1/1/2011 forward)

Earnings Estimates for Sterling Bancorp (NYSE:STL)

Current Year EPS Consensus Estimate: $0.69 EPS
Next Year EPS Consensus Estimate: $1.26 EPS

Quarter	Number of Estimates	Low Estimate	High Estimate	Average Estimate
Q1 2016	1	$0.25	$0.25	$0.25
Q2 2016	1	$0.28	$0.28	$0.28
Q3 2016	2	$0.28	$0.30	$0.29
Q4 2016	2	$0.29	$0.32	$0.31
Q1 2017	1	$0.29	$0.29	$0.29
Q2 2017	1	$0.31	$0.31	$0.31
Q3 2017	1	$0.33	$0.33	$0.33
Q4 2017	1	$0.34	$0.34	$0.34

(Data provided by Zacks Investment Research)

Current Dividend Information for Sterling Bancorp (NYSE:STL)

Annual Dividend:	$0.28
Dividend Yield:	1.64%
Dividend Growth:	-8.00% (3 Year Average)
Payout Ratio:	30.77% (Based on Trailing 12 Months of Earnings) 40.58% (Based on Current Year Consensus EPS Estimate) 22.22% (Based on Next Year Consensus EPS Estimate)

Dividend History for Sterling Bancorp (NYSE:STL)

Announced	Period	Amount	Yield	Ex-Dividend Date	Record Date	Payable Date
7/26/2016	quarterly	$0.07	1.66%	8/4/2016	8/8/2016	8/23/2016
4/26/2016	quarterly	$0.07	1.7%	5/4/2016	5/6/2016	5/23/2016
1/26/2016	quarterly	$0.07	1.82%	2/3/2016	2/5/2016	2/22/2016
10/26/2015	quarterly	$0.07	1.85%	11/3/2015	11/5/2015	11/16/2015
7/28/2015	quarterly	$0.07	1.9%	8/4/2015	8/6/2015	8/17/2015
4/29/2015	quarterly	$0.07	2.16%	5/7/2015	5/11/2015	5/21/2015
1/27/2015	quarterly	$0.07	2.12%	2/4/2015	2/6/2015	2/16/2015
10/27/2014	quarterly	$0.07	2.04%	11/4/2014	11/6/2014	11/17/2014
7/25/2014	quarterly	$0.07	2.39%	7/31/2014	8/4/2014	8/14/2014
4/30/2014	quarterly	$0.07	2.43%	5/8/2014	5/12/2014	5/22/2014
2/4/2014	quarterly	$0.07	2.31%	2/12/2014	2/14/2014	2/24/2014
9/26/2013	quarterly	$0.09	2.64%	10/10/2013	10/15/2013	10/30/2013
7/19/2013	quarterly	$0.09	2.73%	7/30/2013	8/1/2013	8/15/2013
5/2/2013	quarterly	$0.09	3.19%	6/12/2013	6/14/2013	6/28/2013
2/14/2013	quarterly	$0.09	3.54%	3/13/2013	3/15/2013	3/31/2013

(Data available from 1/1/2013 forward)

Insider Trading History for Sterling Bancorp (NYSE:STL)

Insider Ownership Percentage: 4.04%
Institutional Ownership Percentage: 77.83%

Transaction Date	Insider Name	Title	Buy/Sell	Number of Shares	Average Share Price	Total Transaction
9/12/2016	Richard L O'toole	Director	Buy	3,000	$17.40	$52,200.00
9/1/2016	James F Deutsch	Director	Sell	100,000	$17.58	$1,758,000.00
8/26/2016	Craig S Thompson	Director	Sell	4,847	$17.20	$83,368.40
8/23/2016	James F Deutsch	Director	Sell	200,000	$17.19	$3,438,000.00
8/18/2016	John C Millman	Director	Sell	20,000	$17.26	$345,200.00
8/16/2016	Craig S Thompson	Director	Sell	3,500	$17.11	$59,885.00
8/12/2016	Richard L O'toole	Director	Buy	1,000	$16.93	$16,930.00
8/11/2016	Jack L Kopnisky	CEO	Sell	107,526	$17.19	$1,848,371.94
8/8/2016	Robert W Lazar	Director	Buy	475	$17.07	$8,108.25
8/3/2016	Michael E Finn	Insider	Sell	16,480	$16.86	$277,852.80
8/1/2016	Robert Abrams	Director	Sell	1,835	$17.00	$31,195.00
7/29/2016	Craig S Thompson	Director	Sell	3,000	$16.96	$50,880.00
7/28/2016	Craig S Thompson	Director	Sell	2,000	$16.98	$33,960.00
5/23/2016	Craig S Thompson	Director	Sell	2,500	$15.88	$39,700.00
5/16/2016	Craig S Thompson	Director	Sell	2,000	$15.64	$31,280.00
5/10/2016	Richard L O'toole	Director	Buy	1,000	$15.77	$15,770.00
4/28/2016	Craig S Thompson	Director	Sell	3,000	$16.54	$49,620.00
4/28/2016	James P Blose	General Counsel	Sell	7,500	$16.61	$124,575.00
3/8/2016	Craig S Thompson	Director	Sell	3,000	$15.33	$45,990.00
2/23/2016	Craig S Thompson	Director	Sell	7,000	$14.49	$101,430.00
2/18/2016	Richard L O'toole	Director	Buy	1,000	$14.17	$14,170.00
2/11/2016	Robert Abrams	Director	Buy	1,100	$13.60	$14,960.00
2/9/2016	Robert Abrams	Director	Buy	735	$13.60	$9,996.00
12/2/2015	Craig S Thompson	Director	Sell	1,000	$17.40	$17,400.00
12/1/2015	Thomas G Kahn	Director	Sell	3,000	$17.43	$52,290.00
11/25/2015	Louis J Cappelli	Director	Sell	25,000	$17.32	$433,000.00
11/16/2015	Thomas G Kahn	Director	Sell	25,000	$16.03	$400,750.00
11/6/2015	John C Millman	Director	Sell	20,000	$16.45	$329,000.00
11/3/2015	Craig S Thompson	Director	Sell	3,000	$15.60	$46,800.00
10/29/2015	Richard L O'toole	Director	Buy	1,000	$15.77	$15,770.00
9/10/2015	James P Blose	General Counsel	Buy	1,000	$14.24	$14,240.00
9/9/2015	Craig S. Thompson	Director	Sell	3,000	$14.27	$42,810.00
8/26/2015	Michael E Finn	Insider	Buy	4,000	$13.48	$53,920.00
8/25/2015	Jack L Kopnisky	CEO	Buy	14,461	$13.47	$194,789.67
8/25/2015	James P Blose	General Counsel	Buy	1,000	$13.58	$13,580.00
8/24/2015	Craig S Thompson	Director	Sell	1,500	$13.63	$20,445.00
8/7/2015	Robert Abrams	Director	Buy	1,200	$14.66	$17,592.00
5/20/2015	Robert W Lazar	Director	Buy	1,000	$13.41	$13,410.00
5/4/2015	Richard L O'toole	Director	Buy	3,000	$13.01	$39,030.00
12/10/2014	Michael Bizenov	EVP	Sell	3,500	$13.73	$48,055.00
11/13/2014	Robert Abrams	Director	Buy	1,800	$13.96	$25,128.00
5/2/2014	Richard O'toole	Director	Buy	2,000	$11.57	$23,140.00
3/14/2014	David Bagatelle	EVP	Sell	20,533	$12.59	$258,510.47
2/26/2014	David Bagatelle	EVP	Sell	12,500	$12.61	$157,625.00
12/13/2013	David Bagatelle	EVP	Sell	1,800	$12.62	$22,716.00
11/15/2013	John Millman	Director	Sell	2,211	$12.22	$27,018.42
11/1/2013	Daniel Rothstein	EVP	Sell	16,667	$11.76	$196,003.92

(Data available from 1/1/2013 forward)

Latest Headlines for Sterling Bancorp (NYSE:STL)

Date	Headline
	Sterling Bancorp breached its 50 day moving average in a Bearish Manner : STL-US : September 21, 2016 (NYSE:STL) www.capitalcube.com - September 21 at 11:37 AM
	Watch for Sterling Bancorp to Potentially Rebound After Falling 1.03% Yesterday (NYSE:STL) www.mysmartrend.com - September 12 at 7:00 PM
	Broker Outlook For The Week Ahead Sterling Bancorp (NYSE:STL) (NYSE:STL) www.nationaldailypress.com - September 11 at 6:49 PM
	Stock Slipping Down Over the Past Five Trading Sessions: Sterling Bancorp. (NYSE:STL) (NYSE:STL) www.nationaldailypress.com - September 9 at 11:27 AM
	Statoil's Anfinnsen: No Sign Oil Market Is Rebalancing (NYSE:STL) finance.yahoo.com - September 6 at 11:17 AM
	Sterling National Bank Announces Closing of Subordinated Notes Offering; Offering of $65 Million (NYSE:STL) www.publicnow.com - September 2 at 7:24 PM
	STERLING BANCORP Files SEC form 8-K, Other Events, Financial Statements and Exhibits (NYSE:STL) biz.yahoo.com - September 2 at 7:24 PM
	Sterling Bancorp : National Bank Announces Pricing of Subordinated Notes Offering (NYSE:STL) www.4-traders.com - August 30 at 7:25 PM
	4:11 pm Sterling Bancorp's subsidiary Sterling National Bank announces pricing of subordinated notes offering (NYSE:STL) finance.yahoo.com - August 30 at 7:25 PM
	Sterling National Bank Announces Pricing of Subordinated Notes Offering (NYSE:STL) www.publicnow.com - August 30 at 7:25 PM
	Insiders Are Selling – Sterling Bancorp (NYSE:STL) (NYSE:STL) www.fidaily.com - August 24 at 10:41 AM
	Sterling Bancorp : Terry O'Grady Joins Sterling National Bank (NYSE:STL) www.4-traders.com - August 23 at 12:08 PM
	Terry O'Grady Joins Sterling National Bank (NYSE:STL) www.publicnow.com - August 22 at 11:40 AM
	Stephen Altneu Joins Sterling National Bank as Managing Director (NYSE:STL) www.publicnow.com - August 17 at 10:35 AM
	Mark Smith Joins Sterling National Bank’s Commercial Banking Team (NYSE:STL) www.abladvisor.com - August 16 at 7:42 PM
	Freedom Mortgage Finalizes Acquisition of Sterling National Bank Mortgage Operations (NYSE:STL) finance.yahoo.com - August 15 at 7:57 PM
	Mark R. Smith Joins Sterling National Bank's Commercial Banking Team (NYSE:STL) www.publicnow.com - August 15 at 9:45 AM
	Sterling Bancorp (NYSE:STL) Trading Down – Insiders Are Buying and Selling (NYSE:STL) www.fidaily.com - August 12 at 7:44 PM
	Sterling Bancorp Crosses Below its 10-day MA (STL) (NYSE:STL) www.mysmartrend.com - August 12 at 7:44 PM
	Sterling Bancorp :STL-US: Earnings Analysis: Q2, 2016 By the Numbers : August 8, 2016 (NYSE:STL) www.capitalcube.com - August 8 at 7:51 PM
	Ex-Dividend Reminder: Capital One Financial, Sterling Bancorp and Lazard (NYSE:STL) www.forbes.com - August 2 at 11:35 AM
	More arrests as Turkish leader tightens the noose (NYSE:STL) learningandfinance.com - July 31 at 11:25 AM
	UFC 201: Lawler vs (NYSE:STL) learningandfinance.com - July 30 at 6:50 PM
	3 St. Louis banks cited as among the healthiest (NYSE:STL) www.bizjournals.com - July 29 at 7:50 PM
	EARNINGS SUMMARY: Details of Sterling Bancorp Q2 Earnings Report (NYSE:STL) www.rttnews.com - July 27 at 8:02 PM
	Edited Transcript of STL earnings conference call or presentation 27-Jul-16 2:30pm GMT (NYSE:STL) finance.yahoo.com - July 27 at 3:41 PM
	Statoil Surprised by Loss as Oil Prices Hit Profits (NYSE:STL) finance.yahoo.com - July 27 at 6:19 AM
	Sterling Bancorp Announces Record Results for the Three and Six Months Ended June 30, 2016. Strong Operating Momentum in the Second Quarter Continues, Highlighted by GAAP Diluted Earnings per Share of $0.29, Adjusted Diluted Earnings per Sh (NYSE:STL) www.publicnow.com - July 27 at 3:18 AM
	Statoil Comfortable With Financial Situation, Says Saetre (NYSE:STL) finance.yahoo.com - July 27 at 2:38 AM
	Sterling Bancorp posts 2Q profit (NYSE:STL) sg.finance.yahoo.com - July 26 at 6:16 PM
	Q2 2016 Sterling Bancorp Earnings Release - After Market Close (NYSE:STL) biz.yahoo.com - July 26 at 7:07 AM
	Robert W. Koar Joins Sterling National Bank (NYSE:STL) finance.yahoo.com - July 20 at 7:00 AM
	Sterling Bancorp breached its 50 day moving average in a Bullish Manner : STL-US : July 11, 2016 (NYSE:STL) www.capitalcube.com - July 11 at 9:40 AM
	Sterling Bancorp (STL) Shares Cross Above 200 DMA (NYSE:STL) www.nasdaq.com - July 9 at 10:39 AM
	Sterling Bancorp to Announce Second Quarter 2016 Results (NYSE:STL) www.publicnow.com - July 5 at 4:21 PM
	STL: Insiders vs. Shorts (NYSE:STL) www.benzinga.com - June 28 at 7:29 PM
	After $3 trillion in post-Brexit paper losses, global markets bounce (NYSE:STL) www.cnbc.com - June 28 at 11:34 AM
	Deals done for last big U.S. sale of GE Capital (NYSE:STL) www.thehour.com - June 28 at 11:34 AM
	Sterling National Bank to Acquire Eastern U.S. Restaurant Franchise Financing Loan Portfolio From GE Capital (NYSE:STL) finance.yahoo.com - June 28 at 11:34 AM
	GE Capital to sell bulk of U.S. restaurant franchise loan portfolio (NYSE:STL) finance.yahoo.com - June 27 at 6:08 PM
	Sterling Bancorp breached its 50 day moving average in a Bearish Manner : STL-US : June 27, 2016 (NYSE:STL) www.capitalcube.com - June 27 at 10:47 AM
	Sterling Bancorp (NYSE:STL) target price upped to $19, reported today by Maxim Group (NYSE:STL) breakingfinancenews.com - June 25 at 11:16 AM
	Coverage initiated on Sterling Bancorp by Maxim Group (NYSE:STL) finance.yahoo.com - June 23 at 6:09 AM
	GLOBAL MARKETS-Stocks, sterling surge as Brexit momentum weakens in polls (NYSE:STL) uk.finance.yahoo.com - June 20 at 2:56 PM
	FOREX-Sterling rises after pro-EU British lawmaker killed; yen up (NYSE:STL) uk.finance.yahoo.com - June 16 at 4:14 PM
	Sterling Bancorp. (NYSE:STL) To Report September 2013 Results (NYSE:STL) istreetwire.com - June 14 at 7:16 PM
	Sterling Bancorp breached its 50 day moving average in a Bearish Manner : STL-US : June 14, 2016 (NYSE:STL) www.capitalcube.com - June 14 at 8:51 AM
	STERLING BANCORP Files SEC form 8-K, Submission of Matters to a Vote of Security Holders (NYSE:STL) biz.yahoo.com - May 31 at 4:47 PM
	Top Earnings to Watch for: Sterling Bancorp. (STL) - iStreetWire (NYSE:STL) www.istreetwire.com - May 30 at 6:44 PM
	Statoil CFO: Some Signs of Recovery Amid Uncertainty (NYSE:STL) finance.yahoo.com - May 25 at 4:18 AM