Bank of China (OTCMKTS:BACHY) is one of China’s oldest and most internationally oriented state-owned commercial banks. Established in 1912 and headquartered in Beijing, it has evolved into a leading global financial institution. The bank leverages its rich heritage and extensive domestic branch network to serve individual, corporate and institutional clients, playing a key role in facilitating China’s foreign trade and economic development.
In the corporate segment, Bank of China provides trade finance, project and infrastructure financing, syndicated loans, corporate lending and cash management solutions. Its investment banking arm offers advisory services for mergers and acquisitions, debt and equity underwriting, and capital markets transactions. The bank’s treasury operations handle foreign exchange, interest rate and commodity risk management products, supporting both domestic and international clients in managing financial exposures.
Retail customers access deposit accounts, consumer and mortgage loans, credit cards and wealth management products through the bank’s extensive network of outlets across mainland China. Digital channels, including online and mobile banking platforms, facilitate digital payments, personal investment services and cross-border remittances. By integrating traditional branch services with digital innovations, Bank of China aims to enhance customer experience and broaden its retail footprint in key Asian markets.
With operations across Asia, Europe, the Americas, Africa and Oceania, Bank of China maintains one of the most extensive overseas branch networks among Chinese banks. Managed by a board of directors and an executive management team, the institution continues to pursue strategic growth initiatives, international expansion and modernization efforts to support global trade and financial connectivity.
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