Bay Banks of Virginia, Inc. is a bank holding company headquartered in Hampton, Virginia. Through its wholly owned bank subsidiary, the company provides retail and commercial banking services to individuals, businesses and municipalities in the Hampton Roads region. The bank delivers products and services via a network of full-service branches and digital platforms designed to meet the evolving needs of its customers.
The company’s deposit products include checking and savings accounts, money market accounts and certificates of deposit. Its lending portfolio encompasses residential mortgages, home equity lines of credit and installment loans, as well as commercial real estate financing and business lending solutions tailored to small- and medium-sized enterprises.
Bay Banks of Virginia supplements its core banking offerings with treasury and cash management services, trust services and a suite of digital banking tools. Customers can access online and mobile banking to manage accounts, transfer funds and pay bills, while an extended ATM network provides convenient access to cash across its service area.
Serving southeastern Virginia, Bay Banks of Virginia emphasizes strong community relationships, local decision-making and personalized service. The company’s leadership team is committed to supporting regional economic growth through customer-centric initiatives and partnerships with local organizations, seeking to combine community bank values with the efficiencies of modern banking technology.
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