BDO Unibank, Inc., commonly known as Banco De Oro, is a full-service, universal bank in the Philippines. Established in 1968 as Acme Savings Bank, it has grown through mergers and acquisitions to become one of the country’s largest lenders by assets. As part of the SM Group of Companies, BDO Unibank provides a wide range of banking and financial services to retail, corporate, and institutional clients.
The bank’s core offerings include deposit-taking, retail and corporate lending, trade financing, foreign exchange, and cash management. BDO also operates specialized units such as investment banking, leasing and finance, credit card issuance, trust and investments, asset management, and insurance brokerage. Through its subsidiaries—BDO Capital & Investment Corporation, BDO Leasing and Finance, Inc., BDO Private Bank, and BDO Insurance Brokers—BDO Unibank delivers integrated financial solutions tailored to client needs.
BDO Unibank maintains an extensive domestic network of branches, automated teller machines, and digital banking platforms, serving urban and rural communities across the Philippines. Its international footprint supports key overseas markets in Hong Kong, Singapore, Malaysia, Taiwan, United States, Europe, and China, addressing the remittance, trade, and investment requirements of Filipino expatriates and multinational corporations.
The bank is governed by a board of directors and executive management team with decades of collective experience in banking and finance. As a regulated entity under the Bangko Sentral ng Pilipinas, BDO Unibank adheres to stringent risk-management and corporate-governance standards. Through ongoing investment in technology and customer service, the bank continues to strengthen its position as a leading financial institution in the Philippines and the wider region.
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