Bank Polska Kasa Opieki S.A., commonly known as Bank Pekao, is a universal bank headquartered in Warsaw, Poland. Established in 1929, it provides financial services to individual customers, small and medium-sized businesses, large corporations, and public-sector institutions.
The bank offers retail banking products such as current and savings accounts, consumer loans, mortgages, payment cards, and digital banking services. Its business banking activities include lending, cash management, trade finance, leasing, factoring, and treasury services. Through its corporate and investment banking operations, Bank Pekao also provides structured finance, capital-markets, advisory, and investment services.
Bank Pekao primarily serves customers in Poland through its branch network and digital channels, while also supporting Polish companies involved in international business through cross-border banking services. The institution was previously part of Italy-based UniCredit and became controlled by Polish financial and state-linked investors in 2017. It operates through related businesses that complement its core banking, brokerage, asset-management, and financing services.
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