Bank of Ireland Group Plc is a holding company, which engages in financial and banking solutions. Its services include current account and deposit services, overdrafts, term loans, mortgages, business and corporate lending, international asset financing, leasing, installment credit, invoice discounting, foreign facilities, interest and exchange rate, hedging instruments, life assurance, pension and protection products. The firm operates through the following segments: Retail Ireland, Wealth and Insurance, Retail UK, Corporate and Treasury, and Group Centre. The Retail Ireland segment offers financial products and services including current accounts, savings, mortgages, credit cards, motor finance and loans to personal and business banking customers and is managed through a number of business units, namely distribution channels, customer segments and propositions, products, and business banking. The Wealth and Insurance segment provides life assurance products, such as protection, investment and pension products to the Irish market. The Retail UK segment is responsible for mortgage business services such as savings, mortgages, foreign exchange, credit and travel cards, current accou
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