BNCCORP (BNCC) Stock Price, News & Analysis

Company Overview

BNCCORP (OTCMKTS:BNCC) is a bank holding company headquartered in New Canaan, Connecticut. Through its wholly owned subsidiary, The Bank of New Canaan, the company offers a full suite of community banking services tailored to the needs of individuals and businesses. Established in the early 2000s, BNCCORP has grown by focusing on relationship-based lending and personalized deposit products, positioning itself as a regional banking partner in Fairfield County and neighboring Westchester County, New York.

The company’s core business activities include consumer and commercial lending, deposit account services, mortgage finance and treasury management solutions. In consumer banking, BNCCORP provides checking and savings accounts, money market funds and certificates of deposit, complemented by digital and mobile banking platforms. On the lending side, the bank extends credit for residential mortgages, home equity lines of credit, small-business loans, commercial real estate financing and construction financing. Treasury and cash‐management services further support the operational needs of local enterprises.

BNCCORP emphasizes local decision‐making and community involvement, with its branch network concentrated in key towns across southwestern Connecticut and southeastern New York. The company’s management team comprises seasoned banking professionals with extensive experience in community and commercial finance. By blending personalized service with a broad product portfolio, BNCCORP seeks to foster long‐term relationships and support economic growth within its service area.

Key Stats

• Today's Range: $30.25 to $31.00
• 50-Day Range: $27.93 to $32.00
• 52-Week Range: $25.40 to $35.45
• Volume: 1,615 shs
• Average Volume: 1,375 shs
• Market Capitalization: $110.05 million
• P/E Ratio: 13.19
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

BNCCORP Stock Analysis - MarketRank™

BNCCORP scored higher than 43% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for BNCCORP.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of BNCCORP is 13.19, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 278.76.

Price to Earnings Ratio vs. Sector

The P/E ratio of BNCCORP is 13.19, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 232.53.

Price to Book Value per Share Ratio

BNCCORP has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of BNCCORP have been sold short.

Short Interest Ratio / Days to Cover

BNCCORP has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BNCCORP has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

BNCCORP does not currently pay a dividend.

Dividend Growth

BNCCORP does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of BNCCORP have been sold short.

Short Interest Ratio / Days to Cover

BNCCORP has a short interest ratio ("days to cover") of 0.1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in BNCCORP has recently decreased by 50.00%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 3.0 / 5
• News Sentiment: 1.43

News Sentiment

BNCCORP has a news sentiment score of 1.43. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.98 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 2 news articles for BNCCORP this week, compared to 0 articles on an average week.

Company Ownership

• Score: 1.7 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, BNCCORP insiders have not sold or bought any company stock.

Percentage Held by Insiders

28.38% of the stock of BNCCORP is held by insiders. A high percentage of insider ownership can be a sign of company health.

BNCC Stock Analysis - Frequently Asked Questions

How have BNCC shares performed this year?

BNCCORP's stock was trading at $32.10 at the start of the year. Since then, BNCC shares have decreased by 3.4% and is now trading at $31.00.

How were BNCCORP's earnings last quarter?

BNCCORP Inc. (OTCMKTS:BNCC) announced its quarterly earnings results on Wednesday, July, 30th. The bank reported $0.62 earnings per share for the quarter. BNCCORP had a net margin of 15.39% and a trailing twelve-month return on equity of 8.30%.

How do I buy shares of BNCCORP?

Shares of BNCC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of BNCCORP own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BNCCORP investors own include Cisco Systems (CSCO), Novavax (NVAX), Abbott Laboratories (ABT), Applied Materials (AMAT), Austerlitz Acquisition Co. I (AUS), Bristol Myers Squibb (BMY) and Brown & Brown (BRO).

Company Calendar

• Last Earnings: 7/30/2025
• Today: 9/07/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:BNCC
• CIK: 945434
• Web: www.bncbank.com
• Phone: (701) 250-3040
• Fax: 701-222-3653
• Employees: 140
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $2.35
• Trailing P/E Ratio: 13.19
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $7.93 million
• Net Margins: 15.39%
• Pretax Margin: 19.94%
• Return on Equity: 8.30%
• Return on Assets: 0.87%

Debt

• Debt-to-Equity Ratio: 0.15
• Current Ratio: 0.94
• Quick Ratio: 0.94

Sales & Book Value

• Annual Sales: $52.44 million
• Price / Sales: 2.10
• Cash Flow: $3.03 per share
• Price / Cash Flow: 10.24
• Book Value: $26.43 per share
• Price / Book: 1.17

Miscellaneous

• Outstanding Shares: 3,550,000
• Free Float: 2,540,000
• Market Cap: $110.05 million
• Optionable: Not Optionable
• Beta: 0.42