Bank of the Philippine Islands (OTCMKTS:BPHLY) is one of the Philippines’ oldest and largest universal banks, offering an integrated suite of financial solutions to retail, corporate and institutional clients. Headquartered in Makati City, the bank provides traditional banking services alongside digital channels, serving millions of Filipinos through its expansive branch and ATM network as well as online platforms.
Founded in 1851 as El Banco Español Filipino de Isabel II, BPI holds the distinction of being the first bank established in the Philippines. Over its more than 170-year history, the institution has played a key role in the country’s economic development, financing infrastructure, agriculture and trade. From its early years under Spanish colonial rule to its evolution into a modern universal bank, BPI has maintained a strong presence in the domestic financial sector.
BPI’s product portfolio includes deposit accounts, mortgages, personal and auto loans, credit cards, wealth management and insurance products. On the corporate side, the bank provides working capital and term loans, trade finance, treasury and cash management services. Its dedicated trust group administers retirement plans and corporate trusts, while digital banking channels support mobile payments, online investments and e-commerce solutions.
The bank operates more than 600 branches and over 4,000 ATMs across the Philippines, with international offices in Hong Kong, Singapore and London to serve overseas Filipinos and global corporate clients. BPI is part of the Ayala Group, one of the country’s leading conglomerates, and is led by President and Chief Executive Officer Teri G. Limcaoco, whose management team continues to expand the bank’s digital capabilities and customer reach.
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