Ballston Spa Bancorp (BSPA) Stock Price, News & Analysis

Company Overview

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial services to corporate, municipal, and individual customers in the United States. It offers checking, money market, savings, health savings, and individual retirement accounts, as well as certificates of deposit; loan products, such as mortgage and home construction, improvement, and equity loans, auto, boat, RV, personal, commercial, and small business loans, as well as lines of credit and government programs; and debits and credit cards. The company also provides personal investment services, which include annuities, college savings plans, mutual funds, and life and long term care insurance products; retirement plans; college planning services; investment and asset management; trusteeship; estate settlement; special needs and disability trusts; and wealth management services. In addition, the company offers treasury management services; and merchant and payment processing services, as well as online and mobile banking, and digital payments. The company was founded in 1838 and is based in Ballston Spa, New York.

Key Stats

• Today's Range: $62.75 to $62.75
• 50-Day Range: $61.25 to $63.00
• 52-Week Range: $53.20 to $65.00
• Volume: N/A
• Average Volume: 7 shs
• Market Capitalization: $48.32 million
• P/E Ratio: N/A
• Dividend Yield: 2.10%
• Price Target: N/A
• Consensus Rating: N/A

BSPA Stock Analysis - Frequently Asked Questions

How have BSPA shares performed this year?

Ballston Spa Bancorp's stock was trading at $58.16 at the beginning of the year. Since then, BSPA stock has increased by 7.9% and is now trading at $62.75.

How do I buy shares of Ballston Spa Bancorp?

Shares of BSPA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Ex-Dividend for 7/1 Dividend: 6/03/2025
• Record date for 7/1 Dividend: 6/04/2025
• Dividend Payable: 7/01/2025
• Today: 7/25/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:BSPA
• CIK: N/A
• Web: www.bsnb.com
• Phone: (518) 363-8150
• Fax: 518-363-8350
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $36.16 million
• Price / Sales: 1.34
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 770,000
• Free Float: N/A
• Market Cap: $48.32 million
• Optionable: Not Optionable
• Beta: -0.22