OTCMKTS:BSPA Ballston Spa Bancorp (BSPA) Stock Price, News & Analysis $75.13 0.00 (0.00%) As of 06/18/2026 Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesSEC FilingsBuy This Stock About Ballston Spa Bancorp Stock (OTCMKTS:BSPA) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Ballston Spa Bancorp alerts:Sign Up Key Stats Today's Range$75.13▼$75.1350-Day Range$71.00▼$77.5052-Week Range$61.50▼$77.50Volume99 shsAverage Volume226 shsMarket Capitalization$84.90 millionP/E Ratio227.67Dividend Yield1.76%Price TargetN/AConsensus RatingN/A Company Overview Ballston Spa Bancorp is the bank holding company for Ballston Spa National Bank, a community-focused financial institution headquartered in Ballston Spa, New York. Through its wholly owned subsidiary, the company provides a range of traditional banking services designed to meet the needs of individual consumers, small businesses and not-for-profit organizations in New York’s Capital Region. The company’s core offerings include deposit products such as checking and savings accounts, money market accounts and certificates of deposit. On the lending side, Ballston Spa Bancorp extends commercial and industrial loans, commercial real estate financing, residential mortgages and home equity lines of credit. In addition, the bank offers treasury management solutions, cash-management tools, online and mobile banking platforms, wealth management services and merchant card processing to support the operational and financial needs of its clients. As a locally governed institution, Ballston Spa Bancorp emphasizes personalized service and decision-making at the community level. The company’s operations are concentrated in Saratoga County and surrounding areas of the Capital District, where it has built longstanding relationships with customers and community organizations. Guided by an experienced management team and a board of directors with deep regional ties, Ballston Spa Bancorp aims to balance growth with prudent risk management and a commitment to the markets it serves.AI Generated. May Contain Errors. Read More Ballston Spa Bancorp Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks4th Percentile Overall ScoreBSPA MarketRank™: Ballston Spa Bancorp scored higher than 4% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Ballston Spa Bancorp. Earnings and Valuation0.0 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Ballston Spa Bancorp is 227.67, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 43.17.Price to Earnings Ratio vs. SectorThe P/E ratio of Ballston Spa Bancorp is 227.67, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 21.53. Short Interest3.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.00% of the float of Ballston Spa Bancorp has been sold short.Short Interest Ratio / Days to CoverBallston Spa Bancorp has a short interest ratio ("days to cover") of 0.03, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Ballston Spa Bancorp has recently increased by 100.00%, indicating that investor sentiment is decreasing significantly. Dividend0.8 / 5Dividend StrengthWeak Dividend YieldBallston Spa Bancorp pays a meaningful dividend of 1.76%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthBallston Spa Bancorp does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Ballston Spa Bancorp is 400.00%. Payout ratios above 75% are not desirable because they may not be sustainable.Read more about Ballston Spa Bancorp's dividend. News and Social Media0.6 / 5News SentimentN/A MarketBeat Follows1 people have added Ballston Spa Bancorp to their MarketBeat watchlist in the last 30 days. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Ballston Spa Bancorp insiders have not sold or bought any company stock.Percentage Held by Institutions2.44% of the stock of Ballston Spa Bancorp is held by institutions.Read more about Ballston Spa Bancorp's insider trading history. Receive BSPA Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Ballston Spa Bancorp and its competitors with MarketBeat's FREE daily newsletter. Submit View SMS TermsSMS is currently available in Australia, Belgium, Canada, France, Germany, Ireland, Italy, New Zealand, the Netherlands, Singapore, South Africa, Spain, Switzerland, the United Kingdom, and the United States. By entering your phone number and clicking the sign-up button, you agree to receive periodic text messages from MarketBeat at the phone number you submitted, including texts that may be sent using an automatic telephone dialing system. Message and data rates may apply. Message frequency will vary. Messages will consist of stock alerts, news stories, and partner advertisements/offers. Consent is not a condition of the purchase of any goods or services. Text HELP for help/customer support. Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. BSPA Stock News HeadlinesWorld's largest bounce house sets up for weekend in Ballston Spa45 minutes ago | msn.comReviewing Ballston Spa Bancorp (BSPA) and The CompetitionJune 11, 2026 | americanbankingnews.comPrint this before your next tradeBill Poulos is offering his Smart Trade Options Checklist at no cost today - normally priced at $29.97. It's a single-page, seven-point filter designed to help traders identify weak setups before placing any options trade. Print it, keep it at your desk, and run it before every trade. The download link expires soon.June 20 at 1:00 AM | Profits Run (Ad)Ballston Spa, village officials face another lawsuit after ethics probeJune 5, 2026 | msn.comRoute 50 paving project set to bring upgrades to Ballston SpaJune 5, 2026 | msn.comLate offense helps Niskayuna top Ballston Spa in Section 2 Class AA baseball playoffsMay 23, 2026 | msn.comBallston Spa National Bank reopens flagship location on Front Street after year-long renovationApril 24, 2026 | msn.comBallston Spa Bancorp, Inc. and NBC Bancorp, Inc. Complete Strategic MergerApril 1, 2026 | finance.yahoo.comSee More Headlines BSPA Stock Analysis - Frequently Asked Questions How have BSPA shares performed this year? Ballston Spa Bancorp's stock was trading at $67.50 at the beginning of 2026. Since then, BSPA shares have increased by 11.3% and is now trading at $75.1320. How were Ballston Spa Bancorp's earnings last quarter? Ballston Spa Bancorp Inc. (OTCMKTS:BSPA) announced its earnings results on Thursday, May, 14th. The company reported $0.33 EPS for the quarter. The business had revenue of $7.78 million for the quarter. How do I buy shares of Ballston Spa Bancorp? Shares of BSPA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings5/14/2026Today6/20/2026Fiscal Year End12/31/2026Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryN/A Current SymbolOTCMKTS:BSPA CIK2094107 Webwww.bsnb.com Phone(518) 363-8150Fax518-363-8350EmployeesN/AYear FoundedN/AProfitability EPS (Trailing Twelve Months)N/A Trailing P/E Ratio227.67 Forward P/E RatioN/A P/E GrowthN/ANet IncomeN/A Net MarginsN/A Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$47.24 million Price / Sales1.80 Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares1,130,000Free FloatN/AMarket Cap$84.90 million OptionableNot Optionable Beta-0.15 7 Stocks to Buy And Hold ForeverClick the link to see MarketBeat's list of seven stocks and why their long-term outlooks are very promising. Get This Free Report This page (OTCMKTS:BSPA) was last updated on 6/20/2026 by MarketBeat.com Staff. From Our PartnersBlackRock is hoarding it. JPMorgan is hoarding it. 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