BAWAG Group AG is an Austrian banking group headquartered in Vienna, offering a full spectrum of retail, corporate, private and commercial banking services. Through its principal subsidiary BAWAG P.S.K., the company provides deposit accounts, consumer and mortgage loans, leasing, payment services and digital banking platforms. It serves private individuals and small to medium-sized enterprises across Austria and maintains a growing presence in Germany, Luxembourg, Spain and the United States.
The retail division focuses on savings products, credit and debit cards, home financing and online banking solutions, while the corporate and commercial arm delivers working capital financing, factoring, asset-backed lending and structured trade finance. BAWAG Group also operates a consumer finance business that supports point-of-sale financing and unsecured personal loans, with an emphasis on streamlined digital processes and customer experience.
Tracing its origins to the early 20th century postal savings banks, BAWAG Group in its current form was created by the 2005 merger of BAWAG and PSK. After a period under private ownership by global investment firms, the group returned to the public markets with an initial public offering on the Vienna Stock Exchange in 2017. Since then, it has pursued both organic growth and targeted acquisitions to expand its footprint and diversify its product offerings.
Under the leadership of CEO Anas Abuzaakouk, BAWAG Group is focused on digital innovation, operational efficiency and a client-centric strategy. The executive management team combines deep banking expertise with a commitment to sustainable growth, aiming to position the group as a dynamic and trusted banking partner in its core markets.
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