Muncy Columbia Financial (CCFN) Stock Price, News & Analysis

Company Overview

Muncy Columbia Financial (OTCMKTS:CCFN) operates as a community-oriented financial institution providing a full suite of banking and wealth management services. Headquartered in Muncy, Pennsylvania, the company serves both individual and business clients throughout the central Pennsylvania region. Its core offerings include deposit accounts, mortgage and consumer lending, treasury management, and advisory services tailored to local market needs.

Through its subsidiary banking operations, Muncy Columbia Financial delivers checking and savings accounts, certificates of deposit, and money market funds designed to meet the diverse requirements of retail customers. The company’s lending portfolio encompasses residential mortgages, home equity lines of credit, and consumer installment loans. On the commercial side, it extends commercial real estate financing, equipment loans, and revolving lines of credit to small and medium-sized enterprises.

Beyond traditional banking, Muncy Columbia Financial provides investment and trust services under its wealth management division. Clients benefit from personalized financial planning, retirement strategies, and fiduciary administration. This complementary business stream allows the company to deepen customer relationships and offer holistic advice, from everyday banking to long-term asset preservation.

Founded in the early 20th century, Muncy Columbia Financial has a longstanding presence in its home market, reflecting a history of localized decision-making and community engagement. The leadership team, led by President and Chief Executive Officer John D. Foley, emphasizes prudent risk management and personalized service. The company’s board and executive officers maintain close ties with regional businesses and nonprofit organizations, reinforcing its commitment to supporting economic growth within the communities it serves.

Key Stats

• Today's Range: $47.14 to $47.15
• 50-Day Range: $43.75 to $47.50
• 52-Week Range: $32.50 to $49.48
• Volume: 480 shs
• Average Volume: 1,620 shs
• Market Capitalization: N/A
• P/E Ratio: 15.06
• Dividend Yield: 2.86%
• Price Target: N/A
• Consensus Rating: N/A

Muncy Columbia Financial Stock Analysis - MarketRank™

Muncy Columbia Financial scored higher than 15% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Muncy Columbia Financial.

Earnings and Valuation

• Score: 0.6 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Muncy Columbia Financial is 15.06, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.98.

Price to Earnings Ratio vs. Sector

The P/E ratio of Muncy Columbia Financial is 15.06, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 14.01.

Short Interest

• Score: 4.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Muncy Columbia Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Muncy Columbia Financial has recently decreased by 12.50%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Muncy Columbia Financial is a leading dividend payer. It pays a dividend yield of 3.54%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Muncy Columbia Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Muncy Columbia Financial is 43.13%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Muncy Columbia Financial has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Muncy Columbia Financial has recently decreased by 12.50%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 0.0 / 5
• News Sentiment: 0.00

News Coverage This Week

MarketBeat has tracked 3 news articles for Muncy Columbia Financial this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Muncy Columbia Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

Only 4.72% of the stock of Muncy Columbia Financial is held by insiders.

Percentage Held by Institutions

Only 3.66% of the stock of Muncy Columbia Financial is held by institutions.

CCFN Stock Analysis - Frequently Asked Questions

How have CCFN shares performed this year?

Muncy Columbia Financial's stock was trading at $41.90 on January 1st, 2025. Since then, CCFN shares have increased by 12.5% and is now trading at $47.15.

How do I buy shares of Muncy Columbia Financial?

Shares of CCFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Muncy Columbia Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Muncy Columbia Financial investors own include Gladstone Investment (GAIN), Woodward (WWD), Alaska Air Group (ALK), Brunswick (BC), Booking (BKNG), TechnipFMC (FTI) and Gladstone Land (LAND).

Company Calendar

• Ex-Dividend for 5/22 Dividend: 5/06/2025
• Record date for 5/22 Dividend: 5/07/2025
• Dividend Payable: 5/22/2025
• Ex-Dividend for 6/12 Dividend: 5/27/2025
• Record date for 6/12 Dividend: 5/28/2025
• Dividend Payable: 6/12/2025
• Today: 7/18/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:CCFN
• CIK: 731122
• Web: www.firstcolumbiabank.com
• Phone: (570) 784-4400
• Fax: N/A
• Employees: 172
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 15.06
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A