Community Investors Bancorp (CIBN) Stock Price, News & Analysis

Company Overview

Community Investors Bancorp is a bank holding company headquartered in Troy, Michigan, whose primary subsidiary, Community Bank, provides a full suite of commercial and retail banking services. The company operates under state charter and focuses on serving the financial needs of consumers, small and medium-sized businesses, and municipal entities. Community Investors Bancorp emphasizes relationship banking, offering personalized solutions that align with the local economies in its markets.

The company’s product offerings include deposit accounts such as checking, savings, money market, and certificates of deposit, alongside lending products covering residential mortgages, home equity lines of credit, consumer installment loans, and commercial loans. Community Bank also delivers specialized financing for real estate development, construction projects, agricultural ventures, and government-backed Small Business Administration (SBA) loans. To complement its lending and deposit services, it provides treasury management, merchant services, online and mobile banking platforms, and trust and wealth management solutions designed to support clients’ broader financial goals.

Founded in 1984, Community Investors Bancorp has grown through organic expansion and selective acquisitions, extending its presence across Southeastern Michigan. The company has established branches in urban and suburban communities, building longstanding ties with local chambers of commerce, economic development agencies and nonprofit organizations. Its community reinvestment initiatives include affordable housing programs and small business grants, reinforcing the company’s commitment to regional economic growth.

The leadership team is headed by President and Chief Executive Officer John H. Smith, with Mary L. Johnson serving as Chairman of the Board. Chief Financial Officer Patricia E. Walker and Chief Risk Officer Michael T. Roberts round out the senior management group. Under this leadership, Community Investors Bancorp continues to pursue balanced growth while maintaining strong asset quality and a hands-on approach to customer service.

Key Stats

• Today's Range: $19.00 to $19.00
• 50-Day Range: $18.00 to $19.00
• 52-Week Range: $12.75 to $25.00
• Volume: N/A
• Average Volume: 10 shs
• Market Capitalization: N/A
• P/E Ratio: 10.16
• Dividend Yield: 2.11%
• Price Target: N/A
• Consensus Rating: N/A

Community Investors Bancorp Stock Analysis - MarketRank™

Community Investors Bancorp scored higher than 14% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Community Investors Bancorp.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Community Investors Bancorp is 10.16, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.50.

Price to Earnings Ratio vs. Sector

The P/E ratio of Community Investors Bancorp is 10.16, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.17.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Community Investors Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 1.7 / 5
• Dividend Strength: Weak

Dividend Yield

Community Investors Bancorp pays a meaningful dividend of 2.11%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Community Investors Bancorp does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Community Investors Bancorp is 21.39%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Community Investors Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

2 people have searched for CIBN on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Community Investors Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

15.80% of the stock of Community Investors Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

CIBN Stock Analysis - Frequently Asked Questions

How have CIBN shares performed this year?

Community Investors Bancorp's stock was trading at $17.60 on January 1st, 2025. Since then, CIBN shares have increased by 8.0% and is now trading at $19.00.

How were Community Investors Bancorp's earnings last quarter?

Community Investors Bancorp Inc. (OTCMKTS:CIBN) issued its quarterly earnings data on Monday, May, 5th. The financial services provider reported $0.44 earnings per share (EPS) for the quarter. The financial services provider had revenue of $2.51 million for the quarter.

How do I buy shares of Community Investors Bancorp?

Shares of CIBN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Community Investors Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Community Investors Bancorp investors own include Lloyds Banking Group (LYG), Bayer Aktiengesellschaft (BAYN), Baxter International (BAX), Aberforth Smaller Companies Trust (ASL), Associated British Foods (ASBFY), Arrow Electronics (ARW) and alstria office REIT (AOX).

Company Calendar

• Last Earnings: 5/05/2025
• Today: 7/18/2025
• Next Earnings (Estimated): 7/31/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:CIBN
• CIK: 948976
• Web: www.informatica.com
• Phone: (419) 562-7055
• Fax: 650-385-5500
• Employees: 37
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.87
• Trailing P/E Ratio: 10.16
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $1.14 million
• Net Margins: 7.72%
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $17.26 million
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: 0.08