China Life Insurance Company Limited is one of the largest life insurers in the People’s Republic of China, offering a broad spectrum of protection and savings products. Founded through the restructuring of the state-owned insurance sector in the early 2000s, the company traces its roots back to the nation’s first insurance entity established in 1949. It operates as a publicly traded entity in Hong Kong, Shanghai and through its American depositary receipts in the over-the-counter market under the symbol CILJF.
The company’s core business revolves around individual and group life insurance, annuities, accident and health coverage, and pension schemes. Through its life insurance segment, policyholders can access traditional participating and non-participating life policies, universal life contracts, and term and whole-life solutions. Its health and accident division provides critical illness and personal accident riders, while its wealth management arm offers investment‐linked insurance products designed to help clients balance protection with long-term savings goals.
China Life serves a network of millions of customers across mainland China, leveraging a vast distribution framework that includes proprietary branches, bancassurance partnerships with leading domestic banks, and digital platforms. It has also extended its footprint to Hong Kong and Macau, where it markets cross-border insurance plans and wealth management services tailored to both local and mainland clients. The insurer continues to invest in technology and data analytics to enhance underwriting efficiency, claims processing and customer engagement.
As a state-owned enterprise under the supervision of China Life Insurance (Group) Company, China Life Insurance Company Limited adheres to the regulatory guidelines set by the China Banking and Insurance Regulatory Commission. Its leadership team, drawn from seasoned insurance and finance professionals, focuses on balancing risk management with sustainable growth as it seeks to expand its product offerings and deepen market penetration in one of the world’s fastest-growing life insurance markets.
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