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MarketBeat Week in Review – 5/29 - 6/2
Our #1 Laser Stock for May (Ad)
Attorney says West Virginia governor refusing to pay judgment in coal lawsuit
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Biden signs debt ceiling bill that pulls US back from brink of unprecedented default
Russia bans 'unfriendly' countries' journalists from showpiece economic gathering
We Called (ARWR) In Advance, Which Stocks Are Next? (Ad)
Tragedy that left 5 dead or missing puts spotlight on safety in Alaska charter fishing industry
Biden signs debt ceiling bill that pulls US back from brink of unprecedented default
S&P 500   4,282.37
DOW   33,762.76
QQQ   354.65
MarketBeat Week in Review – 5/29 - 6/2
Our #1 Laser Stock for May (Ad)
Attorney says West Virginia governor refusing to pay judgment in coal lawsuit
Court battle over interstate travel targets Utah bus stops in Nevada, California
Our #1 Laser Stock for May (Ad)
Biden signs debt ceiling bill that pulls US back from brink of unprecedented default
Russia bans 'unfriendly' countries' journalists from showpiece economic gathering
We Called (ARWR) In Advance, Which Stocks Are Next? (Ad)
Tragedy that left 5 dead or missing puts spotlight on safety in Alaska charter fishing industry
Biden signs debt ceiling bill that pulls US back from brink of unprecedented default
S&P 500   4,282.37
DOW   33,762.76
QQQ   354.65
MarketBeat Week in Review – 5/29 - 6/2
Our #1 Laser Stock for May (Ad)
Attorney says West Virginia governor refusing to pay judgment in coal lawsuit
Court battle over interstate travel targets Utah bus stops in Nevada, California
Our #1 Laser Stock for May (Ad)
Biden signs debt ceiling bill that pulls US back from brink of unprecedented default
Russia bans 'unfriendly' countries' journalists from showpiece economic gathering
We Called (ARWR) In Advance, Which Stocks Are Next? (Ad)
Tragedy that left 5 dead or missing puts spotlight on safety in Alaska charter fishing industry
Biden signs debt ceiling bill that pulls US back from brink of unprecedented default
OTCMKTS:CIWV

Citizens Financial (CIWV) Competitors

$21.95
0.00 (0.00%)
(As of 06/2/2023 ET)
Compare
Today's Range
$21.95
$21.95
50-Day Range
$21.30
$24.50
52-Week Range
$17.60
$25.50
Volume
N/A
Average Volume
735 shs
Market Capitalization
N/A
P/E Ratio
37.48
Dividend Yield
1.28%
Price Target
N/A

CIWV vs. BFNC, BKGMF, BTHT, CROL, CBKM, CRSB, CHBH, CYVF, CYHC, and EMYB

Should you be buying Citizens Financial stock or one of its competitors? The main competitors of Citizens Financial include Bank First National (BFNC), BayCom (BKGMF), Best Hometown Bancorp (BTHT), Carroll Bancorp (CROL), Consumers Bancorp (CBKM), Cornerstone Community Bancorp (CRSB), Croghan Bancshares (CHBH), Crystal Valley Financial (CYVF), CTRY BK HLDG CO/SH (CYHC), and Embassy Bancorp (EMYB). These companies are all part of the "banks - regional - us" industry.

Citizens Financial vs.

Citizens Financial (OTCMKTS:CIWV) and Bank First National (OTCMKTS:BFNC) are both finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their community ranking, earnings, analyst recommendations, institutional ownership, profitability, valuation, media sentiment, dividends and risk.

Citizens Financial pays an annual dividend of $0.28 per share and has a dividend yield of 1.3%. Bank First National pays an annual dividend of $0.42 per share and has a dividend yield of 0.5%. Citizens Financial pays out 47.8% of its earnings in the form of a dividend. Bank First National pays out 32.3% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

5.6% of Citizens Financial shares are owned by institutional investors. Comparatively, 10.8% of Bank First National shares are owned by institutional investors. 14.4% of Bank First National shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Citizens Financial is trading at a lower price-to-earnings ratio than Bank First National, indicating that it is currently the more affordable of the two stocks.

CompanyGross RevenuePrice/Sales RatioNet IncomeEarnings Per SharePrice/Earnings Ratio
Citizens FinancialN/AN/AN/A$0.5937.48
Bank First NationalN/AN/AN/A$1.3063.07

In the previous week, Bank First National had 26 more articles in the media than Citizens Financial. MarketBeat recorded 27 mentions for Bank First National and 1 mentions for Citizens Financial. Bank First National's average media sentiment score of 0.18 beat Citizens Financial's score of 0.00 indicating that Bank First National is being referred to more favorably in the news media.

Company Very Positive Positive Neutral Negative Very Negative Overall Sentiment
Citizens Financial
0 Very Positive mention(s)
0 Positive mention(s)
1 Neutral mention(s)
0 Negative mention(s)
0 Very Negative mention(s)
Neutral
Bank First National
2 Very Positive mention(s)
6 Positive mention(s)
14 Neutral mention(s)
3 Negative mention(s)
2 Very Negative mention(s)
Neutral

Company Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Citizens Financial
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A
Bank First National
0 Sell rating(s)
0 Hold rating(s)
0 Buy rating(s)
0 Strong Buy rating(s)
N/A

Bank First National received 15 more outperform votes than Citizens Financial when rated by MarketBeat users. Likewise, 66.27% of users gave Bank First National an outperform vote while only 65.57% of users gave Citizens Financial an outperform vote.

CompanyUnderperformOutperform
Citizens FinancialOutperform Votes
40
65.57%
Underperform Votes
21
34.43%
Bank First NationalOutperform Votes
55
66.27%
Underperform Votes
28
33.73%

Company Net Margins Return on Equity Return on Assets
Citizens Financial N/A N/A N/A
Bank First National N/A N/A N/A

Summary

Bank First National beats Citizens Financial on 9 of the 10 factors compared between the two stocks.


New MarketBeat Followers Over Time

This chart shows the number of new MarketBeat users adding CIWV and its top 5 competitors to their watchlist. Each company is represented with a line over a 90 day period.
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Media Sentiment Over Time

This chart shows the average media sentiment of OTCMKTS and its competitors over the past 90 days as caculated by MarketBeat. The averaged score is equivalent to the following: Very Negative Sentiment <= -1.5, Negative Sentiment > -1.5 and <= -0.5, Neutral Sentiment > -0.5 and < 0.5, Positive Sentiment >= 0.5 and < 1.5, and Very Positive Sentiment >= 1.5.
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CIWV vs. The Competition

MetricCitizens FinancialBanks IndustryFinance SectorOTCMKTS Exchange
Market CapN/AN/A$6.33B$7.99B
Dividend Yield4.79%2.40%7.21%18.50%
P/E Ratio37.4822.91158.568.64
Price / SalesN/AN/A6,421.36128.39
Price / CashN/AN/A33.0620.78
Price / BookN/AN/A2.383.49
Net IncomeN/AN/A$645.92M$726.37M
7 Day PerformanceN/A0.63%1.52%0.53%
1 Month PerformanceN/A-0.39%1.73%0.16%
1 Year PerformanceN/A-6.13%-6.65%-5.18%

Citizens Financial Competitors List

CompanyMarketRankShare PriceAnalysts' Price Target1Y Price PerformanceMarket CapRevenueP/E RatioEmployee CountIndicator(s)
BFNC
Bank First National
0 of 5 stars
$76.12
-0.9%
N/A+6.3%$0.00N/A58.55N/AHigh Trading Volume
BKGMF
BayCom
0 of 5 stars
$14.25
-99.8%
N/AN/A$0.00N/A13.84623Gap Down
BTHT
Best Hometown Bancorp
0 of 5 stars
$15.00
+0.7%
N/A+0.0%$0.00N/A0.0021
CROL
Carroll Bancorp
0 of 5 stars
$21.57
flat
N/AN/A$0.00N/A0.00N/APositive News
CBKM
Consumers Bancorp
0 of 5 stars
$16.90
-0.3%
N/A-15.3%$0.00N/A15.52156Negative News
Gap Down
CRSB
Cornerstone Community Bancorp
0 of 5 stars
$26.00
+3.9%
N/A-13.4%$0.00N/A0.00N/AGap Up
CHBH
Croghan Bancshares
0 of 5 stars
$50.01
flat
N/AN/A$0.00N/A19.46203
CYVF
Crystal Valley Financial
0 of 5 stars
$60.00
flat
N/AN/A$0.00N/A0.00N/A
CYHC
CTRY BK HLDG CO/SH
0 of 5 stars
$50,000.00
+3.1%
N/A+0.0%$0.00N/A0.00N/AGap Up
EMYB
Embassy Bancorp
0 of 5 stars
$14.15
flat
N/AN/A$0.00N/A16.21106Negative News

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This page (OTCMKTS:CIWV) was last updated on 6/3/2023 by MarketBeat.com Staff

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