Citizens Financial (CIWV) Stock Price, News & Analysis

Company Overview

Citizens Financial Group, operating under the trade name Citizens Bank, is a bank holding company that provides a broad range of retail and commercial banking products and services to individuals, small businesses and institutional clients. Its offerings include deposit accounts, consumer and commercial lending, mortgage finance, wealth management and trust services, as well as credit cards and payment solutions. The company also serves select corporate and government clients through treasury and payment services, capital markets support and international banking capabilities.

Founded in 1828 and headquartered in Providence, Rhode Island, Citizens Financial has evolved through a series of mergers, acquisitions and restructurings to become one of the largest regional banking franchises in the United States. The firm’s history includes its origin as a New England savings bank, its expansion into the Mid-Atlantic and Midwest markets, and its integration into a major global banking organization before re-emerging as an independent public company. In 2014, Citizens Financial completed its initial public offering, marking a new chapter in the bank’s growth and strategic development.

Today, Citizens Financial serves customers across 11 states, with a network of branches complemented by robust online and mobile banking platforms. The bank’s commercial banking division supports regional small-to-medium enterprises with specialized financing, leasing and cash-management services, while its wealth management arm offers investment advisory, retirement planning and fiduciary solutions. Citizens Financial continues to invest in digital innovation to enhance customer experience, streamline operations and strengthen risk management practices.

The company is led by an experienced management team headed by President and Chief Executive Officer Bruce Van Saun, supported by senior leaders overseeing retail banking, commercial banking, finance, risk and technology functions. Under this leadership, Citizens Financial has focused on expanding its footprint, deepening customer relationships and delivering consistent performance through cycles, all while maintaining a strong governance framework and commitment to community reinvestment.

Key Stats

• Today's Range: $32.49 to $32.49
• 50-Day Range: $29.70 to $32.49
• 52-Week Range: $19.00 to $32.49
• Volume: 25 shs
• Average Volume: 766 shs
• Market Capitalization: N/A
• P/E Ratio: 55.48
• Dividend Yield: 0.86%
• Price Target: N/A
• Consensus Rating: N/A

Citizens Financial Stock Analysis - MarketRank™

Citizens Financial scored higher than 7% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Citizens Financial.

Earnings and Valuation

• Score: 0.0 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Citizens Financial is 55.48, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 26.70.

Price to Earnings Ratio vs. Sector

The P/E ratio of Citizens Financial is 55.48, which means that it is trading at a more expensive P/E ratio than the Financial Services sector average P/E ratio of about 13.98.

Short Interest

• Score: 2.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Citizens Financial has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

Citizens Financial is a leading dividend payer. It pays a dividend yield of 4.79%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

Citizens Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Citizens Financial is 47.81%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Citizens Financial has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

News and Social Media

• Score: 1.7 / 5
• News Sentiment: N/A

News Sentiment

Citizens Financial has a news sentiment score of 1.00. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Financial Services companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Citizens Financial this week, compared to 1 article on an average week.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Citizens Financial insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 5.56% of the stock of Citizens Financial is held by institutions.

CIWV Stock Analysis - Frequently Asked Questions

How have CIWV shares performed this year?

Citizens Financial's stock was trading at $24.25 on January 1st, 2025. Since then, CIWV shares have increased by 34.0% and is now trading at $32.49.

How do I buy shares of Citizens Financial?

Shares of CIWV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Ex-Dividend for 4/30 Dividend: 4/17/2025
• Record date for 4/30 Dividend: 4/18/2025
• Dividend Payable: 4/30/2025
• Today: 7/16/2025
• Ex-Dividend for 7/30 Dividend: 7/18/2025
• Record date for 7/30 Dividend: 7/21/2025
• Dividend Payable: 7/30/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:CIWV
• Previous Symbol: NASDAQ:CIWV
• CIK: 764156
• Web: www.citizenswv.com
• Phone: (304) 636-4095
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 55.48
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A