OTCMKTS:CIWV Citizens Financial (CIWV) Stock Price, News & Analysis $51.50 +1.46 (+2.92%) As of 10/13/2026 09:33 AM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendNews and Trends About Citizens Financial Stock (OTCMKTS:CIWV) View Price History Chart DataSkip Price History Chart 1 Day 5 Days 30 Days 90 Days 1 Year Advanced 1 Day 1 Day 5 Days 30 Days 90 Days 1 Year Advanced Show volume Show extended hours Get Citizens Financial alerts:Sign Up Key Stats Today's Range$51.50▼$51.5050-Day Range$47.50▼$51.5052-Week Range$30.85▼$52.00Volume100 shsAverage Volume1,178 shsMarket CapitalizationN/AP/E Ratio87.94Dividend Yield0.54%Price TargetN/AConsensus RatingN/A Company Overview Citizens Financial Corp. is a bank holding company headquartered in Elkins, West Virginia. Through its subsidiary, Citizens Bank of West Virginia, the company provides community banking services to individuals, families, businesses and public-sector organizations in north-central West Virginia. Citizens Bank offers deposit products such as checking and savings accounts, money market accounts and certificates of deposit. Its lending activities include residential mortgages, home equity loans, consumer lending, commercial real estate financing and loans to small and middle-market businesses. The bank also provides electronic banking and related financial services. The institution has served West Virginia communities for many years and operates through a local branch network, with its activities concentrated in the state. Its broader offerings include trust and investment services for individuals and organizations. Citizens Financial’s operations are managed through Citizens Bank of West Virginia and are focused on relationship-based community banking.AI Generated. May Contain Errors. Read More Citizens Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks29th Percentile Overall ScoreCIWV MarketRank™: 1.4600660066 of 5 starsCitizens Financial scored higher than 29% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Citizens Financial. Earnings and Valuation0.0 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Financial is 87.94, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 35.76.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Financial is 87.94, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 22.84. Short Interest4.0 / 5Short Interest LevelHealthy Percentage of Shares ShortedShort Interest Ratio / Days to CoverCitizens Financial has a short interest ratio ("days to cover") of 0.17, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Financial has recently decreased by 57.07%, indicating that investor sentiment is improving significantly. Dividend2.5 / 5Dividend StrengthModerate Dividend LeadershipCitizens Financial is a leading dividend payer. It pays a dividend yield of 4.79%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthCitizens Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Citizens Financial is 47.81%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Citizens Financial's dividend. News and Social Media3.1 / 5News Sentiment0.99 News SentimentCitizens Financial has a news sentiment score of 0.99. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.65 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Citizens Financial this week, compared to 0 articles on an average week. Company Ownership0.1 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Citizens Financial insiders have not sold or bought any company stock.Percentage Held by Institutions5.56% of the stock of Citizens Financial is held by institutions.Read more about Citizens Financial's insider trading history. 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Unsubscribe at any time by replying "STOP" to any text message that you receive from MarketBeat or by visiting our mailing preferences page. Read our full terms of service and privacy policy. CIWV Stock News HeadlinesCitizens Financial Corp. (OTCMKTS:CIWV) Stock Short Interest Declines 57.1%October 13 at 2:41 AM | americanbankingnews.comCitizens Bank of West Virginia Named One of the Top 20 Performing Banks NationwideJuly 21, 2026 | finance.yahoo.comYour book is insideThe "Sucker's Bet" Most New Options Traders Fall For Most people who try options lose money the same way. They don't know the rules. They don't know what to avoid. And they hand their account to Wall Street on a silver platter. Normally $29.97. Free today.October 14 at 1:00 AM | Profits Run (Ad)Citizens Financial Corp. (West Virginia)May 27, 2026 | barrons.comCitizens Bank announces expansion of Trust and Wealth Management servicesNovember 10, 2025 | msn.comCitizens Private Bank Deepens Southern California Presence with New Los Angeles-Based TeamNovember 2, 2025 | latimes.comCitizens Financial profit rises on higher interest and fee incomeOctober 16, 2025 | msn.comCitizens Financial Group CEO: We’re occupying white space First Republic dominated & doing it betterOctober 16, 2025 | msn.comSee More Headlines CIWV Stock Analysis - Frequently Asked Questions How have CIWV shares performed this year? Citizens Financial's stock was trading at $32.75 at the start of the year. Since then, CIWV stock has increased by 57.3% and is now trading at $51.50. How do I buy shares of Citizens Financial? Shares of CIWV stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Industry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry Banks Sub-IndustryRegional Banks Current SymbolOTCMKTS:CIWV Previous SymbolNASDAQ:CIWV CIK764156 Webwww.citizenswv.com Phone(304) 636-4095FaxN/AEmployees84Year FoundedN/AProfitability EPS (Trailing Twelve Months)N/A Trailing P/E Ratio87.94 Forward P/E RatioN/A P/E GrowthN/ANet IncomeN/A Net MarginsN/A Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual SalesN/A Price / SalesN/A Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding SharesN/AFree FloatN/AMarket CapN/A OptionableNot Optionable BetaN/A The Best Nuclear Energy Stocks to BuyNuclear energy is entering a new growth cycle as rising power demand, expanding data centers, and renewed policy support bring the sector back into focus. After strong gains in recent years, the most impactful phase of nuclear investment may still be ahead. 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When he first saw the claimed returns - only one down ye...Porter & Company | Sponsored Adding Choose a watchlist: Watchlist Adding You have already added ten stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens Financial Corp. Please log in to your account or sign up in order to add this asset to your watchlist. Share Citizens Financial With A Colleague Link copied to clipboard. Unlock superior investment research and tools. Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools and reports. Get MarketBeat All Access MarketBeat All Access Features Best-in-Class Portfolio Monitoring Get personalized stock ideas. Compare portfolio to indices. Check stock news, ratings, SEC filings, and more. Stock Ideas and Recommendations See daily stock ideas from top analysts. Receive short-term trading ideas from MarketBeat. Identify trending stocks on social media. 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