OTCMKTS:CMHF Community Heritage Financial (CMHF) Stock Price, News & Analysis $27.00 +1.53 (+6.01%) As of 01:19 PM Eastern Add Compare Share Share Stock Analysis Stock AnalysisChartDividendEarningsHeadlinesSEC FilingsShort InterestBuy This Stock About Community Heritage Financial Stock (OTCMKTS:CMHF) 30 days 90 days 365 days Advanced Chart View Price History Chart DataSkip Price History Chart Get CMHF alerts:Sign Up Key Stats Today's Range$25.50▼$27.0050-Day Range$25.20▼$27.0052-Week Range$19.00▼$27.00Volume582 shsAverage Volume182 shsMarket Capitalization$79.11 millionP/E Ratio9.75Dividend Yield1.19%Price TargetN/AConsensus RatingN/A Company Overview Community Heritage Financial, Inc. operates as the bank holding company for Middletown Valley Bank that provides retail and commercial banking services to individuals and businesses in Frederick and Washington counties in Maryland and Franklin County, Pennsylvania. Its primary deposit products include demand, savings, and time deposits, as well as lending products comprise real estate mortgages, commercial business loans, and instalment loans. The company also offers mortgage financing, new home purchases, refinancing, and construction lending in Middletown, Crofton, and Oakland, Maryland. The company was founded in 1908 and is based in Middletown, Maryland. Read More Community Heritage Financial Stock Analysis - MarketRank™See Top-Rated MarketRank™ Stocks37th Percentile Overall ScoreCMHF MarketRank™: Community Heritage Financial scored higher than 37% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation. Analyst's OpinionN/AAnalyst RatingN/A Consensus RatingThere is not enough analysis data for Community Heritage Financial. Earnings and Valuation1.3 / 5Proj. Earnings GrowthN/A Price to Earnings Ratio vs. the MarketThe P/E ratio of Community Heritage Financial is 9.75, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.97.Price to Earnings Ratio vs. SectorThe P/E ratio of Community Heritage Financial is 9.75, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.03. Short Interest5.0 / 5Short Interest LevelHealthy Percentage of Shares Shorted0.00% of the float of Community Heritage Financial has been sold short.Short Interest Ratio / Days to CoverCommunity Heritage Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Community Heritage Financial has recently decreased by 66.67%, indicating that investor sentiment is improving significantly. Dividend1.7 / 5Dividend StrengthWeak Dividend YieldCommunity Heritage Financial pays a meaningful dividend of 1.26%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCommunity Heritage Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Community Heritage Financial is 11.55%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Community Heritage Financial's dividend. Sustainability and ESGN/AEnvironmental ScoreN/A Percentage of Shares Shorted0.00% of the float of Community Heritage Financial has been sold short.Short Interest Ratio / Days to CoverCommunity Heritage Financial has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Community Heritage Financial has recently decreased by 66.67%, indicating that investor sentiment is improving significantly. News and Social Media2.1 / 5News Sentiment0.74 News SentimentCommunity Heritage Financial has a news sentiment score of 0.74. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.97 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Community Heritage Financial this week, compared to 0 articles on an average week. Company Ownership0.0 / 5Insider TradingN/A Insider Buying vs. Insider SellingIn the past three months, Community Heritage Financial insiders have not sold or bought any company stock.Percentage Held by InstitutionsOnly 12.18% of the stock of Community Heritage Financial is held by institutions.Read more about Community Heritage Financial's insider trading history. Receive CMHF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Community Heritage Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address CMHF Stock News HeadlinesCommunity Heritage Financial, Inc. Announces Second Quarter 2025 DividendJuly 21, 2025 | prnewswire.comCommunity Heritage Financial, Inc. Announces First Quarter 2025 DividendApril 21, 2025 | prnewswire.comI warned you about Nvidia… now look what’s happeningNvidia just got Trump’s greenlight to sell high-powered AI chips to China — and their stock surged 5% before the open. That’s the kind of move Tim Sykes built his XGPT system to trade. It scans AI news in real time, filters the noise, and pinpoints when to strike. He’s now showing exactly how it works — before the next headline hits.July 25 at 2:00 AM | Timothy Sykes (Ad)Community Heritage Financial, Inc. Reports 54% Increase in Earnings for the Year Ended 2024January 27, 2025 | prnewswire.comCommunity Heritage Financial, Inc. Announces Dividend IncreaseJanuary 21, 2025 | prnewswire.comCommunity Heritage Financial, Inc. Announces Third Quarter 2024 DividendOctober 21, 2024 | prnewswire.comCommunity Heritage Financial, Inc. Announces New Member to the Board of DirectorsAugust 5, 2024 | prnewswire.comCommunity Heritage Financial, Inc. Announces Second Quarter 2024 DividendJuly 22, 2024 | prnewswire.comSee More Headlines CMHF Stock Analysis - Frequently Asked Questions How have CMHF shares performed this year? Community Heritage Financial's stock was trading at $24.00 at the beginning of the year. Since then, CMHF stock has increased by 12.5% and is now trading at $27.00. How were Community Heritage Financial's earnings last quarter? Community Heritage Financial, Inc. (OTCMKTS:CMHF) announced its quarterly earnings data on Thursday, July, 24th. The company reported $0.84 earnings per share for the quarter. The business earned $9.93 million during the quarter. How do I buy shares of Community Heritage Financial? Shares of CMHF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Company Calendar Last Earnings7/24/2025Today7/25/2025Record date for 8/8 Dividend8/01/2025Dividend Payable8/08/2025Fiscal Year End12/31/2025Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeOTCMKTS SectorFinance Industry BANKS - NORTHEAST Sub-IndustryBanking Current SymbolOTCMKTS:CMHF CIK1792597 Webwww.communityheritageinc.com Phone844-533-9211FaxN/AEmployees174Year FoundedN/AProfitability EPS (Trailing Twelve Months)N/A Trailing P/E Ratio10.54 Forward P/E RatioN/A P/E GrowthN/ANet IncomeN/A Net MarginsN/A Pretax MarginN/A Return on EquityN/A Return on AssetsN/A Debt Debt-to-Equity RatioN/A Current RatioN/A Quick RatioN/A Sales & Book Value Annual Sales$57.30 million Price / Sales1.30 Cash FlowN/A Price / Cash FlowN/A Book ValueN/A Price / BookN/AMiscellaneous Outstanding Shares2,929,000Free FloatN/AMarket Cap$74.69 million OptionableNot Optionable Beta0.22 Elon Musk's Next MoveExplore Elon Musk’s boldest ventures yet—from AI and autonomy to space colonization—and find out how investors can ride the next wave of innovation.Get This Free Report This page (OTCMKTS:CMHF) was last updated on 7/25/2025 by MarketBeat.com Staff From Our PartnersINVESTOR ALERT: Tiny “$3 AI Wonder Stock” on the Verge of Blasting OffRight now, we’re witnessing a monumental shift in the world.Traders Agency | SponsoredMarket Panic: Trump Just Dropped a Bomb on Your Stockstock Market Panic: Trump Just Dropped a Bomb on Your Stocks The market is in freefall—and Trump's new tarif...American Alternative | SponsoredGoogle did what!?!?A new technology has sparked a modern-day gold rush in Silicon Valley. 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