Crystal Valley Financial Corporation operates as the holding company for First State Bank that provides various personal and business banking products and services in Northern Indiana. Its deposits products include checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. The company also provides auto, home, personal, mortgage, construction, and home equity loans; and commercial loans and lines, term loans, lines of credit, agricultural loans, commercial real estate, letters of credit, and small business administration loans. In addition, it offers trust, wealth management, and investment services; and various insurance services, including automobile, homeowners, renters/tenants, mobile home coverage, agriculture, general liability, property, workmen's compensation, life, and health insurance. Further, the company offers credit cards, telephone banking, reorder checks, merchant card, cash management, remote deposit, online and mobile banking, and bill payment services. It serves customers through a network of six offices located in Elkhart and St. Joseph counties of Northern Indiana. Crystal Valley Financial Corporation was founded in 1910 and is based in Middlebury, Indiana.
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