Crystal Valley Financial (CYVF) Stock Price, News & Analysis

Company Overview

Crystal Valley Financial (OTCMKTS:CYVF) is a bank holding company headquartered in Howard City, Michigan, that provides a range of commercial and consumer banking services through its principal subsidiary, Crystal Valley Bank. As a community-focused financial institution, it offers deposit products, lending solutions and digital banking tools designed to meet the needs of individuals, families and businesses in rural and suburban markets.

The company’s core business activities include the origination and servicing of residential mortgages, commercial real estate loans, agricultural and equipment financing, and working capital lines for small to mid-sized enterprises. In addition to traditional checking and savings accounts, Crystal Valley Financial delivers treasury management, online account access, mobile banking and remote deposit capture services to enhance customer convenience and operational efficiency.

Crystal Valley Financial serves communities across central and western Michigan, with branch locations in Greenville, Stanwood, Belmont and Howard City. The organization places an emphasis on relationship banking, leveraging local market knowledge to support agricultural producers, family-owned businesses and regional economic development projects. Its community reinvestment efforts include participation in low-income housing initiatives and sponsorship of educational programs for first-time homebuyers.

Founded in 1933, Crystal Valley Financial began as a mutual savings institution before reorganizing as a stock-holding company in 2007. Throughout its history, the company has maintained a conservative lending posture and a commitment to shareholder value creation. Its leadership team is led by Michael C. Glennon, President and Chief Executive Officer, supported by John W. Clay, Chairman of the Board, and Sarah J. Stevenson, Chief Financial Officer, who collectively drive strategic initiatives and governance practices for sustained growth.

Key Stats

• Today's Range: $65.75 to $65.75
• 50-Day Range: $63.00 to $66.75
• 52-Week Range: $58.00 to $68.00
• Volume: N/A
• Average Volume: 666 shs
• Market Capitalization: N/A
• P/E Ratio: N/A
• Dividend Yield: 1.68%
• Price Target: N/A
• Consensus Rating: N/A

CYVF Stock Analysis - Frequently Asked Questions

How have CYVF shares performed this year?

Crystal Valley Financial's stock was trading at $64.00 at the beginning of the year. Since then, CYVF shares have increased by 2.7% and is now trading at $65.75.

How do I buy shares of Crystal Valley Financial?

Shares of CYVF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Crystal Valley Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Crystal Valley Financial investors own include Hershey (HSY), Macatawa Bank (MCBC), McDonald's (MCD), New York Community Bancorp (NYCB), PepsiCo (PEP), Exxon Mobil (XOM) and BankFinancial (BFIN).

Company Calendar

• Ex-Dividend for 5/15 Dividend: 5/01/2025
• Record date for 5/15 Dividend: 5/02/2025
• Dividend Payable: 5/15/2025
• Today: 7/13/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Banks - Regional
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:CYVF
• CIK: N/A
• Web: www.bfirst.bank
• Phone: (574) 825-2166
• Fax: N/A
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: N/A
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A