BankFinancial (BFIN) Stock Price, News & Analysis

Company Overview

BankFinancial Corp. operates as a bank holding company. The firm's products include checking and savings account, debit and credit cards, cash management, deposits, loans, online banking and payment, automated teller machines, safe deposit boxes, wealth management and insurance services. The company was founded in 2004 and is headquartered in Burr Ridge, IL.

Key Stats

• Today's Range: $12.00 to $12.00
• 50-Day Range: $10.89 to $11.82
• 52-Week Range: $10.69 to $13.01
• Volume: N/A
• Average Volume: 55,709 shs
• Market Capitalization: $149.52 million
• P/E Ratio: 63.16
• Dividend Yield: 3.33%
• Price Target: $11.50
• Consensus Rating: Hold

BankFinancial Stock Analysis - MarketRank™

BankFinancial scored higher than 22% of companies evaluated by MarketBeat, and ranked 809th out of 879 stocks in the finance sector. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: 1.0 / 5
• Analyst Rating: Hold

Consensus Rating

BankFinancial has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no strong buy ratings, no buy ratings, 3 hold ratings, and no sell ratings.

Upside/Downside

The consensus price target for BankFinancial is close to its current price, suggesting limited near-term upside or downside.

Amount of Analyst Coverage

BankFinancial has received no research coverage in the past 90 days.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: 7.58%

Earnings Growth

Earnings for BankFinancial are expected to grow by 7.58% in the coming year, from $0.66 to $0.71 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of BankFinancial is 63.16, which means that it is trading at a more expensive P/E ratio than the market average P/E ratio of about 38.55.

Price to Earnings Ratio vs. Sector

The P/E ratio of BankFinancial is 63.16, which means that it is trading at a more expensive P/E ratio than the Finance sector average P/E ratio of about 23.33.

Price to Book Value per Share Ratio

BankFinancial has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: N/A
• Short Interest Level: N/A

Short Interest

There is no current short interest data available for BFIN.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

BankFinancial pays a meaningful dividend of 3.33%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

BankFinancial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of BankFinancial is 62.50%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, BankFinancial will have a dividend payout ratio of 56.34% next year. This indicates that BankFinancial will be able to sustain or increase its dividend.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

1 people have searched for BFIN on MarketBeat in the last 30 days.

Company Ownership

• Score: 1.2 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, BankFinancial insiders have not sold or bought any company stock.

Percentage Held by Insiders

12.21% of the stock of BankFinancial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

74.94% of the stock of BankFinancial is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

BFIN Stock Analysis - Frequently Asked Questions

How were BankFinancial's earnings last quarter?

BankFinancial Corporation (NASDAQ:BFIN) released its quarterly earnings data on Thursday, October, 30th. The bank reported $0.19 earnings per share (EPS) for the quarter, meeting the consensus estimate of $0.19. The bank had revenue of $13.34 million for the quarter. BankFinancial had a net margin of 3.19% and a trailing twelve-month return on equity of 1.48%.

What other stocks do shareholders of BankFinancial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that BankFinancial investors own include First Merchants (FRME), Pfizer (PFE), AbbVie (ABBV), M&T Bank (MTB), International Business Machines (IBM), Intel (INTC) and Walgreens Boots Alliance (WBA).

Company Calendar

• Last Earnings: 10/30/2025
• Today: 5/05/2026
• Fiscal Year End: 12/31/2026

Industry, Sector and Symbol

• Stock Exchange: NASDAQ
• Sector: Finance
• Industry: FIN - SVGS & LOAN
• Sub-Industry: Thrifts & Mortgage Finance
• Current Symbol: NASDAQ:BFIN
• CIK: 1303942
• Web: www.bankfinancial.com
• Phone: (800) 894-6900
• Fax: 630-242-7840
• Employees: 209
• Year Founded: 1924

Price Target and Rating

• Average Price Target for BankFinancial: $11.50
• High Price Target: $11.50
• Low Price Target: $11.50
• Potential Upside/Downside: -4.2%
• Consensus Rating: Hold
• Rating Score (0-4): 2.00
• Research Coverage: 3 Analysts

Profitability

• EPS (Trailing Twelve Months): $0.64
• Trailing P/E Ratio: 63.16
• Forward P/E Ratio: 18.18
• P/E Growth: N/A
• Net Income: $4.07 million
• Net Margins: 3.19%
• Pretax Margin: 2.57%
• Return on Equity: 1.48%
• Return on Assets: 0.16%

Debt

• Debt-to-Equity Ratio: 0.18
• Current Ratio: 0.68
• Quick Ratio: 0.68

Sales & Book Value

• Annual Sales: $74.36 million
• Price / Sales: 2.01
• Cash Flow: $0.34 per share
• Price / Cash Flow: 35.30
• Book Value: $12.55 per share
• Price / Book: 0.96

Miscellaneous

• Outstanding Shares: 12,460,000
• Free Float: 10,940,000
• Market Cap: $149.52 million
• Optionable: Optionable
• Beta: 0.35