BankFinancial (BFIN) Competitors

Northfield Bancorp (NASDAQ:NFBK) and BankFinancial (NASDAQ:BFIN) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, risk, earnings, media sentiment, profitability, dividends, valuation and institutional ownership.

Do analysts rate NFBK or BFIN?

Northfield Bancorp presently has a consensus target price of $13.00, indicating a potential upside of 8.42%. Given Northfield Bancorp's stronger consensus rating and higher probable upside, equities analysts clearly believe Northfield Bancorp is more favorable than BankFinancial.

Company	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northfield Bancorp	0 Sell rating(s)	1 Hold rating(s)	1 Buy rating(s)	0 Strong Buy rating(s)	2.50
BankFinancial	0 Sell rating(s)	0 Hold rating(s)	0 Buy rating(s)	0 Strong Buy rating(s)	0.00

Is NFBK or BFIN a better dividend stock?

Northfield Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 4.3%. BankFinancial pays an annual dividend of $0.40 per share and has a dividend yield of 3.4%. Northfield Bancorp pays out 68.4% of its earnings in the form of a dividend. BankFinancial pays out 62.5% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Which has more risk and volatility, NFBK or BFIN?

Northfield Bancorp has a beta of 0.78, suggesting that its share price is 22% less volatile than the S&P 500. Comparatively, BankFinancial has a beta of 0.37, suggesting that its share price is 63% less volatile than the S&P 500.

Does the media prefer NFBK or BFIN?

In the previous week, Northfield Bancorp had 3 more articles in the media than BankFinancial. MarketBeat recorded 5 mentions for Northfield Bancorp and 2 mentions for BankFinancial. BankFinancial's average media sentiment score of 0.00 beat Northfield Bancorp's score of -0.18 indicating that BankFinancial is being referred to more favorably in the news media.

Company	Very Positive	Positive	Neutral	Negative	Very Negative	Overall Sentiment
Northfield Bancorp	1 Very Positive mention(s)	0 Positive mention(s)	1 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral
BankFinancial	0 Very Positive mention(s)	0 Positive mention(s)	2 Neutral mention(s)	0 Negative mention(s)	0 Very Negative mention(s)	Neutral

Which has preferable earnings and valuation, NFBK or BFIN?

Northfield Bancorp has higher revenue and earnings than BankFinancial. Northfield Bancorp is trading at a lower price-to-earnings ratio than BankFinancial, indicating that it is currently the more affordable of the two stocks.

Company	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Northfield Bancorp	$254.73M	2.01	$29.94M	$0.76	15.78
BankFinancial	$74.36M	1.97	$4.07M	$0.64	18.40

Is NFBK or BFIN more profitable?

Northfield Bancorp has a net margin of 12.35% compared to BankFinancial's net margin of 6.05%. Northfield Bancorp's return on equity of 4.34% beat BankFinancial's return on equity.

Company	Net Margins	Return on Equity	Return on Assets
Northfield Bancorp	12.35%	4.34%	0.53%
BankFinancial	6.05%	2.82%	0.31%

Do institutionals & insiders have more ownership in NFBK or BFIN?

65.5% of Northfield Bancorp shares are held by institutional investors. Comparatively, 74.9% of BankFinancial shares are held by institutional investors. 6.5% of Northfield Bancorp shares are held by insiders. Comparatively, 12.2% of BankFinancial shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Summary

Northfield Bancorp beats BankFinancial on 13 of the 18 factors compared between the two stocks.