Citizens Bancorp of Virginia, Inc. is the bank holding company for Citizens Bank of Virginia, a community-oriented financial institution headquartered in South Boston, Virginia. Founded in the early 20th century, the company has grown steadily to serve individuals, families and businesses across Southside Virginia. Its branch network spans multiple counties, including Halifax, Pittsylvania and surrounding markets, where it focuses on delivering personalized banking services rooted in local knowledge.
The company’s core business activities include accepting retail and commercial deposits, underwriting consumer and business loans, and offering residential and commercial mortgage products. Citizens Bank of Virginia provides a full suite of deposit accounts—such as checking, savings and money market accounts—along with certificates of deposit. On the lending side, it supports local customers with agricultural loans, construction financing, equipment financing and lines of credit tailored to the needs of small-to-medium enterprises.
In addition to traditional banking services, Citizens Bancorp of Virginia offers treasury management solutions designed to streamline cash flow for commercial clients. Digital banking capabilities include online and mobile banking platforms, remote deposit capture and automated payment services. Over the years, the company has leveraged technology partnerships to enhance customer convenience while maintaining the personalized service that distinguishes it in its regional markets.
Led by a board of directors and executive management team with decades of experience in community banking, Citizens Bancorp of Virginia emphasizes strong customer relationships and prudent risk management. The company remains committed to its mission of supporting economic growth in Southside Virginia through responsible lending, community reinvestment and active participation in local development initiatives.
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