Erste Group Bank (EBKDY) Stock Price, News & Analysis

Company Overview

Erste Group Bank AG is a Vienna‐based universal banking group with a strong footprint across Central and Eastern Europe. Established in 1819 as Erste österreichische Spar-Casse, the bank has evolved into a leading financial services provider offering a comprehensive range of banking products for individuals, small and medium-sized enterprises (SMEs), and corporate clients. Its longstanding heritage and commitment to financial inclusion underpin its reputation as a trusted partner for retail and corporate customers alike.

The group’s core activities include retail banking, corporate and investment banking, private banking, and asset management. Retail customers benefit from deposit accounts, consumer lending, payment cards, and digital banking solutions, while corporate clients have access to working capital financing, trade finance, and structured lending. Through its investment banking division, Erste Group provides bond and equity capital markets services, M&A advisory, and research products. The bank also offers leasing, factoring, and insurance services via dedicated subsidiaries, ensuring a diversified revenue base.

Erste Group’s presence spans Austria, the Czech Republic, Slovakia, Romania, Hungary, Croatia, Serbia, Slovenia, Bosnia and Herzegovina, and Ukraine. This regional focus allows the bank to leverage local market expertise and deliver tailored financial solutions across diverse economic environments. Over decades of expansion, Erste Group has successfully integrated multiple regional institutions, reinforcing its position as one of the largest banking groups in the region.

Under the leadership of CEO Bernd Spalt and an experienced executive board, Erste Group continues to pursue a strategy centered on digital innovation, operational efficiency, and sustainable growth. The bank places a strong emphasis on responsible banking practices and ESG principles, aiming to support the economic development of its markets while delivering value to customers, employees, and shareholders.

Key Stats

• Today's Range: $41.96 to $42.84
• 50-Day Range: $33.30 to $42.64
• 52-Week Range: $23.70 to $42.84
• Volume: 88,703 shs
• Average Volume: 67,623 shs
• Market Capitalization: $34.80 billion
• P/E Ratio: 10.98
• Dividend Yield: 2.76%
• Price Target: N/A
• Consensus Rating: Buy

Erste Group Bank Stock Analysis - MarketRank™

Erste Group Bank scored higher than 73% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Erste Group Bank.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 0.25%

Earnings Growth

Earnings for Erste Group Bank are expected to grow by 0.25% in the coming year, from $4.05 to $4.06 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Erste Group Bank is 10.98, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.96.

Price to Earnings Ratio vs. Sector

The P/E ratio of Erste Group Bank is 10.98, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.98.

Price to Earnings Growth Ratio

Erste Group Bank has a PEG Ratio of 0.80. PEG Ratios below 1 indicate that a company could be undervalued.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the float of Erste Group Bank has been sold short.

Short Interest Ratio / Days to Cover

Erste Group Bank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Erste Group Bank has recently decreased by 27.59%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Erste Group Bank pays a meaningful dividend of 2.78%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Erste Group Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Erste Group Bank is 30.31%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Erste Group Bank will have a dividend payout ratio of 28.82% next year. This indicates that Erste Group Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the float of Erste Group Bank has been sold short.

Short Interest Ratio / Days to Cover

Erste Group Bank has a short interest ratio ("days to cover") of 0, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Erste Group Bank has recently decreased by 27.59%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.8 / 5
• News Sentiment: N/A

News Sentiment

Erste Group Bank has a news sentiment score of 0.20. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.73 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for Erste Group Bank this week, compared to 1 article on an average week.

MarketBeat Follows

2 people have added Erste Group Bank to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Erste Group Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 0.42% of the stock of Erste Group Bank is held by institutions.

EBKDY Stock Analysis - Frequently Asked Questions

How have EBKDY shares performed this year?

Erste Group Bank's stock was trading at $30.73 on January 1st, 2025. Since then, EBKDY shares have increased by 37.9% and is now trading at $42.39.

How were Erste Group Bank's earnings last quarter?

Erste Group Bank AG (OTCMKTS:EBKDY) issued its quarterly earnings results on Wednesday, April, 30th. The financial services provider reported $0.96 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $1.10 by $0.14. The financial services provider earned $3.21 billion during the quarter, compared to the consensus estimate of $3.21 billion. Erste Group Bank had a trailing twelve-month return on equity of 10.31% and a net margin of 16.22%.

How do I buy shares of Erste Group Bank?

Shares of EBKDY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 4/30/2025
• Ex-Dividend for 6/9 Dividend: 5/27/2025
• Record date for 6/9 Dividend: 5/28/2025
• Dividend Payable: 6/09/2025
• Today: 7/08/2025
• Next Earnings (Estimated): 8/01/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:EBKDY
• CIK: N/A
• Web: www.erstegroup.com
• Phone: 435010010100
• Fax: 43-5010-091-0100
• Employees: 45,723
• Year Founded: 1819

Profitability

• EPS (Trailing Twelve Months): $3.86
• Trailing P/E Ratio: 10.94
• Forward P/E Ratio: 10.47
• P/E Growth: 0.8
• Net Income: $3.38 billion
• Net Margins: 16.22%
• Pretax Margin: N/A
• Return on Equity: 10.31%
• Return on Assets: 0.88%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: $20.43 billion
• Price / Sales: 1.70
• Cash Flow: $3.39 per share
• Price / Cash Flow: 12.49
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: 821,030,000
• Free Float: N/A
• Market Cap: $34.80 billion
• Optionable: Not Optionable
• Beta: 1.09