Erste Group Bank (EBKDY) Stock Price, News & Analysis

Company Overview

Erste Group Bank AG, headquartered in Vienna, Austria, is one of the leading financial services providers in Central and Eastern Europe. Established in 1819 as the Erste österreichische Spar-Casse, the company has developed a strong presence across retail, corporate and investment banking. Through its extensive branch networks and digital channels, Erste Group serves a diverse client base ranging from individuals and small businesses to large corporates and institutional investors.

The bank’s core activities include deposit-taking, lending, payment services, asset management and advisory solutions. Erste Group also offers leasing and insurance products through its subsidiaries, providing a comprehensive suite of financial solutions. Its treasury operations support liquidity management and market product distribution, while a dedicated private banking division addresses the wealth management needs of high-net-worth clients.

Erste Group has established a significant footprint in seven core markets: Austria, the Czech Republic, Slovakia, Hungary, Romania, Croatia and Serbia. In each of these countries, the bank combines local expertise with regional collaboration to support economic development and cross-border trade. The group continues to invest in digital innovation to enhance customer experience and operational efficiency across its network.

The company is listed on the Vienna Stock Exchange and maintained on certain over-the-counter markets under the symbol EBKDY. Its principal shareholder is the ERSTE Foundation, which promotes social and cultural initiatives in Central and Eastern Europe. Since May 2017, Bernd Spalt has served as Chief Executive Officer, while Andreas Treichl chairs the Supervisory Board, guiding Erste Group’s strategic direction and governance.

Key Stats

• Today's Range: $51.14 to $51.53
• 50-Day Range: $45.27 to $51.42
• 52-Week Range: $26.15 to $51.72
• Volume: 46,953 shs
• Average Volume: 34,031 shs
• Market Capitalization: $42.09 billion
• P/E Ratio: 12.66
• Dividend Yield: 2.28%
• Price Target: N/A
• Consensus Rating: Moderate Buy

Erste Group Bank Stock Analysis - MarketRank™

Erste Group Bank scored higher than 60% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Erste Group Bank.

Earnings and Valuation

• Score: 3.1 / 5
• Proj. Earnings Growth: 0.25%

Earnings Growth

Earnings for Erste Group Bank are expected to grow by 0.25% in the coming year, from $4.05 to $4.06 per share.

Price to Earnings Ratio vs. the Market

The P/E ratio of Erste Group Bank is 12.66, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 233.10.

Price to Earnings Ratio vs. Sector

The P/E ratio of Erste Group Bank is 12.66, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.91.

Price to Earnings Growth Ratio

Erste Group Bank has a PEG Ratio of 0.91. PEG Ratios below 1 indicate that a company could be undervalued.

Price to Book Value per Share Ratio

Erste Group Bank has a P/B Ratio of 1.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.00% of the outstanding shares of Erste Group Bank have been sold short.

Short Interest Ratio / Days to Cover

Erste Group Bank has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Erste Group Bank has recently increased by 1,306.67%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Yield

Erste Group Bank pays a meaningful dividend of 2.29%, higher than the bottom 25% of all stocks that pay dividends.

Dividend Growth

Erste Group Bank does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of Erste Group Bank is 28.89%. This payout ratio is at a healthy, sustainable level, below 75%.

Dividend Sustainability

Based on earnings estimates, Erste Group Bank will have a dividend payout ratio of 28.82% next year. This indicates that Erste Group Bank will be able to sustain or increase its dividend.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.00% of the outstanding shares of Erste Group Bank have been sold short.

Short Interest Ratio / Days to Cover

Erste Group Bank has a short interest ratio ("days to cover") of 0.4, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Erste Group Bank has recently increased by 1,306.67%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 2.5 / 5
• News Sentiment: 0.54

News Sentiment

Erste Group Bank has a news sentiment score of 0.54. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.69 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 3 news articles for Erste Group Bank this week, compared to 1 article on an average week.

MarketBeat Follows

2 people have added Erste Group Bank to their MarketBeat watchlist in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Erste Group Bank insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 0.42% of the stock of Erste Group Bank is held by institutions.

EBKDY Stock Analysis - Frequently Asked Questions

How have EBKDY shares performed this year?

Erste Group Bank's stock was trading at $30.73 on January 1st, 2025. Since then, EBKDY stock has increased by 66.8% and is now trading at $51.27.

How were Erste Group Bank's earnings last quarter?

Erste Group Bank AG (OTCMKTS:EBKDY) posted its earnings results on Friday, August, 1st. The financial services provider reported $1.20 earnings per share for the quarter, topping analysts' consensus estimates of $1.05 by $0.15. The financial services provider had revenue of $3.26 billion for the quarter, compared to analyst estimates of $3.18 billion. Erste Group Bank had a net margin of 16.96% and a trailing twelve-month return on equity of 10.08%.

How do I buy shares of Erste Group Bank?

Shares of EBKDY stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 8/01/2025
• Today: 10/05/2025
• Next Earnings (Estimated): 10/30/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - FOREIGN
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:EBKDY
• CIK: N/A
• Web: www.erstegroup.com
• Phone: 435010010100
• Fax: 43-5010-091-0100
• Employees: 45,717
• Year Founded: 1819

Profitability

• EPS (Trailing Twelve Months): $4.05
• Trailing P/E Ratio: 12.66
• Forward P/E Ratio: 12.66
• P/E Growth: 0.91
• Net Income: $3.38 billion
• Net Margins: 16.96%
• Pretax Margin: 26.74%
• Return on Equity: 10.08%
• Return on Assets: 0.89%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.87
• Quick Ratio: 0.87

Sales & Book Value

• Annual Sales: $20.43 billion
• Price / Sales: 2.06
• Cash Flow: $4.85 per share
• Price / Cash Flow: 10.57
• Book Value: $40.55 per share
• Price / Book: 1.26

Miscellaneous

• Outstanding Shares: 821,030,000
• Free Float: N/A
• Market Cap: $42.09 billion
• Optionable: Not Optionable
• Beta: 1.09