Empire Bancorp, Inc. operates as the bank holding company for Empire National Bank that provides various banking products and services primarily in New York. It offers various deposit products, including checking, savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. The company also provides commercial lending products, such as commercial real estate loans, multi-family loans, real estate construction and development loans, business term loans, equipment financing, small business administration loans, and lines of credit; and consumer lending products comprising home equity loans, lines of credit, and residential mortgages, as well as consumer installment loans, such as loans to purchase cars, boats, and other recreational vehicles. In addition, it offers electronic services, including remote deposit capture, merchant services, automated clearing house originations, cash management, online and mobile banking, and lockbox processing services, as well as debit cards. The company serves small and medium-sized businesses, professionals, nonprofit organizations, municipalities, real estate investors, and consumers. It operates through a network of four banking offices located in Islandia, Shirley, Port Jefferson Station, and Mineola; and a loan production office in Manhattan, New York. The company was founded in 2008 and is headquartered in Islandia, New York.
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