Empire Bancorp, Inc. is a New York–based bank holding company that provides a range of commercial and consumer banking services through its wholly owned subsidiary, Empire Bank. Headquartered on Long Island, the company serves metropolitan areas across New York and northern New Jersey, combining a community-oriented approach with the resources of a larger financial institution. Since its formation, Empire Bancorp has focused on building customer relationships through personalized service, establishing itself as a regional financial partner for businesses, professionals and individual depositors.
The company’s primary business activities center on deposit gathering and the extension of credit. Empire Bank offers checking and savings accounts, money market deposits, certificates of deposit and other retail deposit products designed to meet the needs of both individuals and small-to‐mid-sized enterprises. On the lending side, the bank underwrites commercial real estate loans, construction financing, owner-occupied commercial building loans and various consumer lending solutions, including residential mortgages and home-equity lines of credit.
In addition to core deposit and loan offerings, Empire Bancorp provides a suite of treasury management services that cater to the operational needs of its commercial clients. These include automated clearing house (ACH) services, wire transfers, lockbox services, online and mobile cash management, merchant card processing and remote deposit capture. The company also offers select wealth management and trust services, tapping into a network of financial advisors to support succession planning, investment stewardship and fiduciary solutions.
Operating under the guidance of a seasoned leadership team and board of directors with extensive banking and community development experience, Empire Bancorp continues to expand its footprint while maintaining its commitment to local economies. The company’s strategic emphasis on customer service, prudent credit underwriting and technological enhancements has sustained its growth and helped strengthen its market position. With a history rooted in community banking, Empire Bancorp seeks to balance traditional relationship-driven banking with modern financial solutions for its diverse clientele.
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