Equitable Financial (EQFN) Stock Price, News & Analysis

Company Overview

Equitable Financial (OTCMKTS:EQFN) is a U.S.-based life insurance and retirement services company offering a broad range of protection and wealth‐accumulation products. Headquartered in New York, the firm serves individual and institutional clients nationwide through a network of financial professionals, independent advisors and broker-dealers. Its core business encompasses life insurance, annuity contracts and employee benefit programs designed to help clients address retirement planning, income protection and estate‐transfer needs.

The company’s product portfolio includes term life, whole life and universal life insurance, along with fixed, indexed and variable annuity solutions. In the retirement segment, Equitable Financial provides self-directed IRAs, qualified plan services and distribution support for employers and plan participants. Group life and disability coverages, long-term care insurance and supplemental health benefits further complement its individual offerings, enabling employers to tailor benefits packages for their workforce.

Equitable Financial distributes its products through an extensive field force of career agents, independent brokers and registered investment advisors, as well as through strategic partnerships with broker-dealers and banks. The company supports its distribution channels with digital sales and servicing platforms, educational resources and advanced analytics. This integrated approach aims to streamline the client experience, improve financial-planning outcomes and help advisors deepen relationships across life stages.

Originally founded in 1859 as one of America’s first mutual life insurers, Equitable Financial has evolved into a modern financial services organization under the Equitable Holdings umbrella. Throughout its history, the firm has introduced innovations such as non-forfeiture guarantees and policy dividend scales designed to enhance value for policyholders. Today, a seasoned management team with deep expertise in insurance, wealth management and employee benefits oversees the company’s strategy and operations, focusing on financial security, operational excellence and long-term growth.

Key Stats

• Today's Range: $12.90 to $13.03
• 50-Day Range: $12.50 to $13.03
• 52-Week Range: $12.00 to $13.06
• Volume: 1,816 shs
• Average Volume: 448 shs
• Market Capitalization: $32.86 million
• P/E Ratio: 12.73
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Equitable Financial Stock Analysis - MarketRank™

Equitable Financial scored higher than 39% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Equitable Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Equitable Financial is 12.73, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.86.

Price to Earnings Ratio vs. Sector

The P/E ratio of Equitable Financial is 12.73, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.20.

Price to Book Value per Share Ratio

Equitable Financial has a P/B Ratio of 0.71. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 3.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.02% of the float of Equitable Financial has been sold short.

Short Interest Ratio / Days to Cover

Equitable Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Equitable Financial has recently increased by 300.00%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Equitable Financial does not currently pay a dividend.

Dividend Growth

Equitable Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: 3.8 / 5
• Environmental Score: -0.34

Percentage of Shares Shorted

0.02% of the float of Equitable Financial has been sold short.

Short Interest Ratio / Days to Cover

Equitable Financial has a short interest ratio ("days to cover") of 0.2, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Equitable Financial has recently increased by 300.00%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: N/A
• News Sentiment: N/A

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Equitable Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

11.30% of the stock of Equitable Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 7.24% of the stock of Equitable Financial is held by institutions.

EQFN Stock Analysis - Frequently Asked Questions

How have EQFN shares performed this year?

Equitable Financial's stock was trading at $12.75 at the start of the year. Since then, EQFN stock has increased by 1.9% and is now trading at $12.9884.

How were Equitable Financial's earnings last quarter?

Equitable Financial Corp. (OTCMKTS:EQFN) issued its quarterly earnings data on Wednesday, February, 19th. The financial services provider reported $0.45 EPS for the quarter. The financial services provider had revenue of $5.20 million for the quarter. Equitable Financial had a net margin of 9.82% and a trailing twelve-month return on equity of 10.12%.

How do I buy shares of Equitable Financial?

Shares of EQFN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Last Earnings: 2/19/2025
• Today: 7/13/2025
• Fiscal Year End: 6/30/2026

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - MIDWEST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:EQFN
• CIK: 1635626
• Web: www.equitableonline.com
• Phone: (308) 382-3136
• Fax: N/A
• Employees: 65
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 12.73
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $2.71 million
• Net Margins: 9.82%
• Pretax Margin: 8.52%
• Return on Equity: 10.12%
• Return on Assets: 0.97%

Debt

• Debt-to-Equity Ratio: 0.16
• Current Ratio: 1.00
• Quick Ratio: 1.00

Sales & Book Value

• Annual Sales: $31.33 million
• Price / Sales: 1.05
• Cash Flow: $1.21 per share
• Price / Cash Flow: 10.73
• Book Value: $18.22 per share
• Price / Book: 0.71

Miscellaneous

• Outstanding Shares: 2,530,000
• Free Float: 2,244,000
• Market Cap: $32.86 million
• Optionable: Not Optionable
• Beta: 0.08