Frederick County Bancorp (OTCMKTS: FCBI) is the bank holding company for The Frederick County Bank, a community-based financial institution headquartered in Frederick, Maryland. Through its subsidiary, the company delivers a comprehensive suite of deposit and lending services tailored to individuals, families and businesses. Its core offerings include checking and savings accounts, certificates of deposit, mortgage and home equity loans, commercial real estate financing and consumer lending products.
In addition to traditional deposit and loan services, Frederick County Bancorp supports its customers with digital banking tools, online bill payment, mobile deposit capture and treasury management solutions. This blend of personalized, relationship-driven banking and modern technology allows the company to meet the evolving needs of both retail and commercial clients. The organization emphasizes local decision-making, enabling its branches to respond quickly to customer inquiries and community opportunities.
Founded to serve the financial needs of Frederick County and surrounding regions, Frederick County Bancorp maintains a network of full-service branches throughout central Maryland and adjacent areas. The company’s leadership team comprises seasoned banking professionals who focus on sustaining steady growth, prudent risk management and fostering community development. By reinvesting earnings locally, Frederick County Bancorp aims to support municipal initiatives, small business growth and neighborhood revitalization efforts across its service territory.
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