Freedom Financial (FDVA) Stock Price, News & Analysis

Company Overview

Freedom Financial (OTCMKTS:FDVA) is a diversified personal finance company focused on delivering consumer debt relief and lending solutions in the United States. Through its flagship Freedom Debt Relief unit, the company negotiates with creditors on behalf of borrowers to reduce outstanding unsecured debts, offering personalized settlement programs designed to help clients achieve financial freedom. In addition to debt settlement services, Freedom Financial provides unsecured personal loans via its FreedomPlus platform, catering to borrowers seeking credit with transparent terms and competitive rates.

Founded in 2002 and headquartered in San Mateo, California, Freedom Financial has evolved from a single-service debt settlement firm into a multi‐product financial services organization. Over the years, the company has expanded its offerings to include financial planning tools, credit education resources and proprietary technology that streamlines client onboarding, case tracking and payment processing. This integrated approach aims to deliver a more efficient and user-friendly experience for consumers navigating complex debt challenges.

Freedom Financial operates primarily in the U.S. market, serving consumers across all 50 states. The company leverages a blend of technology‐driven platforms and a network of in-house financial advisors to guide clients through each stage of debt resolution or loan origination. By combining automated decisioning algorithms with personalized support, Freedom Financial endeavors to improve outcomes for borrowers while adhering to industry regulations and best practices.

Under the leadership of founder and CEO Brad Stroh, Freedom Financial has emphasized a growth strategy rooted in innovation and operational excellence. The management team’s focus on data analytics, compliance and customer education has supported the company’s mission to help individuals achieve long-term financial stability. As Freedom Financial continues to refine its service offerings and digital tools, it remains committed to delivering transparent, ethical and results‐oriented solutions for consumers seeking relief from debt or access to credit.

Key Stats

• Today's Range: $11.12 to $11.25
• 50-Day Range: $10.20 to $11.45
• 52-Week Range: $9.60 to $11.50
• Volume: 1,059 shs
• Average Volume: 231 shs
• Market Capitalization: $79.36 million
• P/E Ratio: 14.45
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

Freedom Financial Stock Analysis - MarketRank™

Freedom Financial scored higher than 37% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for Freedom Financial.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of Freedom Financial is 14.45, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 25.69.

Price to Earnings Ratio vs. Sector

The P/E ratio of Freedom Financial is 14.45, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.96.

Price to Book Value per Share Ratio

Freedom Financial has a P/B Ratio of 0.99. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.01% of the float of Freedom Financial has been sold short.

Short Interest Ratio / Days to Cover

Freedom Financial has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Freedom Financial has recently decreased by 18.18%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

Freedom Financial does not currently pay a dividend.

Dividend Growth

Freedom Financial does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.01% of the float of Freedom Financial has been sold short.

Short Interest Ratio / Days to Cover

Freedom Financial has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in Freedom Financial has recently decreased by 18.18%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 1.5 / 5
• News Sentiment: N/A

News Sentiment

Freedom Financial has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.74 average news sentiment score of Finance companies.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, Freedom Financial insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.30% of the stock of Freedom Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.

FDVA Stock Analysis - Frequently Asked Questions

How have FDVA shares performed this year?

Freedom Financial's stock was trading at $10.32 on January 1st, 2025. Since then, FDVA stock has increased by 7.8% and is now trading at $11.13.

How were Freedom Financial's earnings last quarter?

Freedom Financial Holdings, Inc. (OTCMKTS:FDVA) issued its quarterly earnings results on Tuesday, April, 29th. The company reported $0.28 earnings per share for the quarter. The business had revenue of $8.70 million for the quarter. Freedom Financial had a trailing twelve-month return on equity of 6.81% and a net margin of 8.39%.

How do I buy shares of Freedom Financial?

Shares of FDVA stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of Freedom Financial own?

Based on aggregate information from My MarketBeat watchlists, some other companies that Freedom Financial investors own include Alpine Immune Sciences (ALPN), Arconic (ARNC), Booking (BKNG), Dynex Capital (DX), Enterprise Products Partners (EPD), First Reserve Sustainable Growth (FRSGU) and Meta Platforms (META).

Company Calendar

• Last Earnings: 4/29/2025
• Today: 7/07/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - NORTHEAST
• Sub-Industry: N/A
• Current Symbol: OTCMKTS:FDVA
• CIK: N/A
• Web: www.freedombankva.com
• Phone: (703) 242-5300
• Fax: 703-242-5303
• Employees: N/A
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $0.77
• Trailing P/E Ratio: 14.45
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $4.71 million
• Net Margins: 8.39%
• Pretax Margin: 9.75%
• Return on Equity: 6.81%
• Return on Assets: 0.51%

Debt

• Debt-to-Equity Ratio: 0.90
• Current Ratio: 0.88
• Quick Ratio: 0.88

Sales & Book Value

• Annual Sales: $66.41 million
• Price / Sales: 1.19
• Cash Flow: $0.67 per share
• Price / Cash Flow: 16.73
• Book Value: $11.20 per share
• Price / Book: 0.99

Miscellaneous

• Outstanding Shares: 7,129,000
• Free Float: N/A
• Market Cap: $79.35 million
• Optionable: Not Optionable
• Beta: 0.19