First National Financial (FNLIF) Stock Price, News & Analysis

Company Overview

Founded in 1988 by industry veteran Stephen Smith, First National Financial LP is one of Canada’s largest non-bank residential mortgage lenders. Headquartered in Toronto, Ontario, the firm has built a national footprint by focusing on prime insured and uninsured mortgage products and delivering comprehensive origination, underwriting, funding and servicing capabilities.

First National distributes its mortgage solutions through a network of over 4,000 mortgage brokers across Canada, serving first-time homebuyers, property investors and those seeking refinancing or renewal options. The company also extends its expertise to commercial clients, offering financing for small to mid-sized businesses and real estate development projects.

In addition to lending, First National supports mortgage servicing and securitization activities, participating in both residential mortgage-backed securities and covered bond programs. The firm partners on title insurance under the TitlePLUS brand, providing homebuyers with legal protection and settlement support. Close relationships with institutional investors and capital markets participants underpin its funding strategies and ensure liquidity.

Under the leadership of its founder and CEO, Stephen Smith, First National continues to strengthen its position in the Canadian mortgage market. With operations spanning all provinces and territories, the company emphasizes prudent risk management, innovative product development and long-term relationships with brokers and borrowers alike.

Key Stats

• Today's Range: $27.33 to $27.33
• 50-Day Range: $27.02 to $27.63
• 52-Week Range: $25.00 to $31.75
• Volume: 1,900 shs
• Average Volume: 2,683 shs
• Market Capitalization: N/A
• P/E Ratio: 13.05
• Dividend Yield: 5.34%
• Price Target: N/A
• Consensus Rating: Hold

First National Financial Stock Analysis - MarketRank™

First National Financial scored higher than 7% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First National Financial.

Earnings and Valuation

• Score: 1.3 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First National Financial is 13.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 26.54.

Price to Earnings Ratio vs. Sector

The P/E ratio of First National Financial is 13.05, which means that it is trading at a less expensive P/E ratio than the Financial Services sector average P/E ratio of about 14.00.

Short Interest

• Score: 0.0 / 5
• Short Interest Level: Bearish

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

First National Financial has a short interest ratio ("days to cover") of 20.5, which indicates bearish sentiment.

Change versus previous month

Short interest in First National Financial has recently increased by 7.89%, indicating that investor sentiment is decreasing significantly.

Dividend

• Score: 2.5 / 5
• Dividend Strength: Moderate

Dividend Leadership

First National Financial is a leading dividend payer. It pays a dividend yield of 6.57%, putting its dividend yield in the top 25% of dividend-paying stocks.

Dividend Growth

First National Financial does not have a long track record of dividend growth.

Dividend Coverage

The dividend payout ratio of First National Financial is 69.63%. This payout ratio is at a healthy, sustainable level, below 75%.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

First National Financial has a short interest ratio ("days to cover") of 20.5, which indicates bearish sentiment.

Change versus previous month

Short interest in First National Financial has recently increased by 7.89%, indicating that investor sentiment is decreasing significantly.

News and Social Media

• Score: 0.6 / 5
• News Sentiment: N/A

Search Interest

1 people have searched for FNLIF on MarketBeat in the last 30 days.

Company Ownership

• Score: 0.0 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First National Financial insiders have not sold or bought any company stock.

Percentage Held by Institutions

Only 4.06% of the stock of First National Financial is held by institutions.

FNLIF Stock Analysis - Frequently Asked Questions

How have FNLIF shares performed this year?

First National Financial's stock was trading at $28.0225 at the beginning of 2025. Since then, FNLIF stock has decreased by 2.5% and is now trading at $27.3272.

How do I buy shares of First National Financial?

Shares of FNLIF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

Company Calendar

• Today: 7/21/2025
• Next Earnings (Estimated): 7/28/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Financial Services
• Industry: Mortgage Finance
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FNLIF
• CIK: N/A
• Web: www.firstnational.ca
• Phone: (416) 593-1100
• Fax: N/A
• Employees: 1,659
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): N/A
• Trailing P/E Ratio: 13.05
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: N/A
• Net Margins: N/A
• Pretax Margin: N/A
• Return on Equity: N/A
• Return on Assets: N/A

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: N/A
• Quick Ratio: N/A

Sales & Book Value

• Annual Sales: N/A
• Price / Sales: N/A
• Cash Flow: N/A
• Price / Cash Flow: N/A
• Book Value: N/A
• Price / Book: N/A

Miscellaneous

• Outstanding Shares: N/A
• Free Float: N/A
• Market Cap: N/A
• Optionable: Not Optionable
• Beta: N/A