First Northern Community Bancorp (FNRN) Stock Price, News & Analysis

Company Overview

First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company accepts demand deposits, interest-bearing transaction deposits, savings and money market deposit accounts, and time deposits. It also offers commercial, commercial real estate, agriculture, residential mortgage, residential construction, and consumer loans. In addition, the company provides debit and credit cards; investment and brokerage services; alternative investment products, and fiduciary and other financial services; and equipment leasing, merchant card processing, payroll, and international banking services through third parties. Further, it offers cashier's checks, safe deposit boxes, and other customary banking services. The company operates branches located in the cities of Auburn, Colusa, Davis, Dixon, Fairfield, Orland, Rancho Cordova, Roseville, Sacramento, Vacaville, West Sacramento, Winters, Willows, and Woodland; satellite banking office inside a retirement community in the city of Davis; residential mortgage loan office in Davis; and commercial loan office in the Contra Costa County city of Walnut Creek. First Northern Community Bancorp was founded in 1910 and is headquartered in Dixon, California.

Key Stats

• Today's Range: $11.25 to $11.75
• 50-Day Range: $9.74 to $11.71
• 52-Week Range: $9.17 to $11.75
• Volume: 1,904 shs
• Average Volume: 23,675 shs
• Market Capitalization: $184.78 million
• P/E Ratio: 9.18
• Dividend Yield: N/A
• Price Target: N/A
• Consensus Rating: N/A

First Northern Community Bancorp Stock Analysis - MarketRank™

First Northern Community Bancorp scored higher than 48% of companies evaluated by MarketBeat. Scores are calculated by averaging available category scores, with extra weight given to analysis and valuation.

Analyst's Opinion

• Score: N/A
• Analyst Rating: N/A

Consensus Rating

There is not enough analysis data for First Northern Community Bancorp.

Earnings and Valuation

• Score: 1.9 / 5
• Proj. Earnings Growth: N/A

Price to Earnings Ratio vs. the Market

The P/E ratio of First Northern Community Bancorp is 9.18, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 28.60.

Price to Earnings Ratio vs. Sector

The P/E ratio of First Northern Community Bancorp is 9.18, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 19.62.

Price to Book Value per Share Ratio

First Northern Community Bancorp has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

Short Interest

• Score: 5.0 / 5
• Short Interest Level: Healthy

Percentage of Shares Shorted

0.04% of the float of First Northern Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northern Community Bancorp has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northern Community Bancorp has recently decreased by 16.39%, indicating that investor sentiment is improving significantly.

Dividend

• Score: 0.0 / 5
• Dividend Strength: N/A

Dividend Yield

First Northern Community Bancorp does not currently pay a dividend.

Dividend Growth

First Northern Community Bancorp does not have a long track record of dividend growth.

Sustainability and ESG

• Score: N/A
• Environmental Score: N/A

Percentage of Shares Shorted

0.04% of the float of First Northern Community Bancorp has been sold short.

Short Interest Ratio / Days to Cover

First Northern Community Bancorp has a short interest ratio ("days to cover") of 0.3, which is generally considered an acceptable ratio of short interest to trading volume.

Change versus previous month

Short interest in First Northern Community Bancorp has recently decreased by 16.39%, indicating that investor sentiment is improving significantly.

News and Social Media

• Score: 2.9 / 5
• News Sentiment: N/A

News Sentiment

First Northern Community Bancorp has a news sentiment score of 1.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.97 average news sentiment score of Finance companies.

News Coverage This Week

MarketBeat has tracked 1 news article for First Northern Community Bancorp this week, compared to 0 articles on an average week.

Company Ownership

• Score: 0.8 / 5
• Insider Trading: N/A

Insider Buying vs. Insider Selling

In the past three months, First Northern Community Bancorp insiders have not sold or bought any company stock.

Percentage Held by Insiders

13.02% of the stock of First Northern Community Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.

Percentage Held by Institutions

Only 17.86% of the stock of First Northern Community Bancorp is held by institutions.

FNRN Stock Analysis - Frequently Asked Questions

How have FNRN shares performed this year?

First Northern Community Bancorp's stock was trading at $9.99 at the start of the year. Since then, FNRN shares have increased by 17.2% and is now trading at $11.71.

How were First Northern Community Bancorp's earnings last quarter?

First Northern Community Bancorp (OTCMKTS:FNRN) announced its quarterly earnings results on Wednesday, January, 29th. The bank reported $0.37 EPS for the quarter. First Northern Community Bancorp had a trailing twelve-month return on equity of 11.03% and a net margin of 23.58%.

How do I buy shares of First Northern Community Bancorp?

Shares of FNRN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.

What other stocks do shareholders of First Northern Community Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some other companies that First Northern Community Bancorp investors own include Honeywell International (HON), Home Depot (HD), Meta Platforms (META), NVIDIA (NVDA), Cisco Systems (CSCO), CocaCola (KO) and Johnson & Johnson (JNJ).

Company Calendar

• Last Earnings: 1/29/2025
• Today: 8/13/2025
• Next Earnings (Estimated): 10/29/2025
• Fiscal Year End: 12/31/2025

Industry, Sector and Symbol

• Stock Exchange: OTCMKTS
• Sector: Finance
• Industry: BANKS - WEST
• Sub-Industry: Banking
• Current Symbol: OTCMKTS:FNRN
• CIK: 1114927
• Web: www.thatsmybank.com
• Phone: (707) 678-3041
• Fax: 707-678-9734
• Employees: 190
• Year Founded: N/A

Profitability

• EPS (Trailing Twelve Months): $1.28
• Trailing P/E Ratio: 9.18
• Forward P/E Ratio: N/A
• P/E Growth: N/A
• Net Income: $20.03 million
• Net Margins: 23.58%
• Pretax Margin: 32.69%
• Return on Equity: 11.03%
• Return on Assets: 1.08%

Debt

• Debt-to-Equity Ratio: N/A
• Current Ratio: 0.75
• Quick Ratio: 0.72

Sales & Book Value

• Annual Sales: $84.67 million
• Price / Sales: 2.18
• Cash Flow: $1.44 per share
• Price / Cash Flow: 8.11
• Book Value: $12.35 per share
• Price / Book: 0.95

Miscellaneous

• Outstanding Shares: 15,780,000
• Free Float: 13,726,000
• Market Cap: $184.78 million
• Optionable: Not Optionable
• Beta: 0.18